Mortgage Lenders and Brokers in Wapato, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wapato, Washington mortgage lenders include Keybank National AssociationKeybank National Association302 W 1st St, Wapato, WA 98951A+5.0 ★Texas Ratio: 4.81%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Solarity Credit UnionSolarity Credit Union900 S Ruby St, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 2.09%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Synergy One Lending, Inc., loanDepot.com LLC, Cmg Mortgage Inc, and Cornerstone First Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wapato, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wapato are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wapato, Washington
Market share is the lender's share of all home loans closed in Wapato, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wapato 302 W 1st St, Wapato, WA 98951 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 8.6% | 30% | $111,666 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 2 +2 HELOCs |
5.7% | 66.7% | $40,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 5.7% | 100% | $175,000 | View |
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900 S Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 2.09% |
Conventional, HELOC | 1 +4 HELOCs |
2.9% | 50% | $325,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 2.9% | 100% | $95,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Synergy One Lending, Inc.
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Conventional, FHA | 4 | 11.4% | 100% | $170,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 8.6% | 75% | $95,000 | |
Cmg Mortgage Inc
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FHA, USDA | 3 | 8.6% | 66.7% | $138,333 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 5.7% | 100% | $160,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 5.7% | 66.7% | $220,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 5.7% | 100% | $160,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 5.7% | 100% | $165,000 | |
Freedom Northwest Credit Union
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Conventional | 1 | 2.9% | 100% | $235,000 | |
Rocket Mortgage
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Conventional | 1 | 2.9% | 100% | $215,000 | |
Newrez LLC
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Conventional | 1 | 2.9% | 50% | $95,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 2.9% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 2.9% | 100% | $185,000 | View |
Self Help Federal Credit Union
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Conventional | 1 | 2.9% | 100% | $195,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 2.9% | 100% | $175,000 | |
Village Capital & Investment
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FHA | 1 | 2.9% | 100% | $295,000 | |
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wapato Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wapato, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Wapato? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wapato in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wapato, WA
Use these to narrow the list above. Each category shows how many Wapato, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Wapato, WA
Independent mortgage companies closed 65.7 percent of home loans in Wapato, Washington in 2025, banks 20 percent and credit unions 14.3 percent. Synergy One Lending, Inc. was the largest mortgage company, Keybank National Association the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Gesa Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wapato, WA
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in Wapato, Washington with 3 loans, about 8.6 percent of the market. The largest lender headquartered in Washington was Gesa Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Wapato, Washington in 2025, led by Synergy One Lending, Inc. with 2. 0 lenders closed VA loans, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 4 credit unions closed home loans in Wapato, Washington in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wapato, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wapato, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wapato. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
