Mortgage Lenders and Brokers in Summit, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Summit, Washington mortgage lenders include TAPCO Credit UnionTAPCO Credit Union19371 STATE ROUTE 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 2.45%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, and Washington Trust BankWashington Trust Bank10500 Ne 8th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Summit, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Summit are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Summit, Washington
Market share is the lender's share of all home loans closed in Summit, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 8 | 3.7% | 80% | $113,750 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +2 HELOCs |
2.8% | 85.7% | $358,333 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, VA, HELOC | 3 +2 HELOCs |
1.4% | 100% | $531,666 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.4% | 75% | $661,666 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +4 HELOCs |
0.9% | 50% | $600,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $65,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.9% | 66.7% | $505,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.9% | 100% | $425,000 | View |
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117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 2 | 0.9% | 100% | $550,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
HELOC | 0 +37 HELOCs |
0% | n/a | ||
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8665 Martin Way E, LACEY, WA 98516 A5.0 ★Texas Ratio: 9.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional | 4 | 1.8% | 100% | $422,500 | |
HomeStreet Bank
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $495,000 | |
Sammamish Mortgage Company
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Conventional | 2 | 0.9% | 100% | $435,000 | |
Wsecu
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA | 20 | 9.2% | 72.7% | $372,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
7.8% | 95% | $390,294 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
7.3% | 94.4% | $564,375 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
3.2% | 100% | $482,142 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
3.2% | 100% | $573,571 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 3.2% | 100% | $415,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 2.8% | 87.5% | $453,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.3% | 100% | $353,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 2.3% | 83.3% | $197,000 | |
Credit Human Federal Credit Un
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Conventional | 5 | 2.3% | 100% | $161,000 | |
Bay Equity LLC
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Conventional, VA | 5 | 2.3% | 100% | $581,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 1.8% | 77.8% | $120,000 | |
Mortgage Research Center
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VA | 4 | 1.8% | 80% | $420,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.4% | 75% | $338,333 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 1.4% | 100% | $371,666 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.4% | 75% | $315,000 | |
Newrez LLC
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Conventional | 3 | 1.4% | 75% | $581,666 | |
Nbkc Bank
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Conventional, Jumbo | 3 | 1.4% | 100% | $931,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.4% | 60% | $501,666 | |
Right Start Mortgage, Inc
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Conventional, FHA | 3 | 1.4% | 100% | $561,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.9% | 66.7% | $140,000 | |
Originpoint, LLC
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Conventional, FHA, Jumbo | 2 | 0.9% | 100% | $960,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.9% | 100% | $655,000 | View |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $520,000 | |
Directors Mortgage, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 66.7% | $130,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $315,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.9% | 100% | $280,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $690,000 | |
Nations Direct Mortgage, LLC
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VA | 2 | 0.9% | 100% | $430,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.9% | 100% | $580,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.5% | 100% | $635,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $715,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 30% | $95,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.5% | 50% | $535,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $775,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.5% | 100% | $885,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,215,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $655,000 | |
Homeowners Financial Group, LLC
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VA | 1 | 0.5% | 100% | $525,000 | |
Intelliloan, Inc.
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Conventional | 1 | 0.5% | 100% | $465,000 | |
T2 Financial LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Nationstar Mortgage
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FHA | 1 | 0.5% | 33.3% | $745,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $85,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
First Continental Mortgage, Ltd.
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.5% | 100% | $565,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $515,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,275,000 | |
Lower, LLC
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VA | 1 | 0.5% | 100% | $995,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.5% | 100% | $905,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $795,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 50% | $65,000 | |
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A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
Leaderone Financial Corp.
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VA | 1 | 0.5% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Global Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Summit Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Summit, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Summit? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Summit in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Summit, WA
Use these to narrow the list above. Each category shows how many Summit, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Summit, WA
Independent mortgage companies closed 75.7 percent of home loans in Summit, Washington in 2025, banks 14.7 percent and credit unions 9.6 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and TAPCO Credit Union the largest credit union. Among lenders headquartered in Washington, TAPCO Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Summit, WA
By home loans closed in 2025, TAPCO Credit Union was the largest mortgage lender in Summit, Washington with 8 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Summit, Washington in 2025, led by Movement Mortgage, LLC with 4. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 14 credit unions closed home loans in Summit, Washington in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Summit, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Summit, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Summit. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
