Mortgage Lenders and Brokers in Tumwater, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tumwater, Washington mortgage lenders include Keybank National AssociationKeybank National Association5400 Capitol Blvd Se, Tumwater, WA 98501A+5.0 ★Texas Ratio: 4.81%, Timberland BankTimberland Bank301 Trosper Road Sw, Tumwater, WA 98512A+5.0 ★Texas Ratio: 3.23%, Heritage BankHeritage Bank850 Trosper Rd Sw, Tumwater, WA 98512A+5.0 ★Texas Ratio: 1.04%, O Bee Credit UnionO Bee Credit Union3900 CLEVELAND AVE SE, TUMWATER, WA 98501 4023A5.0 ★Texas Ratio: 9.15%, Peak Credit UnionPeak Credit Union5735 LITTLEROCK RD SW, TUMWATER, WA 98512A5.0 ★Texas Ratio: 7.97%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Sound Community BankSound Community Bank22807 44th Ave W, Mountlake Terrace, WA 98043A5.0 ★Texas Ratio: 6.90%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tumwater, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tumwater are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tumwater, Washington
Market share is the lender's share of all home loans closed in Tumwater, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Tumwater 5400 Capitol Blvd Se, Tumwater, WA 98501 A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0.6% | 100% | $359,000 | View |
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1 office in Tumwater 301 Trosper Road Sw, Tumwater, WA 98512 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 2 | 0.3% | 100% | $595,000 | View |
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1 office in Tumwater 850 Trosper Rd Sw, Tumwater, WA 98512 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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3900 CLEVELAND AVE SE, TUMWATER, WA 98501 4023 A5.0 ★Texas Ratio: 9.15% |
Conventional, Jumbo, HELOC | 10 +40 HELOCs |
1.3% | 100% | $320,000 | View |
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5735 LITTLEROCK RD SW, TUMWATER, WA 98512 A5.0 ★Texas Ratio: 7.97% |
Conventional, HELOC | 9 +29 HELOCs |
1.2% | 81.8% | $263,888 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 8 +25 HELOCs |
1% | 88.9% | $491,250 | |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
1% | 90% | $403,750 | View |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional | 6 | 0.8% | 75% | $85,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +10 HELOCs |
0.6% | 83.3% | $475,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 4 +4 HELOCs |
0.5% | 100% | $617,500 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
0.5% | 100% | $312,500 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.5% | 100% | $282,500 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 0.5% | 100% | $312,500 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 75% | $308,333 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 100% | $228,333 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 3 | 0.4% | 100% | $101,666 | View |
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1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
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23550 NE State Route 3, Belfair, WA 98528 A+5.0 ★Texas Ratio: 5.60% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.1% | 100% | $665,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.1% | 100% | $795,000 | View |
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Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 50% | $475,000 | View |
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19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wsecu
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Conventional, VA, HELOC | 66 +60 HELOCs |
8.5% | 63.8% | $149,545 | |
Olympia Federal Savings & Loan
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Conventional, Jumbo | 22 | 2.8% | 84.6% | $320,909 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 18 | 2.3% | 100% | $283,333 | |
HomeStreet Bank
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FHA, VA, HELOC | 3 +4 HELOCs |
0.4% | 100% | $515,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 94 | 12% | 98% | $443,829 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 65 +4 HELOCs |
8.3% | 91.7% | $473,769 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 58 | 7.4% | 85.5% | $299,655 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 40 +3 HELOCs |
5.1% | 100% | $448,500 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 29 | 3.7% | 80.6% | $481,896 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
3.5% | 100% | $502,777 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 20 | 2.6% | 87% | $319,000 | |
Mortgage Research Center
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VA, Jumbo | 18 | 2.3% | 85.7% | $530,555 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
1.8% | 100% | $495,714 | |
Freedom Mortgage Corporation
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FHA, VA | 13 | 1.7% | 83.3% | $473,461 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 13 | 1.7% | 100% | $413,461 | |
Nationstar Mortgage
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Conventional | 11 | 1.4% | 91.7% | $168,636 | |
Paramount Residential Mortgage
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Conventional, VA | 11 | 1.4% | 100% | $445,909 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 10 +6 HELOCs |
1.3% | 62.5% | $327,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 9 | 1.2% | 100% | $468,333 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 8 | 1% | 100% | $295,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo, HELOC | 7 +2 HELOCs |
0.9% | 77.8% | $452,142 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
0.9% | 87.5% | $376,428 | |
Bay Equity LLC
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Conventional, VA | 7 | 0.9% | 100% | $417,857 | |
Triad Financial Services, Inc.
