MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Moses Lake, Washington

Moses Lake, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA323 S Division St, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.203 E 3rd Ave, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank101 E 4th Ave, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank322 S Division St, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 2.91%, Washington Trust BankWashington Trust Bank402 S Ash St, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 4.63%, Keybank National AssociationKeybank National Association314 E 3rd Ave, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 4.81%, Glacier BankGlacier Bank1442 S Pioneer Way, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 1.87%, Washington FederalWashington Federal103 E 3rd Ave, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 4.48%, Gesa Credit UnionGesa Credit Union721 S Pioneer Way, Moses Lake, WA 98837 1883A5.0 ★Texas Ratio: 6.57%, and Spokane Teachers Credit UnionSpokane Teachers Credit Union1035 N Stratford Rd Unit 1, Moses Lake, WA 98837A5.0 ★Texas Ratio: 10.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Moses Lake, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moses Lake are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Moses Lake, Washington

Market share is the lender's share of all home loans closed in Moses Lake, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Moses Lake
323 S Division St, Moses Lake, WA 98837
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 16
+2 HELOCs
1.9% 100% $316,875 View
1 office in Moses Lake
203 E 3rd Ave, Moses Lake, WA 98837
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, Jumbo, HELOC 14
+5 HELOCs
1.7% 60% $342,857 View
1 office in Moses Lake
101 E 4th Ave, Moses Lake, WA 98837
A+5.0 ★Texas Ratio: 2.28%
Conventional, HELOC 13
+5 HELOCs
1.5% 100% $282,692 View
1 office in Moses Lake
322 S Division St, Moses Lake, WA 98837
A+5.0 ★Texas Ratio: 2.91%
Conventional, FHA, Jumbo, HELOC 10
+7 HELOCs
1.2% 62.5% $449,000 View
1 office in Moses Lake
402 S Ash St, Moses Lake, WA 98837
A+5.0 ★Texas Ratio: 4.63%
Conventional, Jumbo, HELOC 8
+18 HELOCs
0.9% 72.7% $368,750 View
1 office in Moses Lake
314 E 3rd Ave, Moses Lake, WA 98837
A+5.0 ★Texas Ratio: 4.81%
Conventional 4 0.5% 66.7% $237,500 View
1 office in Moses Lake
1442 S Pioneer Way, Moses Lake, WA 98837
A+5.0 ★Texas Ratio: 1.87%
Conventional, FHA 3 0.4% 100% $278,333 View
1 office in Moses Lake
103 E 3rd Ave, Moses Lake, WA 98837
A+5.0 ★Texas Ratio: 4.48%
Conventional 1 0.1% 100% $555,000 View
721 S Pioneer Way, Moses Lake, WA 98837 1883
A5.0 ★Texas Ratio: 6.57%
Conventional, Jumbo, HELOC 39
+23 HELOCs
4.6% 80% $263,717 View
1035 N Stratford Rd Unit 1, Moses Lake, WA 98837
A5.0 ★Texas Ratio: 10.05%
Conventional, FHA, HELOC 22
+14 HELOCs
2.6% 79.3% $311,363 View
100 W 1st St, Aberdeen, WA 98520
A+5.0 ★Texas Ratio: 4.31%
Conventional, FHA, VA, Jumbo 17 2% 100% $446,764 View
601 S Pioneer Way, Moses Lake, WA 98837
A+5.0 ★Texas Ratio: 1.61%
Conventional, FHA, VA, HELOC 6
+34 HELOCs
0.7% 81.8% $290,000 View
1210 S Hayford Rd, Airway Heights, WA 99001
A+5.0 ★Texas Ratio: 2.22%
Conventional, FHA, HELOC 3
+3 HELOCs
0.4% 75% $325,000 View
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002
Conventional, HELOC 1
+8 HELOCs
0.1% 50% $225,000
3230 172nd St Ne, Arlington, WA 98223
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $145,000 View
1218 Commercial Ave, Anacortes, WA 98221
A+5.0 ★Texas Ratio: 0.88%
Conventional, HELOC 1
+1 HELOCs
0.1% 50% $425,000 View
10900 Ne 4th St, Bellevue, WA 98004
A+5.0 ★Texas Ratio: 3.72%
Conventional, Jumbo 1 0.1% 100% $2,315,000 View
24000 35th Ave SE # 200, Bothell, WA 98021 8990
A+5.0 ★Texas Ratio: 4.83%
Conventional 1 0.1% 100% $25,000 View
2376 TAUMARSON RD, College Place, WA 99324
A+5.0 ★Texas Ratio: 1.09%
Conventional 1 0.1% 100% $805,000 View
1018 8th St, Anacortes, WA 98221
