Mortgage Lenders and Brokers in Port Ludlow, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Port Ludlow, Washington mortgage lenders include Kitsap Credit UnionKitsap Credit Union51 NE State Route 300 Ste D, Belfair, WA 98528 8654A5.0 ★Texas Ratio: 6.36%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Kitsap BankKitsap Bank51 NE State Route 300 Ste D, Belfair, WA 98528 8654A5.0 ★Texas Ratio: 6.36%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, First Fed BankFirst Fed Bank323 High School Rd Ne, Bainbridge Island, WA 98110A5.0 ★Texas Ratio: 12.33%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and Peninsula Community Federal Credit UnionPeninsula Community Federal Credit Union23550 NE State Route 3, Belfair, WA 98528A+5.0 ★Texas Ratio: 5.60%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Ludlow, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Ludlow are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port Ludlow, Washington
Market share is the lender's share of all home loans closed in Port Ludlow, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional, HELOC | 9 +2 HELOCs |
6.3% | 84.6% | $121,666 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, HELOC | 5 +5 HELOCs |
3.5% | 100% | $415,000 | View |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional | 5 | 3.5% | 83.3% | $389,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 4 +15 HELOCs |
2.8% | 100% | $502,500 | |
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323 High School Rd Ne, Bainbridge Island, WA 98110 A5.0 ★Texas Ratio: 12.33% |
Conventional | 4 | 2.8% | 100% | $282,500 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.1% | 100% | $678,333 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.1% | 100% | $738,333 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 2.1% | 100% | $381,666 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $505,000 | View |
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23550 NE State Route 3, Belfair, WA 98528 A+5.0 ★Texas Ratio: 5.60% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 6 | 4.2% | 100% | $503,333 | |
Sammamish Mortgage Company
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Conventional | 2 | 1.4% | 100% | $395,000 | |
HomeStreet Bank
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Conventional | 1 | 0.7% | 100% | $445,000 | |
Olympia Federal Savings & Loan
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Conventional | 1 | 0.7% | 100% | $445,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Wsecu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, VA | 15 | 10.6% | 78.9% | $299,666 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 13 +2 HELOCs |
9.2% | 100% | $490,384 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
2.8% | 100% | $362,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.8% | 100% | $430,000 | |
Newrez LLC
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Conventional, VA | 4 | 2.8% | 57.1% | $390,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 2.8% | 100% | $512,500 | |
Guild Mortgage Company
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Conventional | 4 | 2.8% | 100% | $410,000 | |
New American Funding, LLC.
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Conventional, VA | 4 | 2.8% | 100% | $507,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 3 | 2.1% | 100% | $431,666 | |
Nationstar Mortgage
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Conventional | 3 | 2.1% | 100% | $241,666 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 2 | 1.4% | 100% | $380,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.4% | 75% | $150,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $165,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.4% | 66.7% | $315,000 | |
Provident Funding Associates
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Conventional | 2 | 1.4% | 100% | $345,000 | |
Mortgage Research Center
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VA, Jumbo | 2 | 1.4% | 100% | $665,000 | |
Financial Partners Credit Unio
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Conventional | 1 | 0.7% | 100% | $555,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $365,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $355,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.7% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $545,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $525,000 | View |
Summit Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $495,000 | |
T2 Financial LLC
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Conventional | 1 | 0.7% | 100% | $315,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.7% | 100% | $975,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $615,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $405,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Port Ludlow Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port Ludlow, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Port Ludlow? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Ludlow in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port Ludlow, WA
Use these to narrow the list above. Each category shows how many Port Ludlow, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Port Ludlow, WA
Independent mortgage companies closed 61.3 percent of home loans in Port Ludlow, Washington in 2025, banks 23.9 percent and credit unions 14.8 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, 1st Security Bank of Washington the largest bank and Kitsap Credit Union the largest credit union. Among lenders headquartered in Washington, Kitsap Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port Ludlow, WA
By home loans closed in 2025, Kitsap Credit Union was the largest mortgage lender in Port Ludlow, Washington with 9 loans, about 6.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Port Ludlow, Washington in 2025, led by Freedom Mortgage Corporation with 2. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 12 credit unions closed home loans in Port Ludlow, Washington in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Ludlow, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Ludlow, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Ludlow. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
