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Mortgage Lenders and Brokers in Olympia, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Olympia, Washington mortgage lenders include 1st Security Bank of Washington1st Security Bank of Washington2610 Harrison Avenue Northwest At Kenyon, Olympia, WA 98502A+5.0 ★Texas Ratio: 4.31%, Peak Credit UnionPeak Credit Union1020 5TH AVE SE, OLYMPIA, WA 98501A5.0 ★Texas Ratio: 7.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 Plum St Se, Olympia, WA 98501A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.402 Capitol Way S, Olympia, WA 98501A+5.0 ★Texas Ratio: 2.85%, Timberland BankTimberland Bank423 Washington St Se, Olympia, WA 98501A+5.0 ★Texas Ratio: 3.23%, Bank of America NABank of America NA210 5th Ave Sw, Olympia, WA 98501A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank2805 Harrison Ave Nw, Olympia, WA 98502A+5.0 ★Texas Ratio: 2.28%, Keybank National AssociationKeybank National Association2920 Harrison Ave Nw, Olympia, WA 98502A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA1500 Black Lake Blvd Sw, Olympia, WA 98502A+5.0 ★Texas Ratio: 5.36%, and Heritage BankHeritage Bank201 5th Ave Sw, Olympia, WA 98501A+5.0 ★Texas Ratio: 1.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Olympia, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Olympia are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Olympia, Washington

