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Mortgage Lenders and Brokers in Richland, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Richland, Washington mortgage lenders include Gesa Credit UnionGesa Credit Union825 Goethals Dr, Richland, WA 99352A5.0 ★Texas Ratio: 6.57%, Hapo Communtiy Credit UnionHapo Communtiy Credit Union601 Williams Blvd, Richland, WA 99354A+5.0 ★Texas Ratio: 1.09%, Columbia BankColumbia Bank2001 N Columbia Center Blvd, Richland, WA 99352A+5.0 ★Texas Ratio: 2.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2701 Queensgate Dr, Richland, WA 99352A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank1221 Jadwin Ave, Richland, WA 99352A+5.0 ★Texas Ratio: 2.91%, US Bank, N.A.US Bank, N.A.1305 Fowler St, Richland, WA 99352A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA1045 George Washington Way, Richland, WA 99352A+5.0 ★Texas Ratio: 3.54%, Bank of America NABank of America NA1007 Knight St, Richland, WA 99352A+5.0 ★Texas Ratio: 4.14%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, and Spokane Teachers Credit UnionSpokane Teachers Credit Union2590 Queensgate Dr, Richland, WA 99352A5.0 ★Texas Ratio: 10.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Richland, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richland are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Richland, Washington

Market share is the lender's share of all home loans closed in Richland, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Gesa Credit Union 825 Goethals Dr, Richland, WA 99352 A5.0 ★Texas Ratio: 6.57%	Conventional, Jumbo, HELOC	80 +72 HELOCs	5.8%	87.9%	$311,750	View
Hapo Communtiy Credit Union 601 Williams Blvd, Richland, WA 99354 A+5.0 ★Texas Ratio: 1.09%	Conventional, Jumbo	45	3.2%	91.2%	$298,777	View
Columbia Bank 2 offices in Richland 2001 N Columbia Center Blvd, Richland, WA 99352 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, Jumbo, HELOC	34 +11 HELOCs	2.5%	91.9%	$396,764	View
JPMorgan Chase Bank, NA 2 offices in Richland 2701 Queensgate Dr, Richland, WA 99352 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	14 +3 HELOCs	1%	93.3%	$475,000	View
Banner Bank 1 office in Richland 1221 Jadwin Ave, Richland, WA 99352 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, VA, HELOC	7 +4 HELOCs	0.5%	77.8%	$383,571	View
US Bank, N.A. 1 office in Richland 1305 Fowler St, Richland, WA 99352 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	7 +2 HELOCs	0.5%	77.8%	$455,000	View
BMO Harris Bank NA 1 office in Richland 1045 George Washington Way, Richland, WA 99352 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	100%	$638,333	View
Bank of America NA 1 office in Richland 1007 Knight St, Richland, WA 99352 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	2 +18 HELOCs	0.1%	40%	$745,000	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, VA, Jumbo, HELOC	71 +2 HELOCs	5.1%	97.3%	$415,281	View
Spokane Teachers Credit Union 2590 Queensgate Dr, Richland, WA 99352 A5.0 ★Texas Ratio: 10.05%	Conventional, HELOC	7 +7 HELOCs	0.5%	50%	$219,285	View
Washington Trust Bank 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	Conventional, HELOC	6 +3 HELOCs	0.4%	100%	$373,333	View
Wells Fargo Bank NA 1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	4	0.3%	100%	$210,000	View
Glacier Bank 1005 Highway 97, Brewster, WA 98812 A+5.0 ★Texas Ratio: 1.87%	Conventional	4	0.3%	100%	$330,000	View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$461,666
Numerica Credit Union 3045 Duportail St, Richland, WA 99352 6103 A+5.0 ★Texas Ratio: 2.22%	Conventional, FHA, HELOC	2 +46 HELOCs	0.1%	66.7%	$495,000	View
First Fed Bank 323 High School Rd Ne, Bainbridge Island, WA 98110 A5.0 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$350,000	View
Keybank National Association 100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	2	0.1%	66.7%	$625,000	View
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional	1	0.1%	100%	$95,000	View
Armed Forces Bank, N.A. Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$525,000	View
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$295,000	View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
iQ Credit Union 300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Fibre Federal Credit Union 202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Sound Credit Union 1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08%	HELOC	0 +1 HELOCs	0%	0%		View
Yakima Federal Savings & Loan	Conventional	18	1.3%	90.5%	$347,777
Community First Bank A+5.0 ★Texas Ratio: 1.41%	Conventional, Jumbo	16	1.2%	100%	$315,625	View
Tri-Cities Community FederalCU	Conventional	9	0.6%	100%	$69,444
