Mortgage Lenders and Brokers in Silverdale, Washington
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Silverdale, Washington mortgage lenders include 1st Security Bank of Washington1st Security Bank of Washington10574 Silverdale Way Nw, Silverdale, WA 98383A+5.0 ★Texas Ratio: 4.31%, Keybank National AssociationKeybank National Association9338 Silverdale Way Nw, Silverdale, WA 98383A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA9976 Mickelberry Rd Nw, Silverdale, WA 98383A+5.0 ★Texas Ratio: 5.36%, Timberland BankTimberland Bank2401 Nw Bucklin Hill Rd, Silverdale, WA 98383A+5.0 ★Texas Ratio: 3.23%, Bank of America NABank of America NA9981 Silverdale Way Nw, Silverdale, WA 98383A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank10100 Silverdale Way Nw, Silverdale, WA 98383A+5.0 ★Texas Ratio: 2.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10745 Silverdale Way Nw, Silverdale, WA 98383A+5.0 ★Texas Ratio: 3.68%, First Fed BankFirst Fed Bank3035 Nw Bucklin Hill Rd, Silverdale, WA 98383A5.0 ★Texas Ratio: 12.33%, Kitsap Credit UnionKitsap Credit Union2041 NW Myhre Pl, Silverdale, WA 98383 8566A5.0 ★Texas Ratio: 6.36%, and US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Silverdale, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Silverdale are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Silverdale, Washington
Market share is the lender's share of all home loans closed in Silverdale, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Silverdale 10574 Silverdale Way Nw, Silverdale, WA 98383 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, HELOC | 10 +1 HELOCs |
2% | 100% | $556,000 | View |
|
1 office in Silverdale 9338 Silverdale Way Nw, Silverdale, WA 98383 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.4% | 100% | $340,000 | View |
|
1 office in Silverdale 9976 Mickelberry Rd Nw, Silverdale, WA 98383 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 0.4% | 100% | $715,000 | View |
|
1 office in Silverdale 2401 Nw Bucklin Hill Rd, Silverdale, WA 98383 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 2 | 0.4% | 100% | $530,000 | View |
|
1 office in Silverdale 9981 Silverdale Way Nw, Silverdale, WA 98383 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 100% | $135,000 | View |
|
1 office in Silverdale 10100 Silverdale Way Nw, Silverdale, WA 98383 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $345,000 | View |
|
1 office in Silverdale 10745 Silverdale Way Nw, Silverdale, WA 98383 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $395,000 | View |
|
1 office in Silverdale 3035 Nw Bucklin Hill Rd, Silverdale, WA 98383 A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
2041 NW Myhre Pl, Silverdale, WA 98383 8566 A5.0 ★Texas Ratio: 6.36% |
Conventional, VA, HELOC | 25 +24 HELOCs |
4.9% | 79.5% | $187,400 | View |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 11 +2 HELOCs |
2.2% | 100% | $618,636 | View |
|
2041 NW Myhre Pl, Silverdale, WA 98383 8566 A5.0 ★Texas Ratio: 6.36% |
Conventional, Jumbo | 7 | 1.4% | 63.6% | $180,714 | View |
Boeing Employees' Credit Union
9995 Silverdale Way NW, Silverdale, WA 98383 |
Conventional, VA, HELOC | 5 +12 HELOCs |
1% | 100% | $297,000 | |
|
1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $235,000 | View |
|
1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 2 | 0.4% | 100% | $155,000 | View |
|
1017 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.48% |
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | View |
|
10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA, VA | 25 | 4.9% | 100% | $491,400 | |
Sammamish Mortgage Company
|
Conventional | 5 | 1% | 100% | $515,000 | |
HomeStreet Bank
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $595,000 | |
Olympia Federal Savings & Loan
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Wsecu
|
Conventional | 1 | 0.2% | 100% | $515,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 47 +23 HELOCs |
9.2% | 85.5% | $323,723 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 42 +2 HELOCs |
8.2% | 95.7% | $504,285 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 35 | 6.8% | 94.7% | $556,142 | |
Rocket Mortgage
|
Conventional, VA | 33 | 6.5% | 79.5% | $309,242 | |
Homeamerican Mortgage Corporation
|
Conventional, VA | 28 | 5.5% | 96.8% | $596,071 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 18 | 3.5% | 100% | $446,666 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 14 | 2.7% | 100% | $454,285 | |
Mortgage Research Center
|
Conventional, VA | 13 | 2.5% | 65% | $468,076 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo | 10 | 2% | 100% | $559,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 10 | 2% | 100% | $431,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 9 | 1.8% | 90% | $461,666 | |
|
A5.0 ★Texas Ratio: 6.81% |
Conventional, VA | 9 | 1.8% | 100% | $500,555 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 1.8% | 90.9% | $395,000 | |
Nbkc Bank
|
Conventional, VA | 8 | 1.6% | 100% | $536,250 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 7 +1 HELOCs |
1.4% | 100% | $326,428 | |
Guild Mortgage Company
|
Conventional, FHA, VA, Jumbo | 7 | 1.4% | 100% | $446,428 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
1.2% | 60% | $440,000 | |
Generations Home Loans, LLC
|
Conventional, VA | 6 | 1.2% | 100% | $423,333 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, VA | 6 | 1.2% | 100% | $483,333 | |
Guaranteed Rate, Inc.