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.1% 25% $185,000 View
525 N Olympic Ave, Arlington, WA 98223
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
★ 1 stars, 1 review
11917 W Sunset Hwy, Airway Heights, WA 99001
A+5.0 ★Texas Ratio: 4.72%
HELOC 0
+2 HELOCs
0% n/a View
Evergreen Moneysource Mortgage Company
Conventional, FHA 17 2% 94.7% $290,294
Agwest Farm Credit, Flca
Conventional 2 0.2% 66.7% $375,000
Wsecu
Conventional 2 0.2% 50% $295,000
Sammamish Mortgage Company
Conventional 1 0.1% 100% $355,000
Basis Home Loans LLC
Conventional 1 0.1% 100% $805,000
Movement Mortgage, LLC
Conventional, FHA, VA, HELOC 122
+3 HELOCs
14.4% 92.6% $268,606
Guild Mortgage Company
Conventional, FHA, VA, USDA 117 13.8% 95.2% $266,452
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 82 9.7% 96.8% $287,682
Rocket Mortgage
Conventional, FHA, VA, Jumbo 72 8.5% 78.7% $252,083
United Wholesale Mortgage
Conventional, FHA, VA, USDA, Jumbo, HELOC 43
+2 HELOCs
5.1% 86.5% $386,162
Triad Financial Services, Inc.
Conventional 15 1.8% 72.4% $98,333
Cornerstone First Mortgage, LLC
Conventional, FHA, VA 13 1.5% 100% $225,000
Freedom Mortgage Corporation
Conventional, FHA, VA 13 1.5% 75% $370,384
Fairway Independent Mort Corp
Conventional, FHA, VA 13 1.5% 100% $313,461
Mortgage Research Center
VA 11 1.3% 68.8% $379,545
Pivot Financial Partners, Inc
Conventional, FHA, USDA 10 1.2% 100% $381,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA 9 1.1% 100% $411,666
loanDepot.com LLC
Conventional, VA, HELOC 8
+1 HELOCs
0.9% 75% $208,750
American Pacific Mortgage Corporation
Conventional, FHA 6 0.7% 100% $403,333
Nationstar Mortgage
Conventional 6 0.7% 100% $58,333
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 5
+1 HELOCs
0.6% 71.4% $281,000
Primelending
Conventional, FHA 5 0.6% 100% $213,000
Newrez LLC
Conventional, VA 5 0.6% 71.4% $337,000
Pennymac Loan Services LLC
Conventional, FHA, VA 5 0.6% 38.5% $213,000
Nfm, Inc
Conventional 5 0.6% 100% $327,000
A5.0 ★Texas Ratio: 6.81%
Conventional, FHA 4 0.5% 100% $365,000 View
Amerisave Mortgage Company
Conventional, FHA 4 0.5% 36.4% $137,500
Churchill Mortgage Corporation
Conventional 4 0.5% 100% $375,000
Lower, LLC
Conventional, VA, Jumbo, HELOC 3
+1 HELOCs
0.4% 100% $835,000
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA 3 0.4% 100% $261,666 View
Synergy One Lending, Inc.
Conventional, FHA 3 0.4% 100% $371,666
Credit Human Federal Credit Un
Conventional 3 0.4% 57.1% $95,000
B-3.5 ★Texas Ratio: 6.80%
VA 3 0.4% 100% $428,333 View
Idaho Central Credit Union
Conventional, HELOC 2
+4 HELOCs
0.2% 100% $315,000
The Loan Store, Inc
Conventional, HELOC 2
+1 HELOCs
0.2% 100% $365,000
Spring Eq, LLC
Conventional, HELOC 2
+1 HELOCs
0.2% 20% $80,000
Lakeview Loan Servicing, LLC
Conventional 2 0.2% 23.1% $170,000
Envoy Mortgage, Ltd
Conventional, FHA 2 0.2% 100% $320,000
A+5.0 ★Texas Ratio: 5.05%
Conventional, FHA 2 0.2% 100% $245,000 View
Discover Bank
Conventional 2 0.2% 40% $70,000
Peak Residential Lending Inc
Conventional, FHA 2 0.2% 100% $200,000
Empeople Credit Union
Conventional 2 0.2% 100% $190,000
Self Help Federal Credit Union
Conventional 2 0.2% 100% $235,000
Nations Direct Mortgage, LLC
FHA 2 0.2% 100% $340,000
Summit Funding.Inc
Conventional, FHA 2 0.2% 66.7% $365,000
New American Funding, LLC.
FHA 2 0.2% 100% $220,000
Mld Mortgage, Inc.Dba the Money Store
Conventional 2 0.2% 100% $545,000
B+4.8 ★Texas Ratio: 16.98%
VA 2 0.2% 100% $355,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.2% 66.7% $200,000 View
Better Mortgage Corporation
FHA, HELOC 1
+1 HELOCs
0.1% 50% $525,000
★ 1.7 stars, 3 reviews
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $595,000 View
Alliant Credit Union
Conventional 1 0.1% 100% $275,000
Premier Mortgage Resources, LLC
FHA 1 0.1% 50% $375,000
American Financial Resources LLC
USDA 1 0.1% 100% $355,000
Goodleap, LLC
Conventional 1 0.1% 100% $155,000
Gold Star Mortgage Financial Group, Corporation
FHA 1 0.1% 100% $395,000
