Mortgage Lenders and Brokers in Kalama, Washington
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Kalama, Washington mortgage lenders include Fibre Federal Credit UnionFibre Federal Credit Union384 N 1st St, Kalama, WA 98625A+5.0 ★Texas Ratio: 4.66%, Columbia Credit UnionColumbia Credit Union404 North West Avenue, Arlington, WA 98223, Red Canoe Credit UnionRed Canoe Credit Union1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Mechanics BankMechanics Bank921 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 1.81%, iQ Credit UnioniQ Credit Union300 W Main St, Battle Ground, WA 98604 4410A+5.0 ★Texas Ratio: 5.25%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kalama, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kalama are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kalama, Washington
Market share is the lender's share of all home loans closed in Kalama, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
384 N 1st St, Kalama, WA 98625 A+5.0 ★Texas Ratio: 4.66% |
Conventional, HELOC | 6 +39 HELOCs |
3.6% | 80% | $258,333 | View |
Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
3.6% | 100% | $413,333 | |
|
1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +9 HELOCs |
2.4% | 100% | $175,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $478,333 | View |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
1.8% | 60% | $211,666 | View |
|
921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 2 | 1.2% | 100% | $1,585,000 | View |
|
300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
Conventional, HELOC | 1 +10 HELOCs |
0.6% | 100% | $305,000 | View |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $335,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $565,000 | |
|
504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
|
629 14th Ave, Longview, WA 98632 1603 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $205,000 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, Jumbo | 1 | 0.6% | 100% | $3,415,000 | View |
|
2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeStreet Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guild Mortgage Company
|
Conventional, FHA | 14 | 8.3% | 100% | $318,571 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 12 | 7.1% | 85.7% | $495,000 | |
Rocket Mortgage
|
Conventional, VA | 9 | 5.4% | 90.9% | $303,888 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 8 | 4.8% | 100% | $410,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
4.2% | 100% | $336,428 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA, VA | 6 | 3.6% | 100% | $461,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 3% | 100% | $343,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 4 | 2.4% | 100% | $372,500 | |
loanDepot.com LLC
|
Conventional, VA | 4 | 2.4% | 80% | $500,000 | |
Mortgage Research Center
|
VA | 4 | 2.4% | 100% | $545,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 2.4% | 100% | $415,000 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 3 | 1.8% | 100% | $378,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 1.8% | 80% | $335,000 | |
Synergy One Lending, Inc.
|
Conventional | 3 | 1.8% | 100% | $321,666 | |
Das Acquisition Company, LLC
|
Conventional | 3 | 1.8% | 100% | $378,333 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 3 | 1.8% | 100% | $461,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $80,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 1.2% | 100% | $150,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 1.2% | 100% | $575,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1.2% | 100% | $335,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 1.2% | 66.7% | $50,000 | |
Provident Funding Associates
|
Conventional | 2 | 1.2% | 100% | $640,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 2 | 1.2% | 100% | $505,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA | 2 | 1.2% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1.2% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $445,000 | |
Movement Mortgage, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $315,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $745,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.6% | 100% | $485,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.6% | 100% | $575,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
Freedom Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $535,000 | |
Newrez LLC
|
Conventional | 1 | 0.6% | 100% | $395,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.6% | 100% | $545,000 | |
Nbkc Bank
|
Conventional | 1 | 0.6% | 100% | $665,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 33.3% | $125,000 | |
Priority Home Lending, LLC
|
Conventional | 1 | 0.6% | 100% | $535,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $575,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.6% | 100% | $325,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 25% | $55,000 | |
Pentagon Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $625,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.6% | 100% | $395,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.6% | 100% | $595,000 | |
21St Mortgage
|
Conventional | 1 | 0.6% | 20% | $45,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.6% | 100% | $665,000 | |
First Technology Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | 100% | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Connexus Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Summit Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Kalama Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kalama, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Kalama? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kalama in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kalama, WA
Use these to narrow the list above. Each category shows how many Kalama, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Kalama, WA
Independent mortgage companies closed 75 percent of home loans in Kalama, Washington in 2025, banks 11.3 percent and credit unions 13.7 percent. Guild Mortgage Company was the largest mortgage company, Columbia Bank the largest bank and Fibre Federal Credit Union the largest credit union. Among lenders headquartered in Washington, Fibre Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kalama, WA
By home loans closed in 2025, Fibre Federal Credit Union was the largest mortgage lender in Kalama, Washington with 6 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Kalama, Washington in 2025, led by Guild Mortgage Company with 4. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 11 credit unions closed home loans in Kalama, Washington in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kalama, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kalama, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kalama. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
