Mortgage Lenders and Brokers in Poulsbo, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Poulsbo, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.19245 10th Ave Ne, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA20350 Little Valley Rd Ne, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank20148 10th Avenue Ne Suite B, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 2.28%, 1st Security Bank of Washington1st Security Bank of Washington21650 Market Pl Nw, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 4.31%, Bank of America NABank of America NA19255 Jensen Way NE, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association19735 10th Ave Ne, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA19044 Ne Jensen Way, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 5.36%, Kitsap Credit UnionKitsap Credit Union19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781A5.0 ★Texas Ratio: 6.36%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, and Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Poulsbo, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Poulsbo are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Poulsbo, Washington
Market share is the lender's share of all home loans closed in Poulsbo, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Poulsbo 19245 10th Ave Ne, Poulsbo, WA 98370 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.9% | 85.7% | $851,666 | View |
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1 office in Poulsbo 20350 Little Valley Rd Ne, Poulsbo, WA 98370 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $251,666 | View |
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2 offices in Poulsbo 20148 10th Avenue Ne Suite B, Poulsbo, WA 98370 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $470,000 | View |
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1 office in Poulsbo 21650 Market Pl Nw, Poulsbo, WA 98370 A+5.0 ★Texas Ratio: 4.31% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $625,000 | View |
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1 office in Poulsbo 19255 Jensen Way NE, Poulsbo, WA 98370 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 50% | $605,000 | View |
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1 office in Poulsbo 19735 10th Ave Ne, Poulsbo, WA 98370 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 33.3% | $255,000 | View |
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1 office in Poulsbo 19044 Ne Jensen Way, Poulsbo, WA 98370 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $305,000 | View |
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19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781 A5.0 ★Texas Ratio: 6.36% |
Conventional, Jumbo, HELOC | 25 +21 HELOCs |
8% | 84.8% | $134,600 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 4 +12 HELOCs |
1.3% | 100% | $410,000 | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $35,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 0.3% | 100% | $835,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA, Jumbo | 20 | 6.4% | 100% | $470,000 | |
Sammamish Mortgage Company
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Conventional | 3 | 1% | 75% | $418,333 | |
Olympia Federal Savings & Loan
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Whatcom Educational Credit Uni
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Conventional | 1 | 0.3% | 100% | $155,000 | |
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 29 | 9.3% | 100% | $338,793 | |
Inspire Home Loans Inc.
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Conventional, VA, Jumbo | 21 | 6.8% | 95.8% | $588,809 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 20 +3 HELOCs |
6.4% | 100% | $499,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 16 +5 HELOCs |
5.1% | 85% | $355,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 14 | 4.5% | 93.3% | $506,428 | |
New American Funding, LLC.
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Conventional, VA, Jumbo | 10 | 3.2% | 100% | $425,000 | |
Mortgage Research Center
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VA | 9 | 2.9% | 75% | $603,888 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 2.9% | 100% | $437,222 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 2.6% | 100% | $470,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 7 | 2.3% | 100% | $483,571 | |
Mason-McDuffie Mortgage Corporation
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Conventional, VA, Jumbo | 7 | 2.3% | 100% | $542,142 | |
Nbkc Bank
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Conventional, VA | 5 | 1.6% | 83.3% | $443,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 5 | 1.6% | 100% | $595,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 1.6% | 100% | $513,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 4 | 1.3% | 100% | $427,500 | View |
American Pacific Mortgage Corporation
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Conventional, VA | 4 | 1.3% | 100% | $505,000 | |
Cmg Mortgage Inc
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Conventional, VA, USDA, HELOC | 3 +2 HELOCs |
1% | 100% | $405,000 | |
Priority Home Lending, LLC
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Conventional, VA | 3 | 1% | 100% | $431,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 1% | 100% | $565,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $130,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.6% | 66.7% | $555,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $495,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 66.7% | $335,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.6% | 100% | $390,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.6% | 100% | $175,000 | |
Generations Home Loans, LLC
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Conventional | 2 | 0.6% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $105,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.6% | 100% | $530,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $595,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $365,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.3% | 100% | $715,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.3% | 100% | $645,000 | View |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
NOVA Financial & Investment Corporation
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VA | 1 | 0.3% | 100% | $525,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $115,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.3% | 33.3% | $615,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 50% | $475,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $725,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $795,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $425,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Poulsbo Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Poulsbo, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Poulsbo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Poulsbo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Poulsbo, WA
Use these to narrow the list above. Each category shows how many Poulsbo, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Poulsbo, WA
Independent mortgage companies closed 71.1 percent of home loans in Poulsbo, Washington in 2025, banks 11.9 percent and credit unions 17 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Kitsap Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Poulsbo, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Poulsbo, Washington with 6 loans, about 1.9 percent of the market. The largest lender headquartered in Washington was 1st Security Bank of Washington with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Poulsbo, Washington in 2025, led by Evergreen Moneysource Mortgage Company with 2. 28 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 12 credit unions closed home loans in Poulsbo, Washington in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Poulsbo, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Poulsbo, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Poulsbo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