Evergreen Moneysource Mortgage Company	Conventional, FHA	6	0.4%	100%	$298,333
Sammamish Mortgage Company	Conventional	5	0.4%	100%	$505,000
HomeStreet Bank	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$405,000
Wsecu	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$125,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	159 +3 HELOCs	11.5%	89.9%	$424,371
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	156 +5 HELOCs	11.3%	100%	$401,410
Rocket Mortgage	Conventional, FHA, VA	105	7.6%	83.6%	$320,142
Primelending	Conventional, FHA, VA	48	3.5%	100%	$353,958
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	36 +3 HELOCs	2.6%	100%	$368,611
loanDepot.com LLC	Conventional, FHA, VA, HELOC	28 +2 HELOCs	2%	87.9%	$264,642
Nations Direct Mortgage, LLC	Conventional, FHA, VA	26	1.9%	100%	$471,153
American Pacific Mortgage Corporation	Conventional, FHA	25	1.8%	96.2%	$378,200
Pennymac Loan Services LLC	Conventional, FHA, VA	24	1.7%	86.2%	$248,750
Churchill Mortgage Corporation	Conventional, FHA, VA	24	1.7%	100%	$353,750
Nationstar Mortgage	Conventional, FHA, VA	23	1.7%	75%	$183,260
Premier Mortgage Resources, LLC	Conventional, FHA, VA	20	1.4%	100%	$347,000
Guild Mortgage Company	Conventional, FHA	19	1.4%	100%	$295,000
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	18	1.3%	100%	$392,777
New American Funding, LLC.	Conventional, FHA, VA, HELOC	17 +1 HELOCs	1.2%	85%	$350,882
Mortgage Research Center	VA, Jumbo	16	1.2%	80%	$524,375
Summit Funding.Inc	Conventional, FHA	15	1.1%	83.3%	$247,000
Newrez LLC	Conventional, VA	14	1%	77.8%	$317,142
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +3 HELOCs	0.9%	86.7%	$291,153
Spring Eq, LLC	Conventional	11	0.8%	50%	$124,090
Guaranteed Rate, Inc.	Conventional, FHA, VA	10	0.7%	100%	$350,000
The Loan Store, Inc	Conventional, HELOC	8 +1 HELOCs	0.6%	100%	$392,500
Cornerstone First Mortgage, LLC	Conventional, FHA	8	0.6%	100%	$345,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.6%	48.1%	$391,250
Kind Lending, LLC	Conventional, FHA, VA	7	0.5%	100%	$455,000
Triad Financial Services, Inc.	Conventional	7	0.5%	61.5%	$117,857
Synergy One Lending, Inc.	Conventional, FHA, VA	7	0.5%	100%	$420,714
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	75%	$401,666	View
Amerisave Mortgage Company	Conventional, HELOC	6 +1 HELOCs	0.4%	50%	$66,666
Primary Residential Mortgage, INC.	Conventional, FHA	5	0.4%	100%	$199,000
MortgageOne, Inc	Conventional, FHA, VA	5	0.4%	100%	$405,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, VA	5	0.4%	83.3%	$373,000	View
Cardinal Financial Company, Li	Conventional, FHA	5	0.4%	100%	$247,000
Fairway Independent Mort Corp	Conventional, FHA	5	0.4%	100%	$329,000
Envoy Mortgage, Ltd	FHA, VA	4	0.3%	100%	$400,000
Union Home Mortgage Corp.	Conventional	4	0.3%	100%	$420,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.3%	80%	$497,500	View
Provident Funding Associates	Conventional	4	0.3%	100%	$362,500
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	4	0.3%	66.7%	$305,000
Better Mortgage Corporation	Conventional	4	0.3%	80%	$420,000
Mutual of Omaha Mortgage	FHA, VA	4	0.3%	80%	$382,500
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	4	0.3%	100%	$450,000	View
21St Mortgage	Conventional	4	0.3%	25%	$107,500
Paramount Residential Mortgage	Conventional, FHA	4	0.3%	100%	$367,500
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	3 +3 HELOCs	0.2%	100%	$345,000	View
OnPoint Community Credit Union A+5.0 ★Texas Ratio: 4.12%	Conventional	3	0.2%	100%	$428,333
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$475,000
Discover Bank	Conventional	3	0.2%	27.3%	$101,666
Lpmc, LLC dba Landmark Profess	Conventional, FHA, VA	3	0.2%	100%	$265,000
American Financing Corporation	Conventional, FHA	3	0.2%	57.1%	$251,666
SIRVA Mortgage, Inc.	Conventional	3	0.2%	100%	$385,000
Planet Home Lending, LLC	Conventional, FHA, VA	3	0.2%	100%	$391,666
Intelliloan, Inc.	FHA	3	0.2%	100%	$395,000
Lower, LLC	Conventional, VA	3	0.2%	75%	$395,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	100%	$115,000	View
Global Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$375,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$350,000	View
Royal United Mortgage LLC	Conventional	2	0.1%	66.7%	$185,000
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, FHA	2	0.1%	100%	$205,000	View
AmeriHome Mortgage Company, LLC	FHA, VA	2	0.1%	100%	$340,000
Movement Mortgage, LLC	Conventional	2	0.1%	100%	$295,000
PHH Mortgage Corporation	Conventional	2	0.1%	66.7%	$255,000
Resicentral LLC	Conventional	2	0.1%	100%	$425,000
Sun West Mortgage Company, Inc	FHA, VA, Jumbo	2	0.1%	66.7%	$655,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	2	0.1%	100%	$450,000