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Conventional | 6 | 0.8% | 69.2% | $126,666 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 5 | 0.6% | 66.7% | $237,000 | |
The Loan Store, Inc
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Conventional | 5 | 0.6% | 100% | $455,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 5 | 0.6% | 66.7% | $417,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.5% | 40% | $145,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, VA | 4 | 0.5% | 100% | $612,500 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.5% | 80% | $442,500 | View |
21St Mortgage
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Conventional | 4 | 0.5% | 100% | $102,500 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 3 | 0.4% | 100% | $555,000 | |
Resicentral LLC
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Conventional | 3 | 0.4% | 100% | $455,000 | |
Synergy One Lending, Inc.
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Conventional, VA | 3 | 0.4% | 100% | $408,333 | |
Planet Home Lending, LLC
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Conventional, VA | 3 | 0.4% | 75% | $381,666 | |
Provident Funding Associates
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Conventional | 3 | 0.4% | 100% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 0.4% | 100% | $651,666 | |
Lower, LLC
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Conventional, VA | 3 | 0.4% | 100% | $288,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.4% | 75% | $445,000 | View |
HomeBridge Financial Services, Inc
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VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $385,000 | |
Originpoint, LLC
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Conventional | 2 | 0.3% | 100% | $215,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.3% | 100% | $435,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.3% | 66.7% | $530,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 2 | 0.3% | 100% | $545,000 | View |
Discover Bank
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Conventional | 2 | 0.3% | 28.6% | $70,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.3% | 60% | $495,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.3% | 40% | $210,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.3% | 100% | $405,000 | |
Generations Home Loans, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $430,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.3% | 100% | $435,000 | |
Nations Direct Mortgage, LLC
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FHA, VA | 2 | 0.3% | 100% | $495,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.3% | 66.7% | $160,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.3% | 100% | $245,000 | View |
Mason-McDuffie Mortgage Corporation
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FHA, VA | 2 | 0.3% | 100% | $420,000 | |
Leaderone Financial Corp.
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Conventional | 2 | 0.3% | 100% | $530,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +5 HELOCs |
0.1% | 100% | $625,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $405,000 | |
Mission Loans, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $55,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $455,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.1% | 100% | $385,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.1% | 100% | $515,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $605,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $635,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $405,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.1% | 25% | $435,000 | |
Redwood Residential Acquisition Corporation
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Conventional | 1 | 0.1% | 100% | $165,000 | |
AAFMAA Mortgage Services LLC
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VA, Jumbo | 1 | 0.1% | 100% | $1,535,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 33.3% | $425,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $475,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $775,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Intelliloan, Inc.
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VA | 1 | 0.1% | 100% | $415,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $765,000 | |
Dupaco Community Credit Union
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Conventional | 1 | 0.1% | 100% | $25,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $525,000 | View |
Zillow Home Loans, LLC
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VA | 1 | 0.1% | 100% | $475,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $455,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $625,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.1% | 100% | $595,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.1% | 100% | $475,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Tumwater Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tumwater, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Tumwater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tumwater in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tumwater, WA
Use these to narrow the list above. Each category shows how many Tumwater, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Tumwater, WA
Independent mortgage companies closed 73.4 percent of home loans in Tumwater, Washington in 2025, banks 11.1 percent and credit unions 15.5 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Keybank National Association the largest bank and O Bee Credit Union the largest credit union. Among lenders headquartered in Washington, Timberland Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tumwater, WA
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in Tumwater, Washington with 5 loans, about 0.6 percent of the market. The largest lender headquartered in Washington was Timberland Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Tumwater, Washington, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Tumwater, Washington in 2025, led by United Wholesale Mortgage with 12. 47 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 19 credit unions closed home loans in Tumwater, Washington in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tumwater, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tumwater, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tumwater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
