Mortgage Lenders and Brokers in Newcastle, Washington
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Newcastle, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13033 Se 69th Way, Newcastle, WA 98056A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association6917 Coal Creek Pkwy Se, Newcastle, WA 98059A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Boeing Employees' Credit UnionBoeing Employees' Credit Union13131 Newcastle Commons DR, Newcastle, WA 98059, Bank of America NABank of America NA6950 Coal Creek Pkwy Se, Newcastle, WA 98059A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Hsbc Bank USA, NAHsbc Bank USA, NA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.86%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, and Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newcastle, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newcastle are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newcastle, Washington
Market share is the lender's share of all home loans closed in Newcastle, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Newcastle 13033 Se 69th Way, Newcastle, WA 98056 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 14 | 5.7% | 87.5% | $1,005,714 | View |
|
1 office in Newcastle 6917 Coal Creek Pkwy Se, Newcastle, WA 98059 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 5 | 2% | 83.3% | $1,549,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA, Jumbo | 24 | 9.8% | 88.9% | $1,183,750 | View |
Boeing Employees' Credit Union
13131 Newcastle Commons DR, Newcastle, WA 98059 |
Conventional, Jumbo, HELOC | 20 +17 HELOCs |
8.2% | 95.2% | $1,157,000 | |
|
6950 Coal Creek Pkwy Se, Newcastle, WA 98059 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 11 +4 HELOCs |
4.5% | 84.6% | $1,313,181 | View |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 10 +3 HELOCs |
4.1% | 76.9% | $1,205,000 | View |
|
196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 4 | 1.6% | 100% | $1,515,000 | View |
|
1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $455,000 | View |
|
117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 2 | 0.8% | 100% | $755,000 | View |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,125,000 | View |
|
13238 Ne 20th St, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.4% | 50% | $915,000 | View |
|
24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
|
2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sammamish Mortgage Company
|
Conventional, Jumbo | 2 | 0.8% | 100% | $730,000 | |
Flyhomes Mortgage LLC
|
Conventional | 2 | 0.8% | 100% | $440,000 | |
Wsecu
|
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $315,000 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
HomeStreet Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
|
Conventional, VA, Jumbo | 18 | 7.4% | 85.7% | $1,008,333 | |
loanDepot.com LLC
|
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
3.7% | 100% | $1,896,111 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 9 | 3.7% | 100% | $1,326,111 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo, HELOC | 7 +2 HELOCs |
2.9% | 77.8% | $599,285 | |
Tri Pointe Connect, LLC
|
Conventional, Jumbo | 7 | 2.9% | 100% | $1,415,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 7 | 2.9% | 87.5% | $1,317,857 | View |
General Mortgage Capital Corporation
|
Conventional, Jumbo | 6 | 2.5% | 85.7% | $720,000 | |
Inspire Home Loans Inc.
|
Conventional | 6 | 2.5% | 100% | $768,333 | |
Newrez LLC
|
Conventional, Jumbo | 5 | 2% | 71.4% | $713,000 | |
First Technology Federal Credit Union
|
Conventional, Jumbo | 5 | 2% | 83.3% | $1,451,000 | |
Rocket Mortgage
|
Conventional, HELOC | 4 +1 HELOCs |
1.6% | 57.1% | $297,500 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 4 | 1.6% | 100% | $1,047,500 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 4 | 1.6% | 83.3% | $1,520,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 1.6% | 100% | $607,500 | |
Global Federal Credit Union
|
Conventional, Jumbo | 3 | 1.2% | 100% | $865,000 | |
Guild Mortgage Company
|
Conventional, VA, Jumbo | 3 | 1.2% | 100% | $785,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.8% | 100% | $700,000 | |
Priority Home Lending, LLC
|
Conventional | 2 | 0.8% | 100% | $185,000 | |
Mutual of Omaha Mortgage
|
Conventional, Jumbo | 2 | 0.8% | 100% | $1,915,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,065,000 | View |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,595,000 | View |
Cmg Mortgage Inc
|
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,395,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.4% | 100% | $335,000 | |
Nbkc Bank
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
Kind Lending, LLC
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,505,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,495,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 50% | $955,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.4% | 100% | $765,000 | View |
Emporium Tpo LLC
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,365,000 | |
AmWest Funding Corp
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,455,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
First Stardand Financial dba Nexcap Home Loans
|
Conventional | 1 | 0.4% | 100% | $395,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.4% | 100% | $815,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,655,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $755,000 | View |
|
A+5.0 ★Texas Ratio: 3.70% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,545,000 | View |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.4% | 100% | $965,000 | View |
American Pacific Mortgage Corporation
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,925,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 33.3% | $95,000 | |
Mortgage Research Center
|
VA | 1 | 0.4% | 100% | $415,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $895,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 50% | $595,000 | View |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.4% | 100% | $995,000 | |
Community State Bank of Missouri
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
ClearEdge Lending LLC
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,805,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,325,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 100% | $305,000 | |
Nexera Holding LLC
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,305,000 | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Newcastle Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newcastle, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Newcastle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newcastle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newcastle, WA
Use these to narrow the list above. Each category shows how many Newcastle, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Newcastle, WA
Independent mortgage companies closed 48 percent of home loans in Newcastle, Washington in 2025, banks 38.5 percent and credit unions 13.5 percent. Sammamish Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newcastle, WA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Newcastle, Washington with 14 loans, about 5.7 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Newcastle, Washington in 2025, led by Fairway Independent Mort Corp with 1. 6 lenders closed VA loans, led by Wells Fargo Bank NA. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Newcastle, Washington in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newcastle, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newcastle, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newcastle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
