Mortgage Lenders and Brokers in Larch Way, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Larch Way, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, East West BankEast West Bank2331 130th Ave Ne, Bellevue, WA 98005A+5.0 ★Texas Ratio: 2.84%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.10900 Ne 4th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.72%, Hsbc Bank USA, NAHsbc Bank USA, NA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.86%, and Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Larch Way, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Larch Way are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Larch Way, Washington
Market share is the lender's share of all home loans closed in Larch Way, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
8.3% | 100% | $909,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 8 +7 HELOCs |
6.6% | 100% | $851,250 | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
5.8% | 100% | $1,042,142 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 5.8% | 100% | $559,285 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 3.3% | 100% | $835,000 | View |
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2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 2 | 1.7% | 100% | $500,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $805,000 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.8% | 100% | $585,000 | View |
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196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.8% | 100% | $755,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.8% | 100% | $505,000 | |
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wsecu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pulte Mortgage LLC
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Conventional, FHA, VA | 27 | 22.3% | 93.1% | $532,037 | |
Rocket Mortgage
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Conventional | 7 | 5.8% | 87.5% | $440,714 | |
United Wholesale Mortgage
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Conventional | 4 | 3.3% | 100% | $777,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 3.3% | 100% | $362,500 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 4 | 3.3% | 100% | $1,012,500 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.5% | 100% | $461,666 | |
Newrez LLC
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Conventional, FHA | 2 | 1.7% | 100% | $285,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.7% | 100% | $365,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.7% | 100% | $575,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 1.7% | 100% | $505,000 | |
Global Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $575,000 | |
Originpoint, LLC
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Conventional | 1 | 0.8% | 100% | $955,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.8% | 100% | $985,000 | |
Primelending
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Nbkc Bank
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $885,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 50% | $105,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.8% | 50% | $795,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.8% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.8% | 100% | $655,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.8% | 100% | $535,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $845,000 | |
Generations Home Loans, LLC
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FHA | 1 | 0.8% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $745,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $795,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.8% | 100% | $505,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $525,000 | View |
United Nations Federal CU
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,075,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 100% | $85,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Larch Way Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Larch Way, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Larch Way? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Larch Way in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Larch Way, WA
Use these to narrow the list above. Each category shows how many Larch Way, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Larch Way, WA
Independent mortgage companies closed 56.2 percent of home loans in Larch Way, Washington in 2025, banks 33.9 percent and credit unions 9.9 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Larch Way, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Larch Way, Washington with 10 loans, about 8.3 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Larch Way, Washington in 2025, led by Pulte Mortgage LLC with 2. 2 lenders closed VA loans, led by Pulte Mortgage LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Larch Way, Washington in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Larch Way, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Larch Way, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Larch Way. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