Kind Lending, LLC
VA 1 0.1% 50% $565,000
Loanunited.Com, LLC
FHA 1 0.1% 100% $315,000
Filo Mortgage, LLC
Conventional 1 0.1% 100% $285,000
Oaktree Funding Corp
Conventional 1 0.1% 100% $545,000
Emporium Tpo LLC
Conventional 1 0.1% 100% $265,000
AmWest Funding Corp
Conventional 1 0.1% 100% $285,000
C+4.1 ★Texas Ratio: 26.20%
Conventional 1 0.1% 100% $335,000 View
Union Home Mortgage Corp.
Conventional 1 0.1% 100% $125,000
SIRVA Mortgage, Inc.
Conventional 1 0.1% 100% $355,000
First Colony Mortgage Corporat
Conventional 1 0.1% 100% $235,000
Mid-Continent Funding, Inc.
VA 1 0.1% 100% $405,000
American Heritage Lending, LLC
Conventional 1 0.1% 100% $345,000
Planet Home Lending, LLC
VA 1 0.1% 100% $115,000
Intelliloan, Inc.
FHA 1 0.1% 100% $365,000
Lendsure Mortgage Corp.
Conventional 1 0.1% 100% $605,000
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0.1% 100% $725,000 View
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.1% 100% $295,000 View
RoundPoint Mortgage Servicing LLC
Conventional 1 0.1% 100% $655,000
Prosperity Home Mortgage, LLC
Conventional 1 0.1% 100% $805,000
Mutual of Omaha Mortgage
Conventional 1 0.1% 20% $335,000
A+5.0 ★Texas Ratio: 1.60%
Conventional 1 0.1% 100% $585,000 View
Right Start Mortgage, Inc
Conventional 1 0.1% 100% $175,000
RBC Bank (Georgia), N.A.
Conventional 1 0.1% 100% $335,000
21St Mortgage
Conventional 1 0.1% 16.7% $55,000
Paramount Residential Mortgage
USDA 1 0.1% 50% $255,000
Carrington Mortgage Services LLC
Conventional 1 0.1% 14.3% $105,000
A5.0 ★Texas Ratio: 9.09%
Conventional 1 0.1% 100% $485,000 View
Vista Point Mortgage, LLC
Conventional 1 0.1% 100% $565,000
Village Capital & Investment
VA 1 0.1% 80% $485,000
Griffin Funding Inc.
Conventional 1 0.1% 100% $455,000
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+2 HELOCs
0% n/a
Usalliance Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 4.66%
HELOC 0
+1 HELOCs
0% n/a View
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
Potlatch No 1 Financial Credit U
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.10%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Moses Lake, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Moses Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moses Lake in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Moses Lake, WA

Use these to narrow the list above. Each category shows how many Moses Lake, WA lenders fit and what that kind of lender is usually best for.

Who Lends in Moses Lake, WA

Independent mortgage companies closed 76 percent of home loans in Moses Lake, Washington in 2025, banks 13.3 percent and credit unions 10.6 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 10 loans.

76%
Mortgage companies
13.3%
Banks
10.6%
Credit unions
22%
FHA loans
10%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Moses Lake, WA

Who is the largest mortgage lender in Moses Lake, WA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Moses Lake, Washington with 16 loans, about 1.9 percent of the market. The largest lender headquartered in Washington was Banner Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Moses Lake, WA have the highest approval rates?

Among lenders with meaningful volume in Moses Lake, Washington, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 96.8 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Moses Lake, WA mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Moses Lake, Washington in 2025, led by Movement Mortgage, LLC with 45. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Moses Lake, WA lender list?

Yes. 29 banks and 16 credit unions closed home loans in Moses Lake, Washington in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Moses Lake, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Moses Lake, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moses Lake, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moses Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.