Mortgage Lenders and Brokers in Mercer Island, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mercer Island, Washington mortgage lenders include Bank of America NABank of America NA2830 80th Ave Se, Mercer Island, WA 98040A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7900 Se 28th St, Mercer Island, WA 98040A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3001 78th Ave Se, Mercer Island, WA 98040A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.2737 78th Ave Se, Mercer Island, WA 98040A+5.0 ★Texas Ratio: 2.85%, Keybank National AssociationKeybank National Association2731 77th Ave Se, Mercer Island, WA 98040A+5.0 ★Texas Ratio: 4.81%, Columbia BankColumbia Bank7803 Se 27th St, Mercer Island, WA 98040A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank2918 78th Ave Se, Mercer Island, WA 98040A+5.0 ★Texas Ratio: 2.91%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Hsbc Bank USA, NAHsbc Bank USA, NA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.86%, and Bny Mellon, N.A.Bny Mellon, N.A.1201 3rd Ave, Seattle, WA 98101A+5.0 ★Texas Ratio: 0.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mercer Island, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mercer Island are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mercer Island, Washington
Market share is the lender's share of all home loans closed in Mercer Island, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mercer Island 2830 80th Ave Se, Mercer Island, WA 98040 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 25 +13 HELOCs |
8.7% | 92.6% | $1,827,800 | View |
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1 office in Mercer Island 7900 Se 28th St, Mercer Island, WA 98040 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 24 | 8.3% | 100% | $1,662,916 | View |
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1 office in Mercer Island 3001 78th Ave Se, Mercer Island, WA 98040 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 24 | 8.3% | 85.7% | $2,357,500 | View |
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1 office in Mercer Island 2737 78th Ave Se, Mercer Island, WA 98040 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 17 +3 HELOCs |
5.9% | 100% | $1,583,823 | View |
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1 office in Mercer Island 2731 77th Ave Se, Mercer Island, WA 98040 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.3% | 50% | $4,505,000 | View |
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1 office in Mercer Island 7803 Se 27th St, Mercer Island, WA 98040 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
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1 office in Mercer Island 2918 78th Ave Se, Mercer Island, WA 98040 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 16 +33 HELOCs |
5.5% | 88.9% | $1,586,250 | |
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196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
2.1% | 100% | $2,125,000 | View |
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1201 3rd Ave, Seattle, WA 98101 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 3 | 1% | 100% | $1,671,666 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 100% | $1,570,000 | View |
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2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.3% | 100% | $1,235,000 | View |
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300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $285,000 | View |
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11100 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,005,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeStreet Bank
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Conventional, FHA, Jumbo, HELOC | 2 +2 HELOCs |
0.7% | 100% | $1,170,000 | |
Sammamish Mortgage Company
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Conventional | 2 | 0.7% | 100% | $500,000 | |
Wsecu
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Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.3% | 100% | $1,155,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 14 | 4.8% | 100% | $2,169,285 | View |
Rocket Mortgage
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Conventional, VA, Jumbo | 13 | 4.5% | 86.7% | $1,034,230 | |
Originpoint, LLC
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Conventional, Jumbo | 11 | 3.8% | 100% | $1,927,727 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 10 | 3.5% | 90.9% | $2,035,000 | View |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 8 +1 HELOCs |
2.8% | 75% | $1,267,500 | |
Movement Mortgage, LLC
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Conventional, FHA, Jumbo | 8 | 2.8% | 100% | $1,227,500 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
2.1% | 100% | $1,370,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 6 | 2.1% | 100% | $1,283,333 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.7% | 100% | $2,343,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 5 | 1.7% | 100% | $1,491,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 5 | 1.7% | 100% | $1,905,000 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 1.4% | 100% | $1,152,500 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 4 | 1.4% | 66.7% | $1,055,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 4 | 1.4% | 80% | $1,247,500 | |
First Technology Federal Credit Union
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Conventional, Jumbo, HELOC | 3 +6 HELOCs |
1% | 100% | $1,188,333 | |
Cmg Mortgage Inc
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1% | 100% | $1,578,333 | |
Global Federal Credit Union
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Conventional, Jumbo | 3 | 1% | 100% | $1,591,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $175,000 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 100% | $2,175,000 | |
Better Mortgage Corporation
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Conventional, VA, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $1,455,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 0.7% | 100% | $3,535,000 | View |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,710,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,105,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,945,000 | View |
Member First Mortgage, LLC
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,730,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,175,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,155,000 | View |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,640,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,245,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,500,000 | View |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $1,045,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,755,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,825,000 | View |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $815,000 | |
Envoy Mortgage, Ltd
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,155,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,505,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,445,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,585,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $905,000 | |
First Colony Mortgage Corporat
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,335,000 | |
Nfm, Inc
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,995,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,875,000 | View |
Mortgage Research Center
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VA, Jumbo | 1 | 0.3% | 100% | $1,465,000 | |
First Continental Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $435,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 50% | $995,000 | |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $815,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,805,000 | |
Industrial and Commercial Bank of China (USA) NA
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mercer Island Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mercer Island, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Mercer Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mercer Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mercer Island, WA
Use these to narrow the list above. Each category shows how many Mercer Island, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Mercer Island, WA
Independent mortgage companies closed 32.2 percent of home loans in Mercer Island, Washington in 2025, banks 58.5 percent and credit unions 9.3 percent. Sammamish Mortgage Company was the largest mortgage company, Bank of America NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mercer Island, WA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Mercer Island, Washington with 25 loans, about 8.7 percent of the market. The largest lender headquartered in Washington was Banner Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Mercer Island, Washington in 2025, led by HomeStreet Bank with 1. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 11 credit unions closed home loans in Mercer Island, Washington in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mercer Island, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mercer Island, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mercer Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
