Mortgage Lenders and Brokers in Lynnwood, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lynnwood, Washington mortgage lenders include Bank of America NABank of America NA17308 Highway 99, Lynnwood, WA 98037A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3321 184th St Sw, Lynnwood, WA 98037A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA12926 Mukilteo Speedway Ste F, Lynnwood, WA 98087A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.4411 196th St Sw, Lynnwood, WA 98036A+5.0 ★Texas Ratio: 2.85%, 1st Security Bank of Washington1st Security Bank of Washington19002 33rd Ave W, Lynnwood, WA 98036A+5.0 ★Texas Ratio: 4.31%, Keybank National AssociationKeybank National Association19820 44th Ave W, Lynnwood, WA 98036A+5.0 ★Texas Ratio: 4.81%, Washington FederalWashington Federal5809 196th St Sw, Lynnwood, WA 98036A+5.0 ★Texas Ratio: 4.48%, Columbia BankColumbia Bank19520 Highway 99, Lynnwood, WA 98036A+5.0 ★Texas Ratio: 2.28%, Boeing Employees' Credit UnionBoeing Employees' Credit Union19220 Alderwood Mall Pkwy, Lynnwood, WA 98036, and Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lynnwood, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lynnwood are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lynnwood, Washington
Market share is the lender's share of all home loans closed in Lynnwood, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4 offices in Lynnwood 17308 Highway 99, Lynnwood, WA 98037 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +8 HELOCs |
1.5% | 100% | $837,857 | View |
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2 offices in Lynnwood 3321 184th St Sw, Lynnwood, WA 98037 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
1.5% | 87.5% | $457,857 | View |
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4 offices in Lynnwood 12926 Mukilteo Speedway Ste F, Lynnwood, WA 98087 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.9% | 80% | $382,500 | View |
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3 offices in Lynnwood 4411 196th St Sw, Lynnwood, WA 98036 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +12 HELOCs |
0.6% | 37.5% | $745,000 | View |
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1 office in Lynnwood 19002 33rd Ave W, Lynnwood, WA 98036 A+5.0 ★Texas Ratio: 4.31% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 100% | $938,333 | View |
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1 office in Lynnwood 19820 44th Ave W, Lynnwood, WA 98036 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 0.6% | 75% | $515,000 | View |
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1 office in Lynnwood 5809 196th St Sw, Lynnwood, WA 98036 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
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1 office in Lynnwood 19520 Highway 99, Lynnwood, WA 98036 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $605,000 | View |
Boeing Employees' Credit Union
19220 Alderwood Mall Pkwy, Lynnwood, WA 98036 |
Conventional, Jumbo, HELOC | 17 +89 HELOCs |
3.6% | 94.4% | $562,058 | |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 4 | 0.9% | 100% | $252,500 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 100% | $485,000 | View |
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5901 196TH St SW, Lynnwood, WA 98036 6052 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $165,000 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 100% | $825,000 | View |
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11100 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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19718 Highway 99 Ste 101, Lynnwood, WA 98036 6046 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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18530 33rd Ave W, Lynnwood, WA 98037 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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3405 188th St SW Ste 201, Lynnwood, WA 98037 4744 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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19419 Highway 99, Lynnwood, WA 98036 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 3 | 0.6% | 100% | $631,666 | |
Wsecu
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Conventional, HELOC | 2 +3 HELOCs |
0.4% | 40% | $220,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Basis Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
HomeStreet Bank
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
DHI Mortgage Company, LTD.
