Mortgage Lenders and Brokers in Lynden, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lynden, Washington mortgage lenders include Peoples BankPeoples Bank8070 Guide Meridian Rd, Lynden, WA 98264A+5.0 ★Texas Ratio: 0.88%, Banner BankBanner Bank138 Birch Bay, Lynden, WA 98264A+5.0 ★Texas Ratio: 2.91%, US Bank, N.A.US Bank, N.A.218 Front St, Lynden, WA 98264A+5.0 ★Texas Ratio: 2.85%, Industrial CU of Whatcom CountyIndustrial CU of Whatcom County1980 Kok Rd, Lynden, WA 98264 1712A+5.0 ★Texas Ratio: 1.33%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, North Coast Credit UnionNorth Coast Credit Union3110 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, First Fed BankFirst Fed Bank323 High School Rd Ne, Bainbridge Island, WA 98110A5.0 ★Texas Ratio: 12.33%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lynden, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lynden are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lynden, Washington
Market share is the lender's share of all home loans closed in Lynden, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Lynden 8070 Guide Meridian Rd, Lynden, WA 98264 A+5.0 ★Texas Ratio: 0.88% |
Conventional, VA, Jumbo, HELOC | 22 +22 HELOCs |
8.6% | 91.7% | $482,272 | View |
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2 offices in Lynden 138 Birch Bay, Lynden, WA 98264 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 8 +13 HELOCs |
3.1% | 90% | $590,000 | View |
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1 office in Lynden 218 Front St, Lynden, WA 98264 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 0.8% | 66.7% | $695,000 | View |
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1980 Kok Rd, Lynden, WA 98264 1712 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 4 | 1.6% | 100% | $242,500 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 3 +10 HELOCs |
1.2% | 75% | $335,000 | |
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3110 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 3 | 1.2% | 100% | $401,666 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $150,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $905,000 | View |
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323 High School Rd Ne, Bainbridge Island, WA 98110 A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.4% | 100% | $985,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 18 | 7% | 100% | $357,222 | |
Whatcom Educational Credit Uni
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Conventional, VA, HELOC | 16 +53 HELOCs |
6.2% | 100% | $468,750 | |
Wsecu
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, VA | 29 | 11.3% | 85.7% | $246,034 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 24 +2 HELOCs |
9.4% | 89.3% | $514,166 | |
Movement Mortgage, LLC
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Conventional, VA, HELOC | 12 +1 HELOCs |
4.7% | 100% | $521,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 10 | 3.9% | 90.9% | $315,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
2.3% | 85.7% | $531,666 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA | 6 | 2.3% | 100% | $491,666 | View |
Newrez LLC
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Conventional, VA | 6 | 2.3% | 77.8% | $266,666 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 6 | 2.3% | 100% | $525,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 2.3% | 85.7% | $471,666 | |
Residential Wholesale Mortgage
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Conventional, FHA | 5 | 2% | 71.4% | $437,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 2% | 100% | $637,000 | |
Nationstar Mortgage
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Conventional | 5 | 2% | 100% | $119,000 | |
The Loan Store, Inc
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Conventional, HELOC | 4 +1 HELOCs |
1.6% | 100% | $445,000 | |
Kind Lending, LLC
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Conventional | 4 | 1.6% | 100% | $425,000 | |
New American Funding, LLC.
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Conventional | 4 | 1.6% | 100% | $217,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.2% | 42.9% | $91,666 | |
Guild Mortgage Company
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Conventional, VA | 3 | 1.2% | 100% | $458,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.8% | 33.3% | $455,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.8% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 66.7% | $70,000 | |
loanDepot.com LLC
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VA | 2 | 0.8% | 100% | $510,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $270,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $795,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $605,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 66.7% | $155,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.4% | 100% | $765,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $125,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Weichert Financial Services
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $795,000 | View |
Nations Lending Corporation
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VA | 1 | 0.4% | 100% | $445,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 50% | $395,000 | |
United Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $425,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 0.4% | 100% | $365,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.4% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Goprime Mortgage, Inc.
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VA, Jumbo | 1 | 0.4% | 100% | $825,000 | |
Leaderone Financial Corp.
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VA, Jumbo | 1 | 0.4% | 100% | $875,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 50% | $625,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lynden Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lynden, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Lynden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lynden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lynden, WA
Use these to narrow the list above. Each category shows how many Lynden, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Lynden, WA
Independent mortgage companies closed 70.3 percent of home loans in Lynden, Washington in 2025, banks 16.8 percent and credit unions 12.9 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Peoples Bank the largest bank and Industrial CU of Whatcom County the largest credit union. Among lenders headquartered in Washington, Peoples Bank led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lynden, WA
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Lynden, Washington with 22 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Lynden, Washington in 2025, led by Evergreen Moneysource Mortgage Company with 1. 21 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 12 credit unions closed home loans in Lynden, Washington in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lynden, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lynden, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lynden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
