Mortgage Lenders and Brokers in Liberty Lake, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Liberty Lake, Washington mortgage lenders include Spokane Teachers Credit UnionSpokane Teachers Credit Union1620 N Signal Dr, Liberty Lake, WA 99019A5.0 ★Texas Ratio: 10.05%, Washington Trust BankWashington Trust Bank1427 N Liberty Lake Rd, Liberty Lake, WA 99019A+5.0 ★Texas Ratio: 4.63%, US Bank, N.A.US Bank, N.A.1304 N Liberty Lake Rd, Liberty Lake, WA 99019A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank21601 E Country Vista Dr, Liberty Lake, WA 99019A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank1221 N Liberty Lake Rd, Liberty Lake, WA 99019A+5.0 ★Texas Ratio: 2.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1421 N Liberty Lake Rd, Liberty Lake, WA 99019A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1220 N Liberty Lake Rd, Liberty Lake, WA 99019A+5.0 ★Texas Ratio: 4.14%, Sunflower Bank, N.A.Sunflower Bank, N.A.244 W Main Ave, Spokane, WA 99201A5.0 ★Texas Ratio: 10.77%, Glacier BankGlacier Bank1005 Highway 97, Brewster, WA 98812A+5.0 ★Texas Ratio: 1.87%, and Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Liberty Lake, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Liberty Lake are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Liberty Lake, Washington
Market share is the lender's share of all home loans closed in Liberty Lake, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1620 N Signal Dr, Liberty Lake, WA 99019 A5.0 ★Texas Ratio: 10.05% |
Conventional, Jumbo, HELOC | 18 +32 HELOCs |
5.7% | 81.8% | $387,222 | View |
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1 office in Liberty Lake 1427 N Liberty Lake Rd, Liberty Lake, WA 99019 A+5.0 ★Texas Ratio: 4.63% |
Conventional, Jumbo, HELOC | 14 +12 HELOCs |
4.5% | 93.3% | $668,571 | View |
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1 office in Liberty Lake 1304 N Liberty Lake Rd, Liberty Lake, WA 99019 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +7 HELOCs |
1.9% | 85.7% | $328,333 | View |
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1 office in Liberty Lake 21601 E Country Vista Dr, Liberty Lake, WA 99019 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 3 +2 HELOCs |
1% | 100% | $405,000 | View |
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1 office in Liberty Lake 1221 N Liberty Lake Rd, Liberty Lake, WA 99019 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.6% | 66.7% | $1,175,000 | View |
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1 office in Liberty Lake 1421 N Liberty Lake Rd, Liberty Lake, WA 99019 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $295,000 | View |
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1 office in Liberty Lake 1220 N Liberty Lake Rd, Liberty Lake, WA 99019 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $505,000 | View |
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244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, VA, Jumbo | 10 | 3.2% | 100% | $653,000 | View |
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1005 Highway 97, Brewster, WA 98812 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.9% | 87.5% | $403,333 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, FHA, HELOC | 4 +8 HELOCs |
1.3% | 100% | $367,500 | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $212,500 | View |
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21951 E Country Vista Dr, Liberty Lake, WA 99019 A+5.0 ★Texas Ratio: 2.22% |
Conventional, HELOC | 2 +14 HELOCs |
0.6% | 100% | $535,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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22206 E Country Vista Dr, Liberty Lake, WA 99019 7591 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 11917 W Sunset Hwy, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, VA | 3 | 1% | 100% | $491,666 | |
Wsecu
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $105,000 | |
HomeStreet Bank
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VA | 1 | 0.3% | 100% | $315,000 | |
Spokane Firefighters Credit Un
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA | 84 | 26.8% | 95.5% | $367,380 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 29 +2 HELOCs |
9.2% | 97.1% | $562,931 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 14 +2 HELOCs |
4.5% | 100% | $498,571 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 11 | 3.5% | 70% | $421,363 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 10 | 3.2% | 100% | $481,000 | |
Idaho Central Credit Union
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Conventional, Jumbo, HELOC | 7 +17 HELOCs |
2.2% | 92.9% | $433,571 | |
Amerisave Mortgage Company
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Conventional | 5 | 1.6% | 83.3% | $263,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 4 | 1.3% | 100% | $620,000 | View |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1.3% | 66.7% | $405,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1% | 100% | $351,666 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 1% | 75% | $255,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1% | 100% | $421,666 | |
Planet Home Lending, LLC
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Conventional, VA | 3 | 1% | 100% | $421,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 3 | 1% | 100% | $801,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1% | 100% | $501,666 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA | 2 | 0.6% | 100% | $495,000 | View |
Newrez LLC
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Conventional | 2 | 0.6% | 100% | $265,000 | |
Intercap Lending Inc
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Conventional | 2 | 0.6% | 100% | $665,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.6% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 100% | $460,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.6% | 100% | $360,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $50,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.6% | 100% | $265,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.6% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $495,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $505,000 | |
Better Mortgage Corporation
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $385,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $395,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $535,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,505,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.3% | 33.3% | $35,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.3% | 50% | $375,000 | View |
AAFMAA Mortgage Services LLC
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VA, Jumbo | 1 | 0.3% | 100% | $1,245,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Greenbox Loans
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 33.3% | $595,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Intelliloan, Inc.
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VA | 1 | 0.3% | 100% | $505,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 33.3% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.3% | 100% | $685,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 50% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Geneva Financial LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Liberty Lake Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Liberty Lake, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Liberty Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Liberty Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Liberty Lake, WA
Use these to narrow the list above. Each category shows how many Liberty Lake, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Liberty Lake, WA
Independent mortgage companies closed 69.4 percent of home loans in Liberty Lake, Washington in 2025, banks 17.8 percent and credit unions 12.7 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Washington Trust Bank the largest bank and Spokane Teachers Credit Union the largest credit union. Among lenders headquartered in Washington, Spokane Teachers Credit Union led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Liberty Lake, WA
By home loans closed in 2025, Spokane Teachers Credit Union was the largest mortgage lender in Liberty Lake, Washington with 18 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Liberty Lake, Washington, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 95.5 percent, against a 89.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Liberty Lake, Washington in 2025, led by Lennar Mortgage, LLC with 24. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 13 credit unions closed home loans in Liberty Lake, Washington in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Liberty Lake, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Liberty Lake, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Liberty Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
