Moses Lake, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA323 S Division St, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.203 E 3rd Ave, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank101 E 4th Ave, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank322 S Division St, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 2.91%, Washington Trust BankWashington Trust Bank402 S Ash St, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 4.63%, Keybank National AssociationKeybank National Association314 E 3rd Ave, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 4.81%, Glacier BankGlacier Bank1442 S Pioneer Way, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 1.87%, Washington FederalWashington Federal103 E 3rd Ave, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 4.48%, Gesa Credit UnionGesa Credit Union721 S Pioneer Way, Moses Lake, WA 98837 1883A5.0 ★Texas Ratio: 6.57%, and Spokane Teachers Credit UnionSpokane Teachers Credit Union1035 N Stratford Rd Unit 1, Moses Lake, WA 98837A5.0 ★Texas Ratio: 10.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moses Lake, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moses Lake are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Moses Lake, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Moses Lake 323 S Division St, Moses Lake, WA 98837 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 16 +2 HELOCs |
1.9% | 100% | $316,875 | View |
|
1 office in Moses Lake 203 E 3rd Ave, Moses Lake, WA 98837 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 14 +5 HELOCs |
1.7% | 60% | $342,857 | View |
|
1 office in Moses Lake 101 E 4th Ave, Moses Lake, WA 98837 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 13 +5 HELOCs |
1.5% | 100% | $282,692 | View |
|
1 office in Moses Lake 322 S Division St, Moses Lake, WA 98837 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, Jumbo, HELOC | 10 +7 HELOCs |
1.2% | 62.5% | $449,000 | View |
|
1 office in Moses Lake 402 S Ash St, Moses Lake, WA 98837 A+5.0 ★Texas Ratio: 4.63% |
Conventional, Jumbo, HELOC | 8 +18 HELOCs |
0.9% | 72.7% | $368,750 | View |
|
1 office in Moses Lake 314 E 3rd Ave, Moses Lake, WA 98837 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 0.5% | 66.7% | $237,500 | View |
|
1 office in Moses Lake 1442 S Pioneer Way, Moses Lake, WA 98837 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA | 3 | 0.4% | 100% | $278,333 | View |
|
1 office in Moses Lake 103 E 3rd Ave, Moses Lake, WA 98837 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
|
721 S Pioneer Way, Moses Lake, WA 98837 1883 A5.0 ★Texas Ratio: 6.57% |
Conventional, Jumbo, HELOC | 39 +23 HELOCs |
4.6% | 80% | $263,717 | View |
|
1035 N Stratford Rd Unit 1, Moses Lake, WA 98837 A5.0 ★Texas Ratio: 10.05% |
Conventional, FHA, HELOC | 22 +14 HELOCs |
2.6% | 79.3% | $311,363 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, VA, Jumbo | 17 | 2% | 100% | $446,764 | View |
|
601 S Pioneer Way, Moses Lake, WA 98837 A+5.0 ★Texas Ratio: 1.61% |
Conventional, FHA, VA, HELOC | 6 +34 HELOCs |
0.7% | 81.8% | $290,000 | View |
|
1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
0.4% | 75% | $325,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 1 +8 HELOCs |
0.1% | 50% | $225,000 | |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $145,000 | View |
|
1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $425,000 | View |
|
10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,315,000 | View |
|
24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
|
2376 TAUMARSON RD, College Place, WA 99324 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 25% | $185,000 | View |
|
525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 11917 W Sunset Hwy, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA | 17 | 2% | 94.7% | $290,294 | |
Agwest Farm Credit, Flca
|
Conventional | 2 | 0.2% | 66.7% | $375,000 | |
Wsecu
|
Conventional | 2 | 0.2% | 50% | $295,000 | |
Sammamish Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Basis Home Loans LLC
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 122 +3 HELOCs |
14.4% | 92.6% | $268,606 | |
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 117 | 13.8% | 95.2% | $266,452 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 82 | 9.7% | 96.8% | $287,682 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 72 | 8.5% | 78.7% | $252,083 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, Jumbo, HELOC | 43 +2 HELOCs |
5.1% | 86.5% | $386,162 | |
Triad Financial Services, Inc.
