Mortgage Lenders and Brokers in Mount Vernon, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Vernon, Washington mortgage lenders include Banner BankBanner Bank1620 Continental Pl, Mount Vernon, WA 98273A+5.0 ★Texas Ratio: 2.91%, Peoples BankPeoples Bank1801 Riverside Dr, Mount Vernon, WA 98273A+5.0 ★Texas Ratio: 0.88%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA620 E College Way, Mount Vernon, WA 98273A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1508 Riverside Dr, Mount Vernon, WA 98273A+5.0 ★Texas Ratio: 2.85%, Keybank National AssociationKeybank National Association212 E College Way, Mount Vernon, WA 98273A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA320 W Kincaid St, Mount Vernon, WA 98273A+5.0 ★Texas Ratio: 4.14%, Heritage BankHeritage Bank1700 Urban Ave, Mount Vernon, WA 98273A+5.0 ★Texas Ratio: 1.04%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, and Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Vernon are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Vernon, Washington
Market share is the lender's share of all home loans closed in Mount Vernon, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Mount Vernon 1620 Continental Pl, Mount Vernon, WA 98273 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, VA, HELOC | 10 +7 HELOCs |
1.6% | 90.9% | $466,000 | View |
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2 offices in Mount Vernon 1801 Riverside Dr, Mount Vernon, WA 98273 A+5.0 ★Texas Ratio: 0.88% |
Conventional, HELOC | 6 +16 HELOCs |
1% | 54.5% | $496,666 | View |
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1 office in Mount Vernon 620 E College Way, Mount Vernon, WA 98273 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +5 HELOCs |
1% | 100% | $378,333 | View |
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1 office in Mount Vernon 1508 Riverside Dr, Mount Vernon, WA 98273 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +2 HELOCs |
0.8% | 62.5% | $193,000 | View |
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1 office in Mount Vernon 212 E College Way, Mount Vernon, WA 98273 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 5 | 0.8% | 83.3% | $291,000 | View |
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1 office in Mount Vernon 320 W Kincaid St, Mount Vernon, WA 98273 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
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1 office in Mount Vernon 1700 Urban Ave, Mount Vernon, WA 98273 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, VA, HELOC | 20 +83 HELOCs |
3.3% | 87% | $420,500 | |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 8 | 1.3% | 88.9% | $122,500 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 4 | 0.7% | 80% | $357,500 | View |
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1410 Riverside Dr, Mount Vernon, WA 98273 2442 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 4 | 0.7% | 71.4% | $362,500 | View |
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17021 Smokey Point Blvd, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.3% | 66.7% | $315,000 | View |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
Conventional | 2 | 0.3% | 66.7% | $520,000 | View |
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2200 Rimland Dr, Bellingham, WA 98226 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.2% | 50% | $95,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
FHA | 1 | 0.2% | 50% | $505,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA | 44 | 7.2% | 100% | $405,454 | |
Whatcom Educational Credit Uni
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Conventional, HELOC | 11 +12 HELOCs |
1.8% | 84.6% | $381,363 | |
HMDA LAR 2025-Final
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Conventional | 5 | 0.8% | 100% | $441,000 | |
Wsecu
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 28.6% | $255,000 | |
HomeStreet Bank
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VA | 1 | 0.2% | 100% | $315,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 58 | 9.5% | 84% | $311,034 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 48 +1 HELOCs |
7.9% | 87.9% | $484,166 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 29 +8 HELOCs |
4.8% | 94.1% | $419,137 | |
Guild Mortgage Company
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Conventional, FHA, VA | 29 | 4.8% | 100% | $437,068 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 28 +1 HELOCs |
4.6% | 100% | $466,428 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 19 | 3.1% | 100% | $413,947 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
2.3% | 87.5% | $422,857 | |
Directors Mortgage, Inc
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Conventional, FHA, VA | 14 | 2.3% | 100% | $307,857 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 13 | 2.1% | 100% | $448,076 | |
Nationstar Mortgage
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Conventional | 13 | 2.1% | 92.9% | $190,384 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 2% | 92.3% | $461,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +6 HELOCs |
1.5% | 90% | $323,888 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.5% | 90% | $323,888 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 1.5% | 75% | $236,111 | |
Triad Financial Services, Inc.
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Conventional | 9 | 1.5% | 85% | $137,222 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.3% | 100% | $457,500 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 8 | 1.3% | 100% | $526,250 | |
Primelending
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Conventional, FHA, VA | 7 | 1.1% | 100% | $332,142 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 1.1% | 58.3% | $360,714 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 7 | 1.1% | 87.5% | $180,714 | View |
Spring Eq, LLC
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Conventional, HELOC | 6 +5 HELOCs |
1% | 60% | $93,333 | |
Kind Lending, LLC
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Conventional, VA | 6 | 1% | 100% | $488,333 | |
The Loan Store, Inc
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Conventional, FHA | 6 | 1% | 100% | $421,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 5 | 0.8% | 60% | $261,000 | |
Originpoint, LLC
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Conventional, Jumbo | 4 | 0.7% | 100% | $515,000 | |
Global Federal Credit Union
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Conventional | 4 | 0.7% | 100% | $272,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.7% | 80% | $180,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 4 | 0.7% | 100% | $565,000 | View |
Generations Home Loans, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $365,000 | |
Mortgage Research Center
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VA | 4 | 0.7% | 100% | $512,500 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.7% | 57.1% | $507,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 3 | 0.5% | 100% | $628,333 | |
Residential Wholesale Mortgage
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Conventional | 3 | 0.5% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA | 3 | 0.5% | 100% | $501,666 | View |
Sage Home Loans Corporation
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Conventional | 3 | 0.5% | 100% | $441,666 | |
Bay Equity LLC
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Conventional, FHA | 3 | 0.5% | 100% | $418,333 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $431,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.5% | 100% | $408,333 | View |
Cornerstone First Mortgage, LLC
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VA | 2 | 0.3% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.3% | 100% | $645,000 | View |
Click n' Close, Inc.
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FHA | 2 | 0.3% | 100% | $510,000 | |
Nfm, Inc
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Conventional, VA | 2 | 0.3% | 100% | $545,000 | |
Member First Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $485,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $340,000 | |
Homeamerican Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 100% | $715,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.3% | 80% | $185,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $485,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional, Jumbo | 1 | 0.2% | 100% | $845,000 | View |
MortgageOne, Inc
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FHA | 1 | 0.2% | 100% | $515,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $565,000 | View |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $525,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $525,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $525,000 | |
Priority Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $555,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $795,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $385,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.2% | 100% | $435,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $535,000 | |
United Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $735,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 50% | $435,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Idaho Central Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Vernon Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Vernon, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Mount Vernon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Vernon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Vernon, WA
Use these to narrow the list above. Each category shows how many Mount Vernon, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Vernon, WA
Independent mortgage companies closed 77.2 percent of home loans in Mount Vernon, Washington in 2025, banks 12.5 percent and credit unions 10.3 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Banner Bank the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Vernon, WA
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Mount Vernon, Washington with 10 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mount Vernon, Washington, Rocket Mortgage approved the highest share of completed applications in 2025 at 84 percent, against a 88.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Mount Vernon, Washington in 2025, led by United Wholesale Mortgage with 9. 31 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 17 credit unions closed home loans in Mount Vernon, Washington in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Vernon, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Vernon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