|
Conventional | 5 | 1% | 100% | $539,000 | |
Primelending
|
Conventional, FHA, VA | 4 | 0.8% | 100% | $407,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 4 | 0.8% | 77.8% | $342,500 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 4 | 0.8% | 100% | $380,000 | |
Nationstar Mortgage
|
Conventional, VA | 4 | 0.8% | 100% | $270,000 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 3 +2 HELOCs |
0.6% | 100% | $345,000 | |
NOVA Financial & Investment Corporation
|
Conventional, FHA | 3 | 0.6% | 100% | $321,666 | |
Kind Lending, LLC
|
Conventional, VA | 3 | 0.6% | 100% | $548,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $95,000 | |
Directors Mortgage, Inc
|
Conventional, VA | 2 | 0.4% | 100% | $370,000 | |
Nations Direct Mortgage, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $605,000 | |
The Loan Store, Inc
|
Conventional, Jumbo | 2 | 0.4% | 100% | $820,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 0.4% | 100% | $225,000 | View |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.4% | 28.6% | $350,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $385,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $635,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.2% | 100% | $535,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
MortgageOne, Inc
|
VA | 1 | 0.2% | 100% | $585,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.2% | 100% | $655,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.2% | 100% | $345,000 | View |
Amerisave Mortgage Company
|
FHA | 1 | 0.2% | 25% | $545,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.2% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.2% | 100% | $615,000 | View |
Priority Home Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Discover Bank
|
Conventional | 1 | 0.2% | 100% | $35,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.2% | 50% | $415,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.2% | 50% | $145,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Highlands Residential Mortgage, Ltd.
|
VA, Jumbo | 1 | 0.2% | 100% | $815,000 | |
Greenbox Loans
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 33.3% | $255,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
Credence Funding Corporation
|
VA | 1 | 0.2% | 100% | $465,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $645,000 | |
T2 Financial LLC
|
VA | 1 | 0.2% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 5.08% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.2% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 10.43% |
VA | 1 | 0.2% | 100% | $545,000 | View |
Zillow Home Loans, LLC
|
VA | 1 | 0.2% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $845,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $395,000 | View |
21St Mortgage
|
Conventional | 1 | 0.2% | 50% | $75,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Leaderone Financial Corp.
|
VA | 1 | 0.2% | 100% | $545,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Silverdale Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Silverdale, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Silverdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Silverdale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Silverdale, WA
Use these to narrow the list above. Each category shows how many Silverdale, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Silverdale, WA
Independent mortgage companies closed 70.5 percent of home loans in Silverdale, Washington in 2025, banks 12.5 percent and credit unions 17 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, 1st Security Bank of Washington the largest bank and Kitsap Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Silverdale, WA
By home loans closed in 2025, 1st Security Bank of Washington was the largest mortgage lender in Silverdale, Washington with 10 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Silverdale, Washington in 2025, led by United Wholesale Mortgage with 3. 47 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Silverdale, Washington in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Silverdale, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Silverdale, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Silverdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