Mortgage Express A5.0 ★Texas Ratio: 9.52%	Conventional, FHA	2	0.1%	100%	$365,000	View
Stg Mortgage Inc	Conventional	2	0.1%	100%	$240,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$215,000
New Day Financial, LLC.	VA	2	0.1%	50%	$200,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$195,000
Zillow Home Loans, LLC	Conventional	2	0.1%	100%	$375,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA, VA	2	0.1%	100%	$370,000	View
Idaho Central Credit Union	Conventional	2	0.1%	100%	$140,000
Village Capital & Investment	FHA	2	0.1%	100%	$470,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$335,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$45,000	View
Goodleap, LLC	Conventional	1	0.1%	100%	$225,000
Contour Mortgage Corporation	FHA	1	0.1%	100%	$205,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	FHA	1	0.1%	100%	$385,000	View
United Trust Bank	VA	1	0.1%	100%	$435,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$505,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$545,000	View
Priority Home Lending, LLC	FHA	1	0.1%	100%	$445,000
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$295,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$445,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$575,000
Oceanside Mortgage Company	FHA	1	0.1%	100%	$295,000
Merck Employees FCU	Conventional	1	0.1%	100%	$485,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$505,000
Chevron Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$965,000
Weichert Financial Services	FHA	1	0.1%	100%	$455,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$395,000
Credence Funding Corporation	FHA	1	0.1%	100%	$435,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$95,000	View
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	VA	1	0.1%	100%	$355,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$445,000	View
Self Help Federal Credit Union	Conventional	1	0.1%	100%	$235,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$845,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$195,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$735,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$565,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0.1%	100%	$1,185,000	View
Stanford Federal Credit Union	Conventional	1	0.1%	100%	$235,000
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0.1%	100%	$555,000	View
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$305,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$175,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$565,000
JMAC Lending, Inc.	VA	1	0.1%	100%	$365,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +6 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Richland Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Richland, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Richland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Richland, WA

Use these to narrow the list above. Each category shows how many Richland, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 84 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 57 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 17 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 21 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Richland, WA

Independent mortgage companies closed 67.3 percent of home loans in Richland, Washington in 2025, banks 20.3 percent and credit unions 12.4 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Columbia Bank the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Gesa Credit Union led with 80 loans.

67.3%

Mortgage companies

20.3%

Banks

12.4%

Credit unions

16%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Richland, WA

Who is the largest mortgage lender in Richland, WA?

By home loans closed in 2025, Gesa Credit Union was the largest mortgage lender in Richland, Washington with 80 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Richland, WA have the highest approval rates?

Among lenders with meaningful volume in Richland, Washington, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 100 percent, against a 88.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Richland, WA mortgage lenders offer FHA, VA and USDA loans?

57 lenders closed FHA loans in Richland, Washington in 2025, led by Cmg Mortgage Inc with 32. 41 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Richland, WA lender list?

Yes. 38 banks and 23 credit unions closed home loans in Richland, Washington in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Richland, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Richland, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richland, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.