Mortgage Lenders and Brokers in Spanaway, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Spanaway, Washington mortgage lenders include Keybank National AssociationKeybank National Association17601 Pacific Ave S, Spanaway, WA 98387A+5.0 ★Texas Ratio: 4.81%, US Bank, N.A.US Bank, N.A.17305 Pacific Ave S, Spanaway, WA 98387A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank17502 Pacific Avenue, Spanaway, WA 98387A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, East West BankEast West Bank2331 130th Ave Ne, Bellevue, WA 98005A+5.0 ★Texas Ratio: 2.84%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, America'S Credit UnionAmerica'S Credit Union3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Washington Trust BankWashington Trust Bank10500 Ne 8th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.63%, and Red Canoe Credit UnionRed Canoe Credit Union1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spanaway, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spanaway are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Spanaway, Washington
Market share is the lender's share of all home loans closed in Spanaway, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Spanaway 17601 Pacific Ave S, Spanaway, WA 98387 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 4 | 0.6% | 66.7% | $230,000 | View |
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1 office in Spanaway 17305 Pacific Ave S, Spanaway, WA 98387 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 40% | $540,000 | View |
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1 office in Spanaway 17502 Pacific Avenue, Spanaway, WA 98387 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $405,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 8 +1 HELOCs |
1.2% | 100% | $146,250 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, FHA, HELOC | 5 +29 HELOCs |
0.7% | 83.3% | $441,000 | |
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2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 4 | 0.6% | 80% | $447,500 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 3 | 0.4% | 66.7% | $95,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA, HELOC | 2 +4 HELOCs |
0.3% | 100% | $285,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 2 | 0.3% | 100% | $100,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $145,000 | View |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional | 2 | 0.3% | 66.7% | $105,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
FHA | 2 | 0.3% | 100% | $450,000 | View |
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19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.3% | 60% | $115,000 | View |
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136 167th St S, Spanaway, WA 98387 8264 A5.0 ★Texas Ratio: 8.21% |
Conventional, HELOC | 1 +7 HELOCs |
0.1% | 33.3% | $255,000 | View |
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8665 Martin Way E, LACEY, WA 98516 A5.0 ★Texas Ratio: 9.15% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $555,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.1% | 50% | $25,000 | View |
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Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 50% | $575,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.1% | 50% | $425,000 | View |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 21 | 3.1% | 100% | $281,666 | |
Wsecu
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Conventional, HELOC | 3 +1 HELOCs |
0.4% | 42.9% | $205,000 | |
HomeStreet Bank
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $375,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.1% | 100% | $415,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 66 +1 HELOCs |
9.7% | 79.3% | $466,060 | |
Rocket Mortgage
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Conventional, FHA, VA | 52 | 7.6% | 83.3% | $287,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 45 +2 HELOCs |
6.6% | 100% | $345,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 36 +2 HELOCs |
5.3% | 97.3% | $453,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 36 | 5.3% | 100% | $337,777 | |
Newrez LLC
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Conventional, FHA, VA | 30 | 4.4% | 75.6% | $502,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 21 | 3.1% | 87.1% | $443,095 | |
Mortgage Research Center
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VA | 19 | 2.8% | 61.3% | $489,736 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
2.3% | 94.1% | $420,625 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 2.2% | 77.3% | $345,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 14 +3 HELOCs |
2.1% | 77.8% | $366,428 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 12 | 1.8% | 92.3% | $329,166 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 12 | 1.8% | 92.3% | $469,166 | |
Nationstar Mortgage
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Conventional, VA | 12 | 1.8% | 100% | $130,000 | |
Triad Financial Services, Inc.
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Conventional | 11 | 1.6% | 61.5% | $136,818 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 11 | 1.6% | 100% | $436,818 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.3% | 81.8% | $361,666 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 9 | 1.3% | 75% | $518,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 9 | 1.3% | 100% | $318,333 | View |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.2% | 100% | $442,500 | |
New American Funding, LLC.