Market share is the lender's share of all home loans closed in Olympia, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
1st Security Bank of Washington 1 office in Olympia 2610 Harrison Avenue Northwest At Kenyon, Olympia, WA 98502 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, VA, HELOC	12 +1 HELOCs	1.1%	100%	$439,166	View
Peak Credit Union 1020 5TH AVE SE, OLYMPIA, WA 98501 A5.0 ★Texas Ratio: 7.97%	Conventional, HELOC	10 +54 HELOCs	0.9%	64.7%	$310,000	View
JPMorgan Chase Bank, NA 1 office in Olympia 510 Plum St Se, Olympia, WA 98501 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	10 +1 HELOCs	0.9%	90.9%	$471,000	View
US Bank, N.A. 1 office in Olympia 402 Capitol Way S, Olympia, WA 98501 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	8 +3 HELOCs	0.7%	88.9%	$378,750	View
Timberland Bank 2 offices in Olympia 423 Washington St Se, Olympia, WA 98501 A+5.0 ★Texas Ratio: 3.23%	Conventional, Jumbo	6	0.5%	100%	$561,666	View
Bank of America NA 2 offices in Olympia 210 5th Ave Sw, Olympia, WA 98501 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +13 HELOCs	0.4%	83.3%	$441,000	View
Columbia Bank 2 offices in Olympia 2805 Harrison Ave Nw, Olympia, WA 98502 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	5 +5 HELOCs	0.4%	83.3%	$595,000	View
Keybank National Association 3 offices in Olympia 2920 Harrison Ave Nw, Olympia, WA 98502 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	4 +2 HELOCs	0.4%	57.1%	$357,500	View
Wells Fargo Bank NA 1 office in Olympia 1500 Black Lake Blvd Sw, Olympia, WA 98502 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.3%	50%	$268,333	View
Heritage Bank 2 offices in Olympia 201 5th Ave Sw, Olympia, WA 98501 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +8 HELOCs	0%	n/a		View
Banner Bank 1 office in Olympia 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +2 HELOCs	0%	0%		View
Wsecu	Conventional, FHA, VA, HELOC	100 +111 HELOCs	8.9%	66.5%	$166,000
Olympia Federal Savings & Loan	Conventional, Jumbo	37	3.3%	87%	$417,972
O Bee Credit Union 410 Cooper Point Rd SW, Olympia, WA 98502 5008 A5.0 ★Texas Ratio: 9.15%	Conventional, HELOC	9 +47 HELOCs	0.8%	100%	$359,444	View
Sound Credit Union 3600 Martin Way E, Olympia, WA 98506 A5.0 ★Texas Ratio: 8.08%	Conventional, HELOC	8 +4 HELOCs	0.7%	72.7%	$321,250	View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	Conventional, FHA, HELOC	7 +29 HELOCs	0.6%	100%	$456,428
Sound Community Bank 22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90%	Conventional	4	0.4%	66.7%	$57,500	View
Spokane Teachers Credit Union 10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$445,000	View
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000	View
Red Canoe Credit Union 1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$555,000	View
First Ciitizens Bank and Trust 300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$85,000	View
iQ Credit Union 300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25%	Conventional	1	0.1%	100%	$575,000	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0.1%	50%	$155,000	View
Fibre Federal Credit Union 202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66%	Conventional	1	0.1%	100%	$465,000	View
Verity Credit Union 1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33%	Conventional	1	0.1%	100%	$25,000	View
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	VA	1	0.1%	50%	$785,000	View
BMO Harris Bank NA 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$705,000	View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	Conventional	1	0.1%	100%	$45,000	View
America'S Credit Union 210 5th Ave Sw, Olympia, WA 98501 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +6 HELOCs	0%	n/a		View
Harborstone Credit Union 20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21%	HELOC	0 +4 HELOCs	0%	n/a		View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	24	2.1%	100%	$395,000
HomeStreet Bank	Conventional, HELOC	4 +2 HELOCs	0.4%	100%	$380,000
Sammamish Mortgage Company	Conventional	4	0.4%	100%	$347,500
Whatcom Educational Credit Uni	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$440,000
Basis Home Loans LLC	Conventional	2	0.2%	100%	$530,000
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	121	10.8%	97.8%	$429,876
Rocket Mortgage	Conventional, FHA, VA, Jumbo	98	8.7%	79.5%	$294,693
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	88 +4 HELOCs	7.8%	98.9%	$521,363
DHI Mortgage Company, LTD.	Conventional, FHA, VA	68	6.1%	86.2%	$553,235
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	61 +4 HELOCs	5.4%	97.1%	$406,967
CrossCountry Mortgage, LLC	Conventional, VA, HELOC	31 +2 HELOCs	2.8%	100%	$477,258
Newrez LLC	Conventional, FHA, VA	22	2%	73.3%	$312,727
Inspire Home Loans Inc.	Conventional, FHA, VA	22	2%	96.6%	$524,090
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	20	1.8%	95.2%	$375,000
Cmg Mortgage Inc	Conventional, FHA, VA	18	1.6%	100%	$392,222
Pennymac Loan Services LLC	Conventional, VA	14	1.2%	93.8%	$415,714
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +6 HELOCs	1.2%	77.8%	$355,769
The Loan Store, Inc	Conventional, FHA, HELOC	12 +6 HELOCs	1.1%	92.9%	$374,166
Freedom Mortgage Corporation	FHA, VA	11	1%	86.7%	$506,818
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	9 +1 HELOCs	0.8%	81.8%	$431,666
Nationstar Mortgage	Conventional, VA	9	0.8%	76.9%	$327,222
Mortgage Research Center	Conventional, VA	9	0.8%	69.2%	$508,333
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	9	0.8%	100%	$438,333
New American Funding, LLC.	Conventional, VA, HELOC	7 +1 HELOCs	0.6%	70%	$366,428
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	7	0.6%	87.5%	$292,142
Bay Equity LLC	Conventional, FHA, VA, Jumbo	7	0.6%	100%	$506,428
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.5%	62.5%	$300,000
Kind Lending, LLC	Conventional, VA	6	0.5%	100%	$398,333
Planet Home Lending, LLC	Conventional, VA	6	0.5%	100%	$531,666
Carrington Mortgage Services LLC	Conventional, FHA, VA	6	0.5%	85.7%	$201,666
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, VA	5	0.4%	100%	$503,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	5	0.4%	83.3%	$187,000	View
loanDepot.com LLC	Conventional, HELOC	4 +2 HELOCs	0.4%	50%	$220,000
NOVA Financial & Investment Corporation	Conventional	4	0.4%	80%	$445,000
Nbkc Bank	Conventional, VA	4	0.4%	100%	$382,500
Triad Financial Services, Inc.	Conventional	4	0.4%	60%	$82,500
Resicentral LLC	Conventional	4	0.4%	83.3%	$445,000
Discover Bank	Conventional	4	0.4%	57.1%	$125,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	4	0.4%	100%	$260,000
Provident Funding Associates	Conventional	4	0.4%	100%	$412,500
Premier Mortgage Resources, LLC	Conventional	3	0.3%	100%	$405,000
Envoy Mortgage, Ltd	Conventional	3	0.3%	100%	$598,333
Guidance Residential, LLC	Conventional	3	0.3%	100%	$338,333
Loanunited.Com, LLC	VA	3	0.3%	100%	$515,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.3%	100%	$611,666	View
