Mortgage Lenders and Brokers in Three Lakes, Washington
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Three Lakes, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, First Fed BankFirst Fed Bank323 High School Rd Ne, Bainbridge Island, WA 98110A5.0 ★Texas Ratio: 12.33%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Mechanics BankMechanics Bank921 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 1.81%, Red Canoe Credit UnionRed Canoe Credit Union1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092A+5.0 ★Texas Ratio: 3.68%, and Cashmere Valley BankCashmere Valley Bank117 Aplets Way, Cashmere, WA 98815A+5.0 ★Texas Ratio: 1.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Three Lakes, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Three Lakes are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Three Lakes, Washington
Market share is the lender's share of all home loans closed in Three Lakes, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
2% | 100% | $1,055,000 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, VA, HELOC | 2 +1 HELOCs |
2% | 100% | $725,000 | View |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 2 | 2% | 100% | $425,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2% | 66.7% | $1,000,000 | View |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $865,000 | View |
|
323 High School Rd Ne, Bainbridge Island, WA 98110 A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 1% | 100% | $715,000 | View |
|
504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 50% | $805,000 | View |
|
921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 1% | 100% | $1,005,000 | View |
|
1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $555,000 | View |
|
117 Aplets Way, Cashmere, WA 98815 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 1 | 1% | 100% | $525,000 | View |
|
1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 1% | 100% | $615,000 | View |
|
1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 1% | 100% | $755,000 | View |
|
244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional, Jumbo | 1 | 1% | 100% | $1,285,000 | View |
|
312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 1% | 100% | $1,965,000 | View |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 1 | 1% | 100% | $105,000 | View |
|
19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 1% | 100% | $205,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
HELOC | 0 +31 HELOCs |
0% | 0% | ||
|
525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Basis Home Loans LLC
|
Conventional | 1 | 1% | 100% | $625,000 | |
HomeStreet Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wsecu
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
|
Conventional, FHA, VA | 8 | 7.8% | 88.9% | $697,500 | |
Guild Mortgage Company
|
Conventional, VA | 7 | 6.9% | 100% | $657,857 | |
Cmg Mortgage Inc
|
Conventional, VA, USDA, Jumbo | 7 | 6.9% | 87.5% | $655,000 | |
Rocket Mortgage
|
Conventional, Jumbo | 5 | 4.9% | 83.3% | $473,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 5 | 4.9% | 100% | $665,000 | |
American Pacific Mortgage Corporation
|
Conventional, Jumbo | 5 | 4.9% | 100% | $629,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, Jumbo | 3 | 2.9% | 100% | $925,000 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 2.9% | 75% | $458,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 2 +2 HELOCs |
2% | 100% | $555,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
2% | 100% | $130,000 | |
Originpoint, LLC
|
Conventional, FHA | 2 | 2% | 100% | $985,000 | |
Kind Lending, LLC
|
Conventional | 2 | 2% | 100% | $570,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA, VA, Jumbo | 2 | 2% | 100% | $1,155,000 | View |
Generations Home Loans, LLC
|
Conventional | 2 | 2% | 100% | $895,000 | |
Nexera Holding LLC
|
Conventional | 2 | 2% | 100% | $365,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 2 | 2% | 100% | $280,000 | |
First Technology Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 1% | 100% | $715,000 | View |
Everett Financial, Inc.
|
VA | 1 | 1% | 100% | $765,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1% | 100% | $675,000 | |
Newrez LLC
|
Conventional | 1 | 1% | 50% | $715,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 1% | 100% | $745,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1% | 100% | $275,000 | |
Directors Mortgage, Inc
|
Conventional | 1 | 1% | 100% | $565,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1% | 50% | $535,000 | |
Resicentral LLC
|
Conventional | 1 | 1% | 100% | $1,005,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1% | 50% | $505,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 1% | 100% | $1,595,000 | View |
Mountain America Federal Credit Union
|
Conventional | 1 | 1% | 100% | $925,000 | |
Nfm, Inc
|
Conventional | 1 | 1% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1% | 100% | $665,000 | View |
Citadel Servicing Corporation
|
Conventional | 1 | 1% | 100% | $275,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1% | 100% | $805,000 | |
The Loan Store, Inc
|
FHA | 1 | 1% | 100% | $425,000 | |
Lower, LLC
|
Conventional | 1 | 1% | 50% | $335,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1% | 100% | $575,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1% | 100% | $775,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 1% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Firefighters First Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Three Lakes Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Three Lakes, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Three Lakes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Three Lakes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Three Lakes, WA
Use these to narrow the list above. Each category shows how many Three Lakes, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Three Lakes, WA
Independent mortgage companies closed 72.5 percent of home loans in Three Lakes, Washington in 2025, banks 18.6 percent and credit unions 8.8 percent. Basis Home Loans LLC was the largest mortgage company, US Bank, N.A. the largest bank and Red Canoe Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Three Lakes, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Three Lakes, Washington with 2 loans, about 2 percent of the market. The largest lender headquartered in Washington was 1st Security Bank of Washington with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Three Lakes, Washington in 2025, led by Movement Mortgage, LLC with 2. 8 lenders closed VA loans, led by Guild Mortgage Company, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 11 credit unions closed home loans in Three Lakes, Washington in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Three Lakes, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Three Lakes, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Three Lakes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