|
Conventional | 15 | 1.8% | 72.4% | $98,333 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA, VA | 13 | 1.5% | 100% | $225,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 13 | 1.5% | 75% | $370,384 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 13 | 1.5% | 100% | $313,461 | |
Mortgage Research Center
|
VA | 11 | 1.3% | 68.8% | $379,545 | |
Pivot Financial Partners, Inc
|
Conventional, FHA, USDA | 10 | 1.2% | 100% | $381,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 9 | 1.1% | 100% | $411,666 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 8 +1 HELOCs |
0.9% | 75% | $208,750 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 6 | 0.7% | 100% | $403,333 | |
Nationstar Mortgage
|
Conventional | 6 | 0.7% | 100% | $58,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0.6% | 71.4% | $281,000 | |
Primelending
|
Conventional, FHA | 5 | 0.6% | 100% | $213,000 | |
Newrez LLC
|
Conventional, VA | 5 | 0.6% | 71.4% | $337,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 5 | 0.6% | 38.5% | $213,000 | |
Nfm, Inc
|
Conventional | 5 | 0.6% | 100% | $327,000 | |
|
A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA | 4 | 0.5% | 100% | $365,000 | View |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.5% | 36.4% | $137,500 | |
Churchill Mortgage Corporation
|
Conventional | 4 | 0.5% | 100% | $375,000 | |
Lower, LLC
|
Conventional, VA, Jumbo, HELOC | 3 +1 HELOCs |
0.4% | 100% | $835,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.4% | 100% | $261,666 | View |
Synergy One Lending, Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $371,666 | |
Credit Human Federal Credit Un
|
Conventional | 3 | 0.4% | 57.1% | $95,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.4% | 100% | $428,333 | View |
Idaho Central Credit Union
|
Conventional, HELOC | 2 +4 HELOCs |
0.2% | 100% | $315,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $365,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 20% | $80,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.2% | 23.1% | $170,000 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 2 | 0.2% | 100% | $320,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.2% | 100% | $245,000 | View |
Discover Bank
|
Conventional | 2 | 0.2% | 40% | $70,000 | |
Peak Residential Lending Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $200,000 | |
Empeople Credit Union
|
Conventional | 2 | 0.2% | 100% | $190,000 | |
Self Help Federal Credit Union
|
Conventional | 2 | 0.2% | 100% | $235,000 | |
Nations Direct Mortgage, LLC
|
FHA | 2 | 0.2% | 100% | $340,000 | |
Summit Funding.Inc
|
Conventional, FHA | 2 | 0.2% | 66.7% | $365,000 | |
New American Funding, LLC.
|
FHA | 2 | 0.2% | 100% | $220,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 2 | 0.2% | 100% | $545,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.2% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 66.7% | $200,000 | View |
Better Mortgage Corporation
|
FHA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $525,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $595,000 | View |
Alliant Credit Union
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.1% | 50% | $375,000 | |
American Financial Resources LLC
|
USDA | 1 | 0.1% | 100% | $355,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.1% | 100% | $395,000 | |
Kind Lending, LLC
|
VA | 1 | 0.1% | 50% | $565,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.1% | 100% | $315,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Oaktree Funding Corp
|
Conventional | 1 | 0.1% | 100% | $545,000 | |
Emporium Tpo LLC
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
|
C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.1% | 100% | $405,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.1% | 100% | $115,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.1% | 100% | $365,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $605,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $725,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.1% | 100% | $655,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.1% | 20% | $335,000 | |
|
A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.1% | 100% | $585,000 | View |
Right Start Mortgage, Inc
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
21St Mortgage
|
Conventional | 1 | 0.1% | 16.7% | $55,000 | |
Paramount Residential Mortgage
|
USDA | 1 | 0.1% | 50% | $255,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.1% | 14.3% | $105,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $565,000 | |
Village Capital & Investment
|
VA | 1 | 0.1% | 80% | $485,000 | |
Griffin Funding Inc.
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Potlatch No 1 Financial Credit U
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Moses Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moses Lake in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Moses Lake, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76 percent of home loans in Moses Lake, Washington in 2025, banks 13.3 percent and credit unions 10.6 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Moses Lake, Washington with 16 loans, about 1.9 percent of the market. The largest lender headquartered in Washington was Banner Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Moses Lake, Washington, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 96.8 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Moses Lake, Washington in 2025, led by Movement Mortgage, LLC with 45. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 16 credit unions closed home loans in Moses Lake, Washington in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moses Lake, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moses Lake, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moses Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.