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Conventional, VA | 7 | 1% | 77.8% | $456,428 | |
Bay Equity LLC
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Conventional, FHA | 6 | 0.9% | 100% | $491,666 | |
T2 Financial LLC
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Conventional, FHA, VA | 6 | 0.9% | 100% | $476,666 | |
Right Start Mortgage, Inc
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Conventional, FHA | 6 | 0.9% | 100% | $316,666 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 6 | 0.9% | 100% | $473,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 6 | 0.9% | 66.7% | $318,333 | |
Churchill Mortgage Corporation
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Conventional, FHA | 5 | 0.7% | 100% | $271,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.6% | 33.3% | $117,500 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 4 | 0.6% | 100% | $337,500 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 0.6% | 38.5% | $345,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 0.6% | 50% | $542,500 | |
Synergy One Lending, Inc.
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Conventional | 4 | 0.6% | 66.7% | $310,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 4 | 0.6% | 66.7% | $467,500 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 4 | 0.6% | 100% | $342,500 | View |
Village Capital & Investment
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VA | 4 | 0.6% | 63.6% | $452,500 | |
Primelending
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Conventional, FHA, VA | 3 | 0.4% | 100% | $478,333 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, VA | 3 | 0.4% | 100% | $381,666 | View |
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D3.3 ★Texas Ratio: 35.11% |
VA | 3 | 0.4% | 100% | $451,666 | View |
Amerisave Mortgage Company
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Conventional | 3 | 0.4% | 27.3% | $71,666 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 3 | 0.4% | 100% | $391,666 | View |
Securitynational Mortgage Company
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Conventional, FHA | 3 | 0.4% | 50% | $311,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.4% | 100% | $648,333 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.4% | 100% | $415,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 3 | 0.4% | 100% | $308,333 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $505,000 | |
Originpoint, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $245,000 | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 0.3% | 100% | $450,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.3% | 100% | $365,000 | |
NOVA Financial & Investment Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $235,000 | |
Global Federal Credit Union
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Conventional, FHA | 2 | 0.3% | 100% | $290,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.3% | 66.7% | $325,000 | |
Directors Mortgage, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $230,000 | |
American Financial Network, Inc.
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FHA, VA | 2 | 0.3% | 100% | $495,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $450,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $485,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 28.6% | $470,000 | |
Intelliloan, Inc.
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FHA | 2 | 0.3% | 100% | $375,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.3% | 100% | $445,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $425,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.3% | 50% | $460,000 | |
21St Mortgage
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Conventional | 2 | 0.3% | 50% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $105,000 | View |
Goodleap, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $235,000 | |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.1% | 100% | $445,000 | View |
MortgageOne, Inc
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VA | 1 | 0.1% | 100% | $435,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 0.20% |
VA | 1 | 0.1% | 100% | $595,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Filo Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.1% | 100% | $115,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $375,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 50% | $585,000 | |
Das Acquisition Company, LLC
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VA | 1 | 0.1% | 100% | $515,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Generations Home Loans, LLC
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FHA | 1 | 0.1% | 100% | $375,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.1% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 33.3% | $435,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 50% | $485,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $465,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $415,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $285,000 | |
JMAC Lending, Inc.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,205,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Unitus Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Spanaway Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Spanaway, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Spanaway? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spanaway in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Spanaway, WA
Use these to narrow the list above. Each category shows how many Spanaway, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Spanaway, WA
Independent mortgage companies closed 85.2 percent of home loans in Spanaway, Washington in 2025, banks 9.4 percent and credit unions 5.4 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Keybank National Association the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Spanaway, WA
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in Spanaway, Washington with 4 loans, about 0.6 percent of the market. The largest lender headquartered in Washington was Banner Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Spanaway, Washington, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.3 percent, against a 81.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
54 lenders closed FHA loans in Spanaway, Washington in 2025, led by Movement Mortgage, LLC with 14. 46 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 17 credit unions closed home loans in Spanaway, Washington in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spanaway, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spanaway, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spanaway. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
