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Mortgage Lenders and Brokers in Graham, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Graham, Washington mortgage lenders include Keybank National AssociationKeybank National Association22115 Meridian E, Graham, WA 98338A+5.0 ★Texas Ratio: 4.81%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Red Canoe Credit UnionRed Canoe Credit Union1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092A+5.0 ★Texas Ratio: 3.68%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, TAPCO Credit UnionTAPCO Credit Union19371 STATE ROUTE 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 2.45%, and Kitsap Credit UnionKitsap Credit Union51 NE State Route 300 Ste D, Belfair, WA 98528 8654A5.0 ★Texas Ratio: 6.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Graham, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Graham are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Graham, Washington

Market share is the lender's share of all home loans closed in Graham, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Keybank National Association 1 office in Graham 22115 Meridian E, Graham, WA 98338 A+5.0 ★Texas Ratio: 4.81%	Conventional	4	0.4%	100%	$260,000	View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	Conventional, VA, HELOC	13 +73 HELOCs	1.3%	86.7%	$474,230
Sound Credit Union 1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08%	Conventional, HELOC	9 +6 HELOCs	0.9%	81.8%	$182,777	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, Jumbo	6	0.6%	100%	$506,666	View
Red Canoe Credit Union 1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	5 +3 HELOCs	0.5%	100%	$179,000	View
JPMorgan Chase Bank, NA 504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.5%	100%	$339,000	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	5	0.5%	55.6%	$109,000	View
Timberland Bank 117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23%	Conventional	5	0.5%	62.5%	$365,000	View
TAPCO Credit Union 19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45%	Conventional	5	0.5%	71.4%	$149,000	View
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional, HELOC	4 +1 HELOCs	0.4%	44.4%	$75,000	View
Banner Bank 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	3 +2 HELOCs	0.3%	60%	$441,666	View
Sound Community Bank 22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90%	Conventional	3	0.3%	100%	$221,666	View
US Bank, N.A. 910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	2 +3 HELOCs	0.2%	40%	$115,000	View
America'S Credit Union 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$115,000	View
Bank of America NA 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$355,000	View
Columbia Bank 404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28%	VA, HELOC	1 +5 HELOCs	0.1%	50%	$625,000	View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$455,000	View
Kitsap Bank 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional	1	0.1%	100%	$605,000	View
Wells Fargo Bank NA 1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.1%	100%	$215,000	View
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$375,000	View
East West Bank 2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0.1%	100%	$385,000	View
Harborstone Credit Union 20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21%	HELOC	0 +7 HELOCs	0%	n/a		View
Heritage Bank 2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +5 HELOCs	0%	n/a		View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Peak Credit Union 416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97%	HELOC	0 +2 HELOCs	0%	n/a		View
Columbia Credit Union 404 North West Avenue, Arlington, WA 98223	HELOC	0 +1 HELOCs	0%	n/a
iQ Credit Union 300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Horizon Credit Union 1474 N Highway, Colville, WA 99114 2008 A+5.0 ★Texas Ratio: 1.61%	HELOC	0 +1 HELOCs	0%	n/a		View
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	16	1.6%	94.1%	$437,500
Wsecu	Conventional, FHA, HELOC	6 +6 HELOCs	0.6%	46.2%	$161,666
HomeStreet Bank	Conventional, FHA, HELOC	3 +2 HELOCs	0.3%	100%	$528,333
Sammamish Mortgage Company	Conventional	2	0.2%	100%	$450,000
Whatcom Educational Credit Uni	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$535,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$465,000
Lennar Mortgage, LLC	Conventional, FHA, VA	153	15%	95.7%	$474,934
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	73 +7 HELOCs	7.2%	81.5%	$511,301
Rocket Mortgage	Conventional, FHA, VA	56	5.5%	71.4%	$323,928
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	50 +2 HELOCs	4.9%	88.9%	$384,600
CrossCountry Mortgage, LLC	Conventional, FHA, VA	41	4%	97.6%	$518,902
Guild Mortgage Company	Conventional, FHA, VA	36	3.5%	92.7%	$399,444
Fairway Independent Mort Corp	Conventional, FHA, VA	35	3.4%	100%	$367,285
Pennymac Loan Services LLC	Conventional, FHA, VA	25	2.5%	86.2%	$425,800
Freedom Mortgage Corporation	FHA, VA, Jumbo	24	2.4%	100%	$570,833
Mortgage Research Center	Conventional, VA	20	2%	66.7%	$575,000
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	18 +2 HELOCs	1.8%	100%	$449,444
Triad Financial Services, Inc.	Conventional	16	1.6%	73.5%	$139,375
Homeamerican Mortgage Corporation	Conventional, FHA, VA	16	1.6%	89.5%	$583,750
loanDepot.com LLC	Conventional, FHA, VA, HELOC	14 +1 HELOCs	1.4%	93.3%	$392,142
Guaranteed Rate, Inc.	Conventional, FHA, VA	14	1.4%	100%	$447,857
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +9 HELOCs	1.3%	77.8%	$364,230
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	13	1.3%	100%	$392,692
Newrez LLC	Conventional, FHA, VA, Jumbo	13	1.3%	72.2%	$480,384
Churchill Mortgage Corporation	Conventional, FHA	11	1.1%	100%	$300,454
New American Funding, LLC.	Conventional, FHA, VA	11	1.1%	91.7%	$406,818