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Conventional | 40 | 8.5% | 93% | $540,000 | |
Rocket Mortgage
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Conventional, VA | 35 | 7.4% | 85.4% | $416,714 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 31 +2 HELOCs |
6.6% | 91.4% | $599,516 | |
Movement Mortgage, LLC
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Conventional | 25 | 5.3% | 93.3% | $601,400 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 23 | 4.9% | 95.8% | $459,347 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 18 +2 HELOCs |
3.8% | 100% | $605,555 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 16 | 3.4% | 94.1% | $574,375 | |
Guild Mortgage Company
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Conventional | 14 | 3% | 100% | $345,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, HELOC | 11 +1 HELOCs |
2.3% | 100% | $516,818 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 11 | 2.3% | 100% | $413,181 | View |
Newrez LLC
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Conventional | 9 | 1.9% | 75% | $333,888 | |
loanDepot.com LLC
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Conventional, VA | 8 | 1.7% | 80% | $468,750 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.5% | 100% | $519,285 | |
Nfm, Inc
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Conventional, FHA | 7 | 1.5% | 100% | $712,142 | |
Generations Home Loans, LLC
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Conventional, FHA | 7 | 1.5% | 87.5% | $487,857 | |
Nationstar Mortgage
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Conventional | 7 | 1.5% | 77.8% | $312,142 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
1.3% | 100% | $426,666 | |
Originpoint, LLC
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Conventional, HELOC | 5 +1 HELOCs |
1.1% | 100% | $525,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
1.1% | 100% | $747,000 | |
General Mortgage Capital Corporation
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Conventional | 5 | 1.1% | 100% | $561,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.9% | 30.8% | $210,000 | |
Priority Home Lending, LLC
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Conventional | 4 | 0.9% | 66.7% | $737,500 | |
Provident Funding Associates
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Conventional | 4 | 0.9% | 83.3% | $577,500 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 80% | $461,666 | |
New American Funding, LLC.
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 75% | $521,666 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.6% | 100% | $738,333 | |
Bay Equity LLC
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Conventional, FHA | 3 | 0.6% | 100% | $378,333 | |
Mortgage Research Center
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VA | 3 | 0.6% | 42.9% | $405,000 | |
First Technology Federal Credit Union
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Conventional | 3 | 0.6% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 66.7% | $60,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $545,000 | View |
AAA Capital Investment, Inc
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Conventional | 2 | 0.4% | 100% | $655,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.4% | 87.5% | $105,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.4% | 83.3% | $455,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 16.7% | $335,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.4% | 66.7% | $500,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 100% | $590,000 | View |
Credit Human Federal Credit Un
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Conventional | 2 | 0.4% | 75% | $110,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 0.4% | 100% | $465,000 | |
Stg Mortgage Inc
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Conventional | 2 | 0.4% | 100% | $440,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 0.4% | 100% | $630,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $485,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 2 | 0.4% | 100% | $230,000 | |
Right Start Mortgage, Inc
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Conventional | 2 | 0.4% | 100% | $195,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.4% | 100% | $595,000 | |
Idaho Central Credit Union
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Conventional | 2 | 0.4% | 100% | $590,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,130,000 | View |
Alliant Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $255,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $655,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $535,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $825,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $715,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 50% | $445,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $835,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $205,000 | |
Constant Investments, Inc
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Conventional | 1 | 0.2% | 100% | $775,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 50% | $395,000 | View |
Valley West Corporation
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $905,000 | |
Googain, Inc.
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 50% | $645,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $675,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $795,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 33.3% | $435,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $1,025,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 50% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $775,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $825,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.2% | 100% | $525,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lynnwood Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lynnwood, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Lynnwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lynnwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lynnwood, WA
Use these to narrow the list above. Each category shows how many Lynnwood, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Lynnwood, WA
Independent mortgage companies closed 76.8 percent of home loans in Lynnwood, Washington in 2025, banks 14.5 percent and credit unions 8.7 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Bank of America NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lynnwood, WA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Lynnwood, Washington with 7 loans, about 1.5 percent of the market. The largest lender headquartered in Washington was 1st Security Bank of Washington with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Lynnwood, Washington in 2025, led by United Wholesale Mortgage with 5. 11 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 18 credit unions closed home loans in Lynnwood, Washington in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lynnwood, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lynnwood, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lynnwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
