Mortgage Lenders and Brokers in Ocean Park, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ocean Park, Washington mortgage lenders include Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Fibre Federal Credit UnionFibre Federal Credit Union202 Front Ave SW, Castle Rock, WA 98611A+5.0 ★Texas Ratio: 4.66%, iQ Credit UnioniQ Credit Union300 W Main St, Battle Ground, WA 98604 4410A+5.0 ★Texas Ratio: 5.25%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, America'S Credit UnionAmerica'S Credit Union3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ocean Park, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ocean Park are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ocean Park, Washington
Market share is the lender's share of all home loans closed in Ocean Park, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ocean Park 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.7% | 50% | $935,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 100% | $230,000 | |
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202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $190,000 | View |
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300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $170,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 1.3% | 66.7% | $145,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $125,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 50% | $45,000 | View |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
Conventional | 1 | 0.7% | 25% | $175,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
FHA | 1 | 0.7% | 100% | $305,000 | View |
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244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 11917 W Sunset Hwy, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, VA | 4 | 2.7% | 100% | $232,500 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.7% | 100% | $235,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
15.3% | 92% | $292,826 | |
Guild Mortgage Company
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Conventional, VA, USDA | 9 | 6% | 90.9% | $276,111 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 8 | 5.3% | 100% | $311,250 | View |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
4% | 87.5% | $226,666 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 4% | 85.7% | $193,333 | |
Mortgage Research Center
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Conventional, FHA, VA | 5 | 3.3% | 83.3% | $321,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 2.7% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 3 | 2% | 100% | $358,333 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 2% | 100% | $191,666 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 2% | 100% | $378,333 | |
Newrez LLC
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Conventional, VA | 3 | 2% | 75% | $331,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2% | 100% | $428,333 | |
American Financial Resources LLC
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FHA, VA | 2 | 1.3% | 100% | $310,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.3% | 100% | $165,000 | |
CrossCountry Mortgage, LLC
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VA | 2 | 1.3% | 100% | $250,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 1.3% | 100% | $330,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 2 | 1.3% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 1.3% | 100% | $295,000 | View |
Wauna Federal Credit Union
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Conventional | 2 | 1.3% | 100% | $225,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.3% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 66.7% | $195,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Kind Lending, LLC
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FHA | 1 | 0.7% | 50% | $175,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $345,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Lpmc, LLC dba Landmark Profess
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.7% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $385,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 50% | $175,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.7% | 100% | $385,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.7% | 100% | $255,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 50% | $525,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $455,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $235,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 50% | $385,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Nuvision Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $155,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $295,000 | View |
21St Mortgage
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Conventional | 1 | 0.7% | 50% | $195,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 100% | $355,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.7% | 100% | $465,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Star One Credit Union
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mountain America Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Unitus Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Idaho Central Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Embold Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ocean Park Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ocean Park, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Ocean Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ocean Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ocean Park, WA
Use these to narrow the list above. Each category shows how many Ocean Park, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Ocean Park, WA
Independent mortgage companies closed 78.7 percent of home loans in Ocean Park, Washington in 2025, banks 10.7 percent and credit unions 10.7 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Banner Bank the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ocean Park, WA
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Ocean Park, Washington with 1 loans, about 0.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Ocean Park, Washington in 2025, led by United Wholesale Mortgage with 7. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 18 credit unions closed home loans in Ocean Park, Washington in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ocean Park, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ocean Park, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ocean Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
