Mortgage Lenders and Brokers in Stanwood, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stanwood, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA26603 72nd Ave Nw Ste A, Stanwood, WA 98292A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA9916 270th St Nw, Stanwood, WA 98292A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA26929 102nd Ave Nw, Stanwood, WA 98292A+5.0 ★Texas Ratio: 4.14%, Heritage BankHeritage Bank26317 72nd Ave Nw, Stanwood, WA 98292A+5.0 ★Texas Ratio: 1.04%, Coastal Community BankCoastal Community Bank9818 State Route 532, Stanwood, WA 98292B4.5 ★Texas Ratio: 20.96%, Washington FederalWashington Federal9025 271st St Nw, Stanwood, WA 98292A+5.0 ★Texas Ratio: 4.48%, Boeing Employees' Credit UnionBoeing Employees' Credit Union26902 92ND AVE NW Ste D, Stanwood, WA 98292 5356, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Peoples BankPeoples Bank1218 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 0.88%, and Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stanwood, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stanwood are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stanwood, Washington
Market share is the lender's share of all home loans closed in Stanwood, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Stanwood 26603 72nd Ave Nw Ste A, Stanwood, WA 98292 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +1 HELOCs |
1.9% | 100% | $346,666 | View |
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1 office in Stanwood 9916 270th St Nw, Stanwood, WA 98292 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $155,000 | View |
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1 office in Stanwood 26929 102nd Ave Nw, Stanwood, WA 98292 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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1 office in Stanwood 26317 72nd Ave Nw, Stanwood, WA 98292 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Stanwood 9818 State Route 532, Stanwood, WA 98292 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Stanwood 9025 271st St Nw, Stanwood, WA 98292 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
26902 92ND AVE NW Ste D, Stanwood, WA 98292 5356 |
Conventional, HELOC | 4 +63 HELOCs |
1.3% | 80% | $570,000 | |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.6% | 100% | $380,000 | View |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 2 | 0.6% | 66.7% | $670,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 2 | 0.6% | 100% | $80,000 | View |
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2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 2 | 0.6% | 100% | $715,000 | View |
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3110 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 2 | 0.6% | 100% | $635,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $145,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $575,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $505,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.3% | 33.3% | $525,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.3% | 50% | $505,000 | View |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA | 15 | 4.8% | 100% | $435,000 | |
Whatcom Educational Credit Uni
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $630,000 | |
Wsecu
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $115,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Basis Home Loans LLC
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 9.3% | 76.9% | $275,344 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 8.3% | 90% | $490,384 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 26 | 8.3% | 100% | $533,461 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 15 | 4.8% | 100% | $615,666 | |
Guild Mortgage Company
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Conventional, FHA | 14 | 4.5% | 88.2% | $537,142 | |
Newrez LLC
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Conventional, FHA, VA | 11 | 3.5% | 73.3% | $418,636 | |
Cmg Mortgage Inc
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Conventional, FHA, Jumbo, HELOC | 10 +2 HELOCs |
3.2% | 100% | $626,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 10 | 3.2% | 90.9% | $407,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 9 +1 HELOCs |
2.9% | 100% | $625,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 9 | 2.9% | 100% | $337,222 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 8 | 2.6% | 100% | $550,000 | View |
American Pacific Mortgage Corporation
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Conventional, VA | 7 | 2.2% | 87.5% | $509,285 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +4 HELOCs |
1.9% | 85.7% | $310,000 | |
Fairway Independent Mort Corp
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Conventional, VA, HELOC | 6 +1 HELOCs |
1.9% | 75% | $485,000 | |
Primelending
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Conventional, FHA | 6 | 1.9% | 100% | $350,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1.9% | 87.5% | $420,000 | |
Nationstar Mortgage
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Conventional | 6 | 1.9% | 85.7% | $176,666 | |
Mortgage Research Center
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VA | 5 | 1.6% | 62.5% | $519,000 | |
Nfm, Inc
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Conventional | 4 | 1.3% | 100% | $770,000 | |
Leaderone Financial Corp.
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Conventional | 4 | 1.3% | 100% | $342,500 | |
Originpoint, LLC
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Conventional, FHA, VA | 3 | 1% | 75% | $598,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1% | 100% | $525,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 40% | $110,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $280,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.6% | 100% | $460,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.6% | 100% | $620,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $400,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.6% | 100% | $170,000 | |
Generations Home Loans, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $320,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $315,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.6% | 100% | $645,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 50% | $475,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.3% | 100% | $455,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $625,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $505,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $635,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $615,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $75,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $485,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $625,000 | |
Intelliloan, Inc.
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Conventional | 1 | 0.3% | 100% | $575,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $75,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.3% | 50% | $1,655,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.3% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Mason-McDuffie Mortgage Corporation
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VA | 1 | 0.3% | 100% | $905,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $565,000 | |
Idaho Central Credit Union
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $635,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $515,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Firefighters First Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Stanwood Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stanwood, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Stanwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stanwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stanwood, WA
Use these to narrow the list above. Each category shows how many Stanwood, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Stanwood, WA
Independent mortgage companies closed 81.7 percent of home loans in Stanwood, Washington in 2025, banks 11.2 percent and credit unions 7.1 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Heritage Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stanwood, WA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Stanwood, Washington with 6 loans, about 1.9 percent of the market. The largest lender headquartered in Washington was Heritage Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Stanwood, Washington in 2025, led by United Wholesale Mortgage with 7. 21 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 17 credit unions closed home loans in Stanwood, Washington in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stanwood, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stanwood, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stanwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
