Mortgage Lenders and Brokers in Port Orchard, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Port Orchard, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.1434 Olney Ave Se, Port Orchard, WA 98366A+5.0 ★Texas Ratio: 2.85%, Kitsap BankKitsap Bank393 S Kitsap Blvd, Port Orchard, WA 98366 3778A5.0 ★Texas Ratio: 6.36%, Wells Fargo Bank NAWells Fargo Bank NA1488 Olney Ave Se, Port Orchard, WA 98366A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association1301 Bay St, Port Orchard, WA 98366A+5.0 ★Texas Ratio: 4.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4350 Se Mile Hill Dr, Port Orchard, WA 98366A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1497 Olney Ave Se, Port Orchard, WA 98366A+5.0 ★Texas Ratio: 4.14%, Kitsap Credit UnionKitsap Credit Union393 S Kitsap Blvd, Port Orchard, WA 98366 3778A5.0 ★Texas Ratio: 6.36%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, and Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Orchard, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Orchard are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port Orchard, Washington
Market share is the lender's share of all home loans closed in Port Orchard, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Port Orchard 1434 Olney Ave Se, Port Orchard, WA 98366 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 12 +6 HELOCs |
2.3% | 85.7% | $459,166 | View |
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393 S Kitsap Blvd, Port Orchard, WA 98366 3778 A5.0 ★Texas Ratio: 6.36% |
Conventional | 7 | 1.3% | 70% | $185,000 | View |
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1 office in Port Orchard 1488 Olney Ave Se, Port Orchard, WA 98366 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $185,000 | View |
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1 office in Port Orchard 1301 Bay St, Port Orchard, WA 98366 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $90,000 | View |
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1 office in Port Orchard 4350 Se Mile Hill Dr, Port Orchard, WA 98366 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $535,000 | View |
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1 office in Port Orchard 1497 Olney Ave Se, Port Orchard, WA 98366 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $225,000 | View |
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393 S Kitsap Blvd, Port Orchard, WA 98366 3778 A5.0 ★Texas Ratio: 6.36% |
Conventional, HELOC | 15 +11 HELOCs |
2.9% | 66.7% | $83,666 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 4 +12 HELOCs |
0.8% | 100% | $252,500 | |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $351,666 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $70,000 | View |
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1081 Bethel Ave, Port Orchard, WA 98366 4207 A+5.0 ★Texas Ratio: 5.60% |
Conventional | 2 | 0.4% | 100% | $70,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 2 | 0.4% | 100% | $80,000 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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1497 Olney Ave Se, Port Orchard, WA 98366 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA | 15 | 2.9% | 100% | $376,333 | |
Sammamish Mortgage Company
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Conventional, VA | 8 | 1.5% | 100% | $437,500 | |
HomeStreet Bank
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Olympia Federal Savings & Loan
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Conventional | 1 | 0.2% | 100% | $405,000 | |
HMDA LAR 2025-Final
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 48 | 9.1% | 88.9% | $483,333 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 47 | 9% | 85.5% | $366,914 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 33 | 6.3% | 94.3% | $475,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 24 +9 HELOCs |
4.6% | 72.7% | $322,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
4.4% | 100% | $475,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 22 +1 HELOCs |
4.2% | 92.6% | $386,363 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 22 | 4.2% | 91.7% | $562,272 | |
Freedom Mortgage Corporation
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Conventional, VA | 14 | 2.7% | 93.3% | $445,714 | |
Mortgage Research Center
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VA | 14 | 2.7% | 66.7% | $465,714 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 13 | 2.5% | 100% | $481,153 | |
Guild Mortgage Company
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Conventional, FHA, VA | 11 | 2.1% | 100% | $353,181 | |
Cmg Mortgage Inc
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Conventional, VA, Jumbo | 11 | 2.1% | 91.7% | $552,272 | |
Fairway Independent Mort Corp
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Conventional, FHA | 11 | 2.1% | 100% | $426,818 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 10 | 1.9% | 100% | $435,000 | |
Newrez LLC
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Conventional, VA | 9 | 1.7% | 81.8% | $431,666 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.5% | 100% | $326,250 | |
Pennymac Loan Services LLC
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Conventional, VA | 8 | 1.5% | 100% | $485,000 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.1% | 100% | $390,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +1 HELOCs |
1% | 55.6% | $79,000 | |
NOVA Financial & Investment Corporation
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Conventional, FHA | 5 | 1% | 100% | $319,000 | |
Provident Funding Associates
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Conventional | 5 | 1% | 83.3% | $491,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1% | 83.3% | $177,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $467,500 | |
Generations Home Loans, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $472,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 80% | $255,000 | |
American Financial Resources LLC
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Conventional, FHA, VA | 3 | 0.6% | 100% | $515,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.6% | 100% | $101,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $401,666 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 3 | 0.6% | 100% | $508,333 | View |
Priority Home Lending, LLC
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Conventional | 3 | 0.6% | 100% | $375,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $398,333 | |
The Loan Store, Inc
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Conventional | 3 | 0.6% | 100% | $551,666 | |
Primelending
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Conventional, VA | 2 | 0.4% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 2 | 0.4% | 100% | $595,000 | View |
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A5.0 ★Texas Ratio: 6.81% |
VA, USDA | 2 | 0.4% | 100% | $370,000 | View |
Nbkc Bank
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Conventional, VA | 2 | 0.4% | 100% | $560,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $485,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.4% | 100% | $425,000 | |
Bay Equity LLC
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Conventional, FHA | 2 | 0.4% | 100% | $540,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.4% | 100% | $485,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 50% | $315,000 | View |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.4% | 100% | $540,000 | |
T2 Financial LLC
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Conventional, VA | 2 | 0.4% | 100% | $605,000 | |
Inspire Home Loans Inc.
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Conventional | 2 | 0.4% | 100% | $535,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.4% | 100% | $525,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $220,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 100% | $525,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.2% | 25% | $695,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 50% | $375,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Brighton Bank
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VA | 1 | 0.2% | 100% | $515,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 66.7% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.2% | 100% | $595,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $495,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $355,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Logan Finance Corporation
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Lower, LLC
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VA | 1 | 0.2% | 100% | $345,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 50% | $475,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $305,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $195,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Idaho Central Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Port Orchard Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port Orchard, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Port Orchard? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Orchard in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port Orchard, WA
Use these to narrow the list above. Each category shows how many Port Orchard, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Port Orchard, WA
Independent mortgage companies closed 80.6 percent of home loans in Port Orchard, Washington in 2025, banks 9.5 percent and credit unions 9.9 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Kitsap Credit Union the largest credit union. Among lenders headquartered in Washington, Kitsap Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port Orchard, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Port Orchard, Washington with 12 loans, about 2.3 percent of the market. The largest lender headquartered in Washington was Kitsap Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Port Orchard, Washington in 2025, led by DHI Mortgage Company, LTD. with 7. 38 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 14 credit unions closed home loans in Port Orchard, Washington in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Orchard, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Orchard, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Orchard. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
