Prairie Heights, Washington mortgage lenders include Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Red Canoe Credit UnionRed Canoe Credit Union1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Sunflower Bank, N.A.Sunflower Bank, N.A.244 W Main Ave, Spokane, WA 99201A5.0 ★Texas Ratio: 10.77%, TAPCO Credit UnionTAPCO Credit Union19371 STATE ROUTE 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 2.45%, and Harborstone Credit UnionHarborstone Credit Union20608 State Route 410 E, Bonney Lake, WA 98391 8366A5.0 ★Texas Ratio: 8.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Prairie Heights, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prairie Heights are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Prairie Heights, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 3 +31 HELOCs |
2% | 100% | $608,333 | |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2% | 66.7% | $468,333 | View |
|
1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 3 +2 HELOCs |
2% | 75% | $88,333 | View |
|
117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 2 | 1.3% | 100% | $155,000 | View |
|
100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.7% | 50% | $455,000 | View |
|
1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 50% | $485,000 | View |
|
244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.7% | 100% | $555,000 | View |
|
19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA | 10 | 6.7% | 100% | $439,000 | |
Wsecu
|
HELOC | 0 +3 HELOCs |
0% | 0% | ||
Rocket Mortgage
|
Conventional, FHA, VA | 14 | 9.3% | 73.7% | $267,142 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
5.3% | 90.9% | $421,250 | |
Guild Mortgage Company
|
Conventional, FHA | 8 | 5.3% | 100% | $443,750 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
4% | 87.5% | $503,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 6 | 4% | 100% | $448,333 | |
Fairway Independent Mort Corp
|
Conventional, VA | 6 | 4% | 100% | $516,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 5 | 3.3% | 100% | $551,000 | |
Bay Equity LLC
|
Conventional, FHA, VA | 5 | 3.3% | 100% | $487,000 | |
Triad Financial Services, Inc.
|
Conventional | 4 | 2.7% | 55.6% | $147,500 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 4 | 2.7% | 100% | $312,500 | View |
Nfm, Inc
|
Conventional, FHA | 4 | 2.7% | 100% | $665,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 3 | 2% | 100% | $361,666 | |
Newrez LLC
|
Conventional, FHA | 3 | 2% | 50% | $401,666 | |
Pennymac Loan Services LLC
|
Conventional, VA | 3 | 2% | 75% | $318,333 | |
Credit Human Federal Credit Un
|
Conventional | 3 | 2% | 50% | $138,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $130,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $260,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 1.3% | 100% | $590,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 1.3% | 100% | $630,000 | |
Priority Home Lending, LLC
|
FHA, VA | 2 | 1.3% | 100% | $515,000 | |
Total Mortgage Services, LLC
|
Conventional, FHA | 2 | 1.3% | 66.7% | $255,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 1.3% | 100% | $240,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.3% | 66.7% | $50,000 | |
Mortgage Research Center
|
VA | 2 | 1.3% | 100% | $630,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 2 | 1.3% | 100% | $720,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 1.3% | 100% | $255,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.7% | 100% | $555,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.7% | 50% | $605,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.7% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.7% | 100% | $475,000 | View |
Synergy One Lending, Inc.
|
FHA | 1 | 0.7% | 100% | $505,000 | |
Discover Bank
|
Conventional | 1 | 0.7% | 20% | $105,000 | |
Highlands Residential Mortgage, Ltd.
|
VA | 1 | 0.7% | 100% | $495,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $635,000 | View |
Planet Home Lending, LLC
|
FHA | 1 | 0.7% | 100% | $665,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $675,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $285,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.7% | 100% | $375,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.7% | 100% | $585,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.7% | 100% | $545,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.7% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.7% | 100% | $515,000 | View |
21St Mortgage
|
Conventional | 1 | 0.7% | 33.3% | $165,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.7% | 100% | $355,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.7% | 100% | $745,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Global Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Prairie Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prairie Heights in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Prairie Heights, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82 percent of home loans in Prairie Heights, Washington in 2025, banks 10.7 percent and credit unions 7.3 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, Boeing Employees' Credit Union was the largest mortgage lender in Prairie Heights, Washington with 3 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Prairie Heights, Washington in 2025, led by United Wholesale Mortgage with 3. 14 lenders closed VA loans, led by Movement Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 11 credit unions closed home loans in Prairie Heights, Washington in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Prairie Heights, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prairie Heights, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prairie Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.