Mortgage Lenders and Brokers in Rochester, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rochester, Washington mortgage lenders include Columbia BankColumbia Bank9921 Highway 12 Sw, Rochester, WA 98579A+5.0 ★Texas Ratio: 2.28%, Keybank National AssociationKeybank National Association19747 Old Highway 99 Sw, Rochester, WA 98579A+5.0 ★Texas Ratio: 4.81%, Peak Credit UnionPeak Credit Union416 E MARKET ST, ABERDEEN, WA 98520A5.0 ★Texas Ratio: 7.97%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Sound Community BankSound Community Bank22807 44th Ave W, Mountlake Terrace, WA 98043A5.0 ★Texas Ratio: 6.90%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, and Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rochester, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rochester are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rochester, Washington
Market share is the lender's share of all home loans closed in Rochester, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rochester 9921 Highway 12 Sw, Rochester, WA 98579 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in Rochester 19747 Old Highway 99 Sw, Rochester, WA 98579 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
Conventional, HELOC | 2 +10 HELOCs |
1.9% | 66.7% | $330,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $535,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 1 +4 HELOCs |
1% | 100% | $415,000 | |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $765,000 | View |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 1% | 50% | $85,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $285,000 | View |
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117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 1% | 100% | $785,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8665 Martin Way E, LACEY, WA 98516 A5.0 ★Texas Ratio: 9.15% |
HELOC | 0 +3 HELOCs |
0% | 50% | View | |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wsecu
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Conventional, HELOC | 10 +9 HELOCs |
9.6% | 62.5% | $153,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 3 | 2.9% | 100% | $481,666 | |
Olympia Federal Savings & Loan
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Conventional | 1 | 1% | 50% | $475,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 11.5% | 92.3% | $288,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 11.5% | 100% | $370,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
6.7% | 63.6% | $370,714 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 6 | 5.8% | 85.7% | $563,333 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 4.8% | 100% | $231,000 | |
Summit Funding.Inc
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Conventional, FHA | 3 | 2.9% | 100% | $361,666 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $350,000 | |
NOVA Financial & Investment Corporation
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Conventional | 2 | 1.9% | 100% | $550,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.9% | 100% | $85,000 | |
Nations Direct Mortgage, LLC
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Conventional, VA | 2 | 1.9% | 100% | $510,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, VA | 2 | 1.9% | 100% | $490,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 1.9% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
1% | 100% | $505,000 | |
Alliant Credit Union
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Conventional | 1 | 1% | 100% | $445,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 1% | 100% | $655,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1% | 100% | $505,000 | |
loanDepot.com LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1% | 100% | $485,000 | |
PHH Mortgage Corporation
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FHA | 1 | 1% | 100% | $355,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1% | 50% | $55,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1% | 100% | $505,000 | |
American Financial Network, Inc.
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FHA | 1 | 1% | 100% | $295,000 | |
Planet Home Lending, LLC
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VA | 1 | 1% | 100% | $715,000 | |
Provident Funding Associates
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Conventional | 1 | 1% | 100% | $325,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1% | 100% | $335,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1% | 100% | $625,000 | |
The Loan Store, Inc
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Conventional | 1 | 1% | 100% | $185,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1% | 100% | $255,000 | View |
Lower, LLC
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Conventional | 1 | 1% | 100% | $485,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1% | 100% | $325,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 1% | 100% | $595,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1% | 100% | $55,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 50% | $145,000 | |
Idaho Central Credit Union
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Conventional | 1 | 1% | 100% | $385,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 1% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rochester Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rochester, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Rochester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rochester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rochester, WA
Use these to narrow the list above. Each category shows how many Rochester, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Rochester, WA
Independent mortgage companies closed 76 percent of home loans in Rochester, Washington in 2025, banks 6.7 percent and credit unions 17.3 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Columbia Bank the largest bank and Peak Credit Union the largest credit union. Among lenders headquartered in Washington, Peak Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rochester, WA
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Rochester, Washington with 0 loans, about 0 percent of the market. The largest lender headquartered in Washington was Peak Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Rochester, Washington in 2025, led by Guild Mortgage Company with 5. 11 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in Rochester, Washington in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rochester, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rochester, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rochester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
