Mukilteo, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3905 Harbour Pointe Blvd Sw, Mukilteo, WA 98275A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA3800 Harbour Pointe Blvd Sw, Mukilteo, WA 98275A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association11700 Mukilteo Speedway, Mukilteo, WA 98275A+5.0 ★Texas Ratio: 4.81%, US Bank, N.A.US Bank, N.A.3710 Harbour Pointe Blvd Sw, Mukilteo, WA 98275A+5.0 ★Texas Ratio: 2.85%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Sound Credit UnionSound Credit Union9901 Harbour Pl, Mukilteo, WA 98275 4259A5.0 ★Texas Ratio: 8.08%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, and Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mukilteo, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mukilteo are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mukilteo, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Mukilteo 3905 Harbour Pointe Blvd Sw, Mukilteo, WA 98275 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
2% | 77.8% | $552,142 | View |
|
1 office in Mukilteo 3800 Harbour Pointe Blvd Sw, Mukilteo, WA 98275 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +7 HELOCs |
1.7% | 75% | $843,333 | View |
|
1 office in Mukilteo 11700 Mukilteo Speedway, Mukilteo, WA 98275 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 6 | 1.7% | 85.7% | $496,666 | View |
|
1 office in Mukilteo 3710 Harbour Pointe Blvd Sw, Mukilteo, WA 98275 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +11 HELOCs |
0.6% | 66.7% | $455,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 18 +105 HELOCs |
5.1% | 78.3% | $662,777 | |
|
9901 Harbour Pl, Mukilteo, WA 98275 4259 A5.0 ★Texas Ratio: 8.08% |
Conventional | 5 | 1.4% | 66.7% | $175,000 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $630,000 | View |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 3 | 0.8% | 100% | $475,000 | View |
|
24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 2 | 0.6% | 100% | $205,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $515,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,605,000 | View |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional | 6 | 1.7% | 100% | $548,333 | |
Sammamish Mortgage Company
|
Conventional, Jumbo | 3 | 0.8% | 100% | $988,333 | |
Wsecu
|
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 100% | $210,000 | |
HomeStreet Bank
|
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.6% | 100% | $945,000 | |
HMDA LAR 2025-Final
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Whatcom Educational Credit Uni
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 41 | 11.6% | 85.4% | $484,756 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 29 +5 HELOCs |
8.2% | 93.5% | $650,172 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo, HELOC | 17 +1 HELOCs |
4.8% | 100% | $607,352 | |
Cmg Mortgage Inc
|
Conventional, VA, Jumbo, HELOC | 16 +6 HELOCs |
4.5% | 94.1% | $761,250 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 16 | 4.5% | 94.4% | $711,250 | |
American Pacific Mortgage Corporation
|
Conventional, Jumbo | 10 | 2.8% | 83.3% | $621,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 9 | 2.5% | 100% | $510,555 | |
Newrez LLC
|
Conventional | 6 | 1.7% | 66.7% | $485,000 | |
Guild Mortgage Company
|
Conventional, Jumbo | 6 | 1.7% | 100% | $671,666 | |
Nationstar Mortgage
|
Conventional | 6 | 1.7% | 75% | $161,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +8 HELOCs |
1.4% | 62.5% | $467,000 | |
Originpoint, LLC
|
Conventional, VA, Jumbo | 5 | 1.4% | 100% | $633,000 | |
Pennymac Loan Services LLC
|
Conventional, VA, Jumbo | 5 | 1.4% | 100% | $669,000 | |
loanDepot.com LLC
|
Conventional | 5 | 1.4% | 83.3% | $729,000 | |
Nfm, Inc
|
Conventional, VA | 4 | 1.1% | 100% | $655,000 | |
Generations Home Loans, LLC
|
Conventional, Jumbo | 4 | 1.1% | 100% | $727,500 | |
The Loan Store, Inc
|
Conventional | 4 | 1.1% | 100% | $465,000 | |
Better Mortgage Corporation
|
Conventional, FHA, Jumbo, HELOC | 3 +2 HELOCs |
0.8% | 100% | $568,333 | |
Primelending
|
Conventional | 3 | 0.8% | 100% | $625,000 | |
General Mortgage Capital Corporation
|
Conventional | 3 | 0.8% | 100% | $635,000 | |
Priority Home Lending, LLC
|
Conventional | 3 | 0.8% | 100% | $558,333 | |
Bay Equity LLC
|
Conventional | 3 | 0.8% | 100% | $618,333 | |
New American Funding, LLC.
|
Conventional, Jumbo | 3 | 0.8% | 100% | $868,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.8% | 75% | $305,000 | View |
Nexera Holding LLC
|
Conventional, Jumbo | 3 | 0.8% | 100% | $931,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 28.6% | $185,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $210,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.6% | 100% | $440,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.6% | 100% | $870,000 | View |
Freedom Mortgage Corporation
|
Conventional, VA | 2 | 0.6% | 75% | $770,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.6% | 100% | $780,000 | |
Advancial Federal Credit Union
|
Conventional | 2 | 0.6% | 100% | $890,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.6% | 100% | $525,000 | View |
Discover Bank
|
Conventional | 2 | 0.6% | 33.3% | $85,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.6% | 100% | $120,000 | |
American Heritage Lending, LLC
|
Conventional, Jumbo | 2 | 0.6% | 100% | $1,115,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.6% | 100% | $645,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $720,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.6% | 100% | $815,000 | View |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.6% | 100% | $595,000 | |
Lower, LLC
|
Conventional | 2 | 0.6% | 100% | $655,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $590,000 | View |
Paramount Residential Mortgage
|
Conventional, VA | 2 | 0.6% | 100% | $820,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $55,000 | View |
Service Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $895,000 | |
First Technology Federal Credit Union
|
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,125,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,505,000 | View |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.3% | 100% | $965,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.3% | 100% | $765,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 6.81% |
VA, Jumbo | 1 | 0.3% | 100% | $1,125,000 | View |
Go Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.3% | 100% | $705,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.3% | 28.6% | $195,000 | |
|
A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.3% | 100% | $855,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 25% | $85,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $935,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $655,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.3% | 100% | $595,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 0.3% | 100% | $1,275,000 | View |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $1,025,000 | View |
JSB Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $555,000 | |
Loanleaders of America, Inc
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $825,000 | |
Mortgage Research Center
|
VA | 1 | 0.3% | 33.3% | $445,000 | |
Member First Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $915,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.3% | 50% | $535,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.3% | 50% | $455,000 | |
Toyota Financial Savings Bank
|
Conventional, Jumbo | 1 | 0.3% | 100% | $615,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.3% | 100% | $795,000 | View |
Alliant Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mukilteo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mukilteo in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mukilteo, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.9 percent of home loans in Mukilteo, Washington in 2025, banks 16.4 percent and credit unions 10.7 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 18 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Mukilteo, Washington with 7 loans, about 2 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Mukilteo, Washington in 2025, led by Rocket Mortgage with 2. 15 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 16 credit unions closed home loans in Mukilteo, Washington in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mukilteo, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mukilteo, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mukilteo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.