Union Home Mortgage Corp.	Conventional, VA	3	0.3%	75%	$458,333
Nfm, Inc	Conventional	3	0.3%	100%	$415,000
Intelliloan, Inc.	Conventional, FHA	3	0.3%	100%	$508,333
T2 Financial LLC	Conventional, VA	3	0.3%	100%	$498,333
American Pacific Mortgage Corporation	Conventional, FHA	3	0.3%	100%	$441,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	3	0.3%	100%	$478,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	3	0.3%	80%	$421,666	View
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.3%	50%	$348,333
Alliant Credit Union	Conventional, HELOC	2 +5 HELOCs	0.2%	66.7%	$515,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +1 HELOCs	0.2%	66.7%	$475,000
American Financial Resources LLC	Conventional	2	0.2%	100%	$400,000
Primelending	Conventional, VA	2	0.2%	100%	$530,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.2%	100%	$645,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, VA, Jumbo	2	0.2%	100%	$755,000	View
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$415,000
Amerisave Mortgage Company	Conventional, FHA	2	0.2%	30%	$290,000
Sun West Mortgage Company, Inc	VA	2	0.2%	66.7%	$660,000
Credit Human Federal Credit Un	Conventional	2	0.2%	60%	$110,000
Strong Home Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$490,000
Cardinal Financial Company, Li	Conventional	2	0.2%	100%	$395,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	2	0.2%	40%	$425,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.2%	100%	$550,000	View
Better Mortgage Corporation	Conventional, FHA	2	0.2%	75%	$575,000
Prosperity Home Mortgage, LLC	Conventional, VA	2	0.2%	100%	$375,000
Lower, LLC	Conventional	2	0.2%	66.7%	$190,000
Nexera Holding LLC	Conventional	2	0.2%	100%	$480,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA, Jumbo	2	0.2%	50%	$725,000	View
Champions Funding, LLC	Conventional	2	0.2%	100%	$370,000
Village Capital & Investment	VA	2	0.2%	50%	$560,000
Spring Eq, LLC	Conventional, HELOC	1 +7 HELOCs	0.1%	7.7%	$85,000
OnPoint Community Credit Union A+5.0 ★Texas Ratio: 4.12%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000
First Technology Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$285,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$425,000	View
Originpoint, LLC	Conventional	1	0.1%	100%	$545,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$175,000
Fundloans Capital	Conventional	1	0.1%	100%	$355,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$745,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$385,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$505,000
MortgageOne, Inc	VA	1	0.1%	100%	$605,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$385,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$495,000
Synergy One Lending, Inc.	VA	1	0.1%	100%	$415,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$575,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$365,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$715,000	View
HomeXpress Mortgage Corp.	VA	1	0.1%	100%	$655,000
AAFMAA Mortgage Services LLC	Conventional, Jumbo	1	0.1%	100%	$1,315,000
West Coast Mortgage Group & Realty Co	Conventional	1	0.1%	100%	$425,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$525,000
Fairwinds Credit Union	Conventional	1	0.1%	100%	$615,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$415,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$265,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
Generations Home Loans, LLC	Conventional	1	0.1%	100%	$245,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$575,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$655,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$345,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$445,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$295,000
Genway Home Mortgage, Inc.	VA	1	0.1%	100%	$405,000
Oregon State Credit Union	Conventional	1	0.1%	100%	$345,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Summit Funding.Inc	Conventional, Jumbo	1	0.1%	100%	$455,000
Zillow Home Loans, LLC	FHA	1	0.1%	100%	$485,000
Nationwide Mortgage Bankers, Inc.	VA	1	0.1%	100%	$665,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$505,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$605,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$505,000	View
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$415,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +6 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Unitus Community Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
S&T Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Olympia Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Olympia, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Olympia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Olympia in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Olympia, WA

Use these to narrow the list above. Each category shows how many Olympia, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 92 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 37 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 32 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 51 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 14 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 27 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Olympia, WA

Independent mortgage companies closed 72.8 percent of home loans in Olympia, Washington in 2025, banks 12.1 percent and credit unions 15.1 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, 1st Security Bank of Washington the largest bank and Peak Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 12 loans.

72.8%

Mortgage companies

12.1%

Banks

15.1%

Credit unions

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Olympia, WA

Who is the largest mortgage lender in Olympia, WA?

By home loans closed in 2025, 1st Security Bank of Washington was the largest mortgage lender in Olympia, Washington with 12 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Olympia, WA have the highest approval rates?

Among lenders with meaningful volume in Olympia, Washington, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 98.9 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Olympia, WA mortgage lenders offer FHA, VA and USDA loans?

32 lenders closed FHA loans in Olympia, Washington in 2025, led by Guild Mortgage Company with 13. 51 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Olympia, WA lender list?

Yes. 37 banks and 28 credit unions closed home loans in Olympia, Washington in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Olympia, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Olympia, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Olympia, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Olympia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.