Mortgage Lenders and Brokers in Sumner, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sumner, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.15620 Main St E, Sumner, WA 98390A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA21003 State Route 410 E, Sumner, WA 98391A+5.0 ★Texas Ratio: 3.68%, Heritage BankHeritage Bank1005 Wood Ave, Sumner, WA 98390A+5.0 ★Texas Ratio: 1.04%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, and Red Canoe Credit UnionRed Canoe Credit Union1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sumner, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sumner are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sumner, Washington
Market share is the lender's share of all home loans closed in Sumner, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sumner 15620 Main St E, Sumner, WA 98390 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
1.6% | 75% | $498,333 | View |
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1 office in Sumner 21003 State Route 410 E, Sumner, WA 98391 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $515,000 | View |
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1 office in Sumner 1005 Wood Ave, Sumner, WA 98390 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 3 +25 HELOCs |
1.6% | 100% | $321,666 | |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 100% | $358,333 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 3 | 1.6% | 75% | $38,333 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $30,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA | 2 | 1.1% | 100% | $435,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $65,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional | 2 | 1.1% | 100% | $605,000 | |
Wsecu
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $105,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 8.2% | 100% | $233,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 12 | 6.5% | 100% | $456,666 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 11 | 6% | 84.6% | $429,545 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 9 +3 HELOCs |
4.9% | 90% | $522,777 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 9 | 4.9% | 100% | $349,444 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 8 | 4.3% | 100% | $350,000 | |
Newrez LLC
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Conventional, FHA | 8 | 4.3% | 100% | $401,250 | |
Guild Mortgage Company
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Conventional, FHA, VA | 8 | 4.3% | 100% | $441,250 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 3.3% | 100% | $540,000 | |
Nationstar Mortgage
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Conventional, VA | 4 | 2.2% | 100% | $322,500 | |
The Loan Store, Inc
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Conventional, VA | 4 | 2.2% | 100% | $502,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 2.2% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 4 | 2.2% | 100% | $470,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.6% | 100% | $291,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.6% | 50% | $198,333 | |
Paramount Residential Mortgage
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Conventional | 3 | 1.6% | 100% | $371,666 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 3 | 1.6% | 100% | $458,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $110,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 1.1% | 100% | $450,000 | View |
Network Capital Funding Corporation
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Conventional | 2 | 1.1% | 100% | $550,000 | |
Provident Funding Associates
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Conventional | 2 | 1.1% | 100% | $320,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 1.1% | 100% | $370,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.1% | 100% | $485,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $125,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $45,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Goodleap, LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
NOVA Financial & Investment Corporation
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FHA | 1 | 0.5% | 100% | $475,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 50% | $595,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $435,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $445,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
Directors Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $465,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 87.5% | $165,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Resicentral LLC
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FHA | 1 | 0.5% | 100% | $655,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $315,000 | |
Bay Equity LLC
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FHA | 1 | 0.5% | 50% | $585,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $645,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $855,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $565,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $475,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.5% | 100% | $505,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $305,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.5% | 100% | $605,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.5% | 100% | $385,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.5% | 50% | $205,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Idaho Central Credit Union
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Conventional | 1 | 0.5% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.26% |
VA | 1 | 0.5% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sumner Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sumner, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Sumner? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sumner in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sumner, WA
Use these to narrow the list above. Each category shows how many Sumner, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Sumner, WA
Independent mortgage companies closed 78.8 percent of home loans in Sumner, Washington in 2025, banks 12 percent and credit unions 9.2 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Heritage Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sumner, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Sumner, Washington with 3 loans, about 1.6 percent of the market. The largest lender headquartered in Washington was Heritage Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Sumner, Washington in 2025, led by DHI Mortgage Company, LTD. with 4. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 15 credit unions closed home loans in Sumner, Washington in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sumner, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sumner, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sumner. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
