Mortgage Lenders and Brokers in Port Townsend, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Port Townsend, Washington mortgage lenders include 1st Security Bank of Washington1st Security Bank of Washington734 Water St, Port Townsend, WA 98368A+5.0 ★Texas Ratio: 4.31%, First Fed BankFirst Fed Bank1321 W Sims Way, Port Townsend, WA 98368A5.0 ★Texas Ratio: 12.33%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA419 Kearney St, Port Townsend, WA 98368A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2101 Washington St, Port Townsend, WA 98368A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.1239 Water St, Port Townsend, WA 98368A+5.0 ★Texas Ratio: 2.85%, Kitsap Credit UnionKitsap Credit Union1165 Landes Ct, Port Townsend, WA 98368 8352A5.0 ★Texas Ratio: 6.36%, Kitsap BankKitsap Bank1165 Landes Ct, Port Townsend, WA 98368 8352A5.0 ★Texas Ratio: 6.36%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Peninsula Community Federal Credit UnionPeninsula Community Federal Credit Union1250 W Sims Way, Port Townsend, WA 98368A+5.0 ★Texas Ratio: 5.60%, and Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Townsend, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Townsend are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port Townsend, Washington
Market share is the lender's share of all home loans closed in Port Townsend, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Port Townsend 734 Water St, Port Townsend, WA 98368 A+5.0 ★Texas Ratio: 4.31% |
Conventional, VA, HELOC | 12 +7 HELOCs |
8.1% | 100% | $436,666 | View |
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1 office in Port Townsend 1321 W Sims Way, Port Townsend, WA 98368 A5.0 ★Texas Ratio: 12.33% |
Conventional | 5 | 3.4% | 83.3% | $313,000 | View |
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1 office in Port Townsend 419 Kearney St, Port Townsend, WA 98368 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1.3% | 100% | $875,000 | View |
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1 office in Port Townsend 2101 Washington St, Port Townsend, WA 98368 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.3% | 66.7% | $390,000 | View |
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1 office in Port Townsend 1239 Water St, Port Townsend, WA 98368 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $465,000 | View |
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1165 Landes Ct, Port Townsend, WA 98368 8352 A5.0 ★Texas Ratio: 6.36% |
Conventional, VA, HELOC | 6 +5 HELOCs |
4% | 50% | $205,000 | View |
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1165 Landes Ct, Port Townsend, WA 98368 8352 A5.0 ★Texas Ratio: 6.36% |
Conventional | 3 | 2% | 100% | $88,333 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 2 | 1.3% | 100% | $105,000 | View |
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1250 W Sims Way, Port Townsend, WA 98368 A+5.0 ★Texas Ratio: 5.60% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Evergreen Moneysource Mortgage Company
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Conventional | 5 | 3.4% | 100% | $357,000 | |
HomeStreet Bank
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Basis Home Loans LLC
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Whatcom Educational Credit Uni
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Flyhomes Mortgage LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $985,000 | |
Newrez LLC
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Conventional, FHA | 17 | 11.4% | 89.5% | $383,235 | |
New American Funding, LLC.
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Conventional, FHA, VA, Jumbo | 16 | 10.7% | 100% | $538,125 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 7.4% | 100% | $447,727 | |
Rocket Mortgage
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Conventional, VA | 11 | 7.4% | 91.7% | $404,090 | |
Cmg Mortgage Inc
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Conventional | 8 | 5.4% | 100% | $452,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 2% | 100% | $461,666 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 1.3% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 1.3% | 100% | $345,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $585,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 2 | 1.3% | 50% | $490,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 1.3% | 100% | $240,000 | |
Lower, LLC
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Conventional | 2 | 1.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $165,000 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 1 | 0.7% | 50% | $855,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $545,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $115,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.7% | 50% | $725,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
Valon Mortgage
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Conventional | 1 | 0.7% | 100% | $725,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $795,000 | View |
Discover Bank
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Conventional | 1 | 0.7% | 33.3% | $75,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.7% | 100% | $505,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $655,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
American Pacific Mortgage Corporation
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VA | 1 | 0.7% | 100% | $345,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $345,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $725,000 | View |
Oceanair Federal Credit Union
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Conventional, Jumbo | 1 | 0.7% | 100% | $905,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.7% | 100% | $545,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $555,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Port Townsend Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port Townsend, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Port Townsend? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Townsend in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port Townsend, WA
Use these to narrow the list above. Each category shows how many Port Townsend, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Port Townsend, WA
Independent mortgage companies closed 63.8 percent of home loans in Port Townsend, Washington in 2025, banks 25.5 percent and credit unions 10.7 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, 1st Security Bank of Washington the largest bank and Kitsap Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port Townsend, WA
By home loans closed in 2025, 1st Security Bank of Washington was the largest mortgage lender in Port Townsend, Washington with 12 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Port Townsend, Washington in 2025, led by Newrez LLC with 2. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 13 credit unions closed home loans in Port Townsend, Washington in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Townsend, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Townsend, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Townsend. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
