Mortgage Lenders and Brokers in Lake Shore, Washington
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lake Shore, Washington mortgage lenders include Columbia Credit UnionColumbia Credit Union404 North West Avenue, Arlington, WA 98223, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, iQ Credit UnioniQ Credit Union300 W Main St, Battle Ground, WA 98604 4410A+5.0 ★Texas Ratio: 5.25%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and Peak Credit UnionPeak Credit Union416 E MARKET ST, ABERDEEN, WA 98520A5.0 ★Texas Ratio: 7.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Shore, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Shore are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Shore, Washington
Market share is the lender's share of all home loans closed in Lake Shore, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
Conventional, HELOC | 8 +26 HELOCs |
3.8% | 69.2% | $231,250 | |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +9 HELOCs |
2.4% | 71.4% | $925,000 | View |
|
504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
1.9% | 100% | $752,500 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, VA | 4 | 1.9% | 100% | $495,000 | View |
|
300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
Conventional, HELOC | 3 +23 HELOCs |
1.4% | 75% | $475,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.4% | 75% | $248,333 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +3 HELOCs |
1% | 100% | $405,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional | 1 | 0.5% | 100% | $435,000 | |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeStreet Bank
|
Conventional, HELOC | 2 +3 HELOCs |
1% | 66.7% | $335,000 | |
Wsecu
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $375,000 | |
Sammamish Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 22 +3 HELOCs |
10.6% | 91.7% | $540,909 | |
Rocket Mortgage
|
Conventional, VA | 19 | 9.1% | 95% | $315,526 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 18 | 8.7% | 85.7% | $388,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 8 | 3.8% | 88.9% | $440,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
3.4% | 88.9% | $537,857 | |
Pennymac Loan Services LLC
|
Conventional, VA | 7 | 3.4% | 100% | $352,142 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional, VA, HELOC | 6 +11 HELOCs |
2.9% | 100% | $505,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 5 | 2.4% | 100% | $435,000 | |
First Technology Federal Credit Union
|
Conventional, HELOC | 4 +3 HELOCs |
1.9% | 100% | $230,000 | |
|
A5.0 ★Texas Ratio: 9.96% |
Conventional, HELOC | 4 +2 HELOCs |
1.9% | 100% | $325,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 4 | 1.9% | 100% | $440,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $565,000 | |
Guaranteed Rate, Inc.
|
Conventional | 3 | 1.4% | 75% | $545,000 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 1.4% | 100% | $578,333 | |
Nations Direct Mortgage, LLC
|
Conventional | 3 | 1.4% | 100% | $561,666 | |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 1% | 100% | $455,000 | |
Greenstate Credit Union
|
Conventional | 2 | 1% | 100% | $545,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 1% | 100% | $340,000 | |
Newrez LLC
|
Conventional | 2 | 1% | 50% | $265,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 1% | 100% | $350,000 | View |
loanDepot.com LLC
|
Conventional, FHA | 2 | 1% | 66.7% | $465,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1% | 66.7% | $125,000 | |
|
A5.0 ★Texas Ratio: 9.52% |
FHA | 2 | 1% | 100% | $480,000 | View |
Summit Mortgage Corporation
|
FHA, VA | 2 | 1% | 100% | $480,000 | |
Generations Home Loans, LLC
|
Conventional, Jumbo | 2 | 1% | 100% | $1,505,000 | |
Provident Funding Associates
|
Conventional | 2 | 1% | 66.7% | $400,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 1% | 66.7% | $330,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 1% | 100% | $500,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 1% | 100% | $355,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $395,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $105,000 | |
Pacific Residential Mortgage, LLC
|
VA | 1 | 0.5% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $695,000 | |
Envoy Mortgage, Ltd
|
VA | 1 | 0.5% | 100% | $545,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.5% | 100% | $825,000 | View |
Movement Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $625,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $475,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.5% | 100% | $715,000 | View |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
Select Lending Services, LLC
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
Home Mortgage Advisors, LLC
|
Conventional | 1 | 0.5% | 100% | $535,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.5% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.5% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.5% | 100% | $135,000 | |
Mortgage Research Center
|
VA | 1 | 0.5% | 100% | $545,000 | |
Point West Credit Union
|
Conventional | 1 | 0.5% | 100% | $55,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.5% | 100% | $115,000 | |
Unitus Community Credit Union
|
Conventional | 1 | 0.5% | 100% | $525,000 | |
Toyota Financial Savings Bank
|
Conventional | 1 | 0.5% | 100% | $655,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.5% | 100% | $495,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $635,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.5% | 50% | $565,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
Usalliance Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Oregon Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Consolidated Community Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Shore Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Shore, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Lake Shore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Shore in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Shore, WA
Use these to narrow the list above. Each category shows how many Lake Shore, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Shore, WA
Independent mortgage companies closed 71.6 percent of home loans in Lake Shore, Washington in 2025, banks 13 percent and credit unions 15.4 percent. Sammamish Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Columbia Credit Union the largest credit union. Among lenders headquartered in Washington, Columbia Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Shore, WA
By home loans closed in 2025, Columbia Credit Union was the largest mortgage lender in Lake Shore, Washington with 8 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Lake Shore, Washington in 2025, led by United Wholesale Mortgage with 4. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 18 credit unions closed home loans in Lake Shore, Washington in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Shore, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Shore, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Shore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
