Mortgage Lenders and Brokers in Mill Creek, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mill Creek, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.16412 9th Ave Se, Mill Creek, WA 98012A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA912 164th St Se, Mill Creek, WA 98012A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA16330 Bothell Everett Hwy, Mill Creek, WA 98012A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA911 161st St Se, Mill Creek, WA 98012A+5.0 ★Texas Ratio: 4.14%, 1st Security Bank of Washington1st Security Bank of Washington15224 Main St, Mill Creek, WA 98012A+5.0 ★Texas Ratio: 4.31%, Keybank National AssociationKeybank National Association16202 Bothell Everett Hwy, Mill Creek, WA 98012A+5.0 ★Texas Ratio: 4.81%, Banner BankBanner Bank15129 Main St, Mill Creek, WA 98012A+5.0 ★Texas Ratio: 2.91%, Peoples BankPeoples Bank15506 Main St Ste 105, Mill Creek, WA 98012A+5.0 ★Texas Ratio: 0.88%, Boeing Employees' Credit UnionBoeing Employees' Credit Union16310 Bothell Everett Hwy Ste F, Mill Creek, WA 98012, and Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mill Creek, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mill Creek are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mill Creek, Washington
Market share is the lender's share of all home loans closed in Mill Creek, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mill Creek 16412 9th Ave Se, Mill Creek, WA 98012 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 28 +4 HELOCs |
7.1% | 93.3% | $757,142 | View |
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1 office in Mill Creek 912 164th St Se, Mill Creek, WA 98012 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 17 | 4.3% | 100% | $801,470 | View |
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1 office in Mill Creek 16330 Bothell Everett Hwy, Mill Creek, WA 98012 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 14 | 3.5% | 93.3% | $870,714 | View |
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1 office in Mill Creek 911 161st St Se, Mill Creek, WA 98012 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +15 HELOCs |
0.5% | 100% | $1,150,000 | View |
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1 office in Mill Creek 15224 Main St, Mill Creek, WA 98012 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $560,000 | View |
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1 office in Mill Creek 16202 Bothell Everett Hwy, Mill Creek, WA 98012 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 33.3% | $345,000 | View |
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1 office in Mill Creek 15129 Main St, Mill Creek, WA 98012 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1 office in Mill Creek 15506 Main St Ste 105, Mill Creek, WA 98012 A+5.0 ★Texas Ratio: 0.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
16310 Bothell Everett Hwy Ste F, Mill Creek, WA 98012 |
Conventional, Jumbo, HELOC | 27 +97 HELOCs |
6.8% | 93.1% | $766,111 | |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.3% | 100% | $387,000 | View |
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196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 5 | 1.3% | 100% | $783,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 100% | $785,000 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 3 | 0.8% | 100% | $818,333 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 2 | 0.5% | 100% | $225,000 | View |
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2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo | 2 | 0.5% | 100% | $660,000 | View |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $985,000 | View |
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14901 4th Ave SW Ste 107, Burien, WA 98166 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1504 132nd St Se, Mill Creek, WA 98012 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sammamish Mortgage Company
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Conventional | 3 | 0.8% | 100% | $675,000 | |
Wsecu
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Conventional, HELOC | 2 +3 HELOCs |
0.5% | 50% | $155,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 2 | 0.5% | 100% | $560,000 | |
HomeStreet Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $955,000 | |
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, Jumbo | 29 | 7.3% | 90.6% | $657,413 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 6.8% | 84.8% | $528,703 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 15 | 3.8% | 100% | $813,000 | |
Movement Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 14 +1 HELOCs |
3.5% | 100% | $798,571 | |
Global Federal Credit Union
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Conventional, Jumbo, HELOC | 12 +1 HELOCs |
3% | 100% | $739,166 | |
Newrez LLC
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Conventional | 12 | 3% | 80% | $497,500 | |
Guild Mortgage Company
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Conventional, VA | 11 | 2.8% | 100% | $648,636 | |
Cmg Mortgage Inc
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Conventional, HELOC | 10 +5 HELOCs |
2.5% | 100% | $623,000 | |
First Technology Federal Credit Union
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Conventional, Jumbo, HELOC | 10 +5 HELOCs |
2.5% | 100% | $875,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 9 | 2.3% | 100% | $649,444 | |
Provident Funding Associates
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Conventional | 7 | 1.8% | 100% | $703,571 | |
Nfm, Inc
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Conventional, Jumbo | 5 | 1.3% | 100% | $761,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 5 | 1.3% | 100% | $737,000 | |
DHI Mortgage Company, LTD.
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Conventional, Jumbo | 5 | 1.3% | 100% | $923,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 66.7% | $362,500 | |
loanDepot.com LLC
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Conventional | 4 | 1% | 66.7% | $295,000 | |
Guidance Residential, LLC
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Conventional | 4 | 1% | 100% | $765,000 | |
Generations Home Loans, LLC
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Conventional, FHA | 4 | 1% | 100% | $722,500 | |
Nationstar Mortgage
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Conventional | 4 | 1% | 100% | $180,000 | |
Kind Lending, LLC
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Conventional | 3 | 0.8% | 100% | $395,000 | |
Bay Equity LLC
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Conventional, Jumbo | 3 | 0.8% | 100% | $745,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.8% | 100% | $675,000 | View |
Fairway Independent Mort Corp
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Conventional | 3 | 0.8% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 80% | $241,666 | View |
The Loan Store, Inc
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $560,000 | |
New American Funding, LLC.
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $1,060,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $660,000 | View |
Originpoint, LLC
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Conventional | 2 | 0.5% | 100% | $685,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.5% | 100% | $950,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.5% | 33.3% | $450,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $380,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $635,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.5% | 100% | $565,000 | |
AAA Capital Investment, Inc
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Conventional | 2 | 0.5% | 100% | $640,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional, VA | 2 | 0.5% | 100% | $805,000 | View |
General Mortgage Capital Corporation
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Conventional | 2 | 0.5% | 100% | $890,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.5% | 100% | $435,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 66.7% | $425,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.5% | 100% | $855,000 | View |
Mortgage Research Center
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VA | 2 | 0.5% | 100% | $490,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $670,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,080,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $910,000 | |
Affinity Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $895,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $945,000 | View |
Georgia'S Own Credit Union
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Conventional | 1 | 0.3% | 100% | $1,015,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.3% | 66.7% | $915,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $965,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Priority Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $955,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Wings Financial Credit Union
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $885,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 50% | $525,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,055,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $855,000 | View |
Leaderone Financial Corp.
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FHA | 1 | 0.3% | 50% | $845,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Stanford Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mill Creek Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mill Creek, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Mill Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mill Creek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mill Creek, WA
Use these to narrow the list above. Each category shows how many Mill Creek, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Mill Creek, WA
Independent mortgage companies closed 56.6 percent of home loans in Mill Creek, Washington in 2025, banks 26.5 percent and credit unions 16.9 percent. Sammamish Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mill Creek, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Mill Creek, Washington with 28 loans, about 7.1 percent of the market. The largest lender headquartered in Washington was 1st Security Bank of Washington with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Mill Creek, Washington in 2025, led by United Wholesale Mortgage with 2. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 19 credit unions closed home loans in Mill Creek, Washington in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mill Creek, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mill Creek, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mill Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