Nationstar Mortgage	Conventional, FHA, VA	10	1%	83.3%	$372,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.9%	50%	$369,444
Paramount Residential Mortgage	Conventional, FHA, VA	9	0.9%	90%	$530,555
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	8	0.8%	88.9%	$305,000	View
Nfm, Inc	Conventional, VA	8	0.8%	100%	$471,250
Mutual of Omaha Mortgage	Conventional, FHA, VA	8	0.8%	81.8%	$328,750
The Loan Store, Inc	Conventional, HELOC	7 +2 HELOCs	0.7%	100%	$520,714
Kind Lending, LLC	Conventional, FHA, USDA	7	0.7%	63.6%	$449,285
Planet Home Lending, LLC	Conventional, FHA, VA	7	0.7%	87.5%	$495,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	7	0.7%	100%	$502,142
Spring Eq, LLC	Conventional, HELOC	6 +2 HELOCs	0.6%	35.3%	$95,000
NOVA Financial & Investment Corporation	Conventional, FHA	6	0.6%	100%	$523,333
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA	6	0.6%	100%	$398,333
Mason-McDuffie Mortgage Corporation	Conventional, FHA	6	0.6%	100%	$416,666
Premier Mortgage Resources, LLC	Conventional, FHA, VA	5	0.5%	100%	$461,000
American Financial Resources LLC	Conventional, FHA	5	0.5%	100%	$379,000
Bay Equity LLC	Conventional, FHA	5	0.5%	100%	$519,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	5	0.5%	71.4%	$165,000	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.5%	31.2%	$351,000
Goodleap, LLC	FHA, VA	4	0.4%	100%	$405,000
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, VA	4	0.4%	100%	$630,000	View
PHH Mortgage Corporation	Conventional, FHA	4	0.4%	80%	$425,000
American Financial Network, Inc.	Conventional, FHA	4	0.4%	100%	$460,000
Union Home Mortgage Corp.	Conventional, VA	4	0.4%	100%	$480,000
New Day Financial, LLC.	VA	4	0.4%	57.1%	$632,500
Nations Direct Mortgage, LLC	Conventional, VA	4	0.4%	100%	$447,500
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	4	0.4%	80%	$382,500	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	4	0.4%	100%	$257,500
Global Federal Credit Union	Conventional, VA, HELOC	3 +1 HELOCs	0.3%	100%	$601,666
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	3	0.3%	100%	$261,666	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA	3	0.3%	100%	$428,333
American Financing Corporation	Conventional, FHA	3	0.3%	75%	$351,666
Provident Funding Associates	Conventional	3	0.3%	75%	$435,000
Zillow Home Loans, LLC	Conventional, VA	3	0.3%	75%	$478,333
Lower, LLC	Conventional, FHA	3	0.3%	60%	$391,666
Originpoint, LLC	Conventional, FHA	2	0.2%	100%	$305,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.2%	100%	$395,000
Nbkc Bank	Conventional	2	0.2%	100%	$390,000
Equity Prime Mortgage LLC	VA	2	0.2%	100%	$565,000
Loanunited.Com, LLC	FHA, VA	2	0.2%	100%	$505,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.2%	100%	$440,000	View
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$250,000
Network Capital Funding Corporation	Conventional	2	0.2%	66.7%	$560,000
Securitynational Mortgage Company	Conventional, FHA	2	0.2%	100%	$480,000
Strong Home Mortgage, LLC	FHA	2	0.2%	100%	$575,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	100%	$815,000	View
Mortgage Solutions of Colorado	VA	2	0.2%	100%	$515,000
DHI Mortgage Company, LTD.	Conventional, FHA	2	0.2%	100%	$570,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.2%	100%	$590,000	View
Leaderone Financial Corp.	Conventional	2	0.2%	100%	$445,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +1 HELOCs	0.1%	100%	$595,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$375,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$335,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	VA	1	0.1%	100%	$635,000	View
HomePromise Corporation	VA	1	0.1%	100%	$585,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$435,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$345,000
Envoy Mortgage, Ltd	VA	1	0.1%	100%	$795,000
Norwich Commercial Group Inc	VA	1	0.1%	100%	$535,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$605,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	50%	$415,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$275,000
Amerisave Mortgage Company	Conventional	1	0.1%	16.7%	$45,000
Synergy One Lending, Inc.	FHA	1	0.1%	100%	$435,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$415,000
Priority Home Lending, LLC	Conventional	1	0.1%	100%	$255,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$605,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$305,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	50%	$235,000
Discover Bank	Conventional	1	0.1%	14.3%	$35,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$385,000
Greenbox Loans	Conventional	1	0.1%	100%	$105,000
Ameritrust Mortgage Corporation	VA	1	0.1%	100%	$635,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$435,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.1%	100%	$275,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$505,000	View
Credence Funding Corporation	VA	1	0.1%	100%	$515,000
T2 Financial LLC	Conventional	1	0.1%	100%	$415,000
Sierra Pacific Mortgage Co. Inc	FHA	1	0.1%	100%	$535,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$525,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	33.3%	$455,000	View
Genway Home Mortgage, Inc.	FHA	1	0.1%	33.3%	$535,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$375,000
First Continental Mortgage, Ltd.	FHA	1	0.1%	100%	$665,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	50%	$515,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$505,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$485,000
Right Start Mortgage, Inc	FHA	1	0.1%	100%	$525,000
21St Mortgage	Conventional	1	0.1%	16.7%	$55,000
Direct Rate Home Loans, Inc	Conventional	1	0.1%	100%	$475,000
Idaho Central Credit Union	Conventional	1	0.1%	100%	$375,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Southwest Funding LP	Conventional	1	0.1%	100%	$335,000
Village Capital & Investment	VA	1	0.1%	66.7%	$855,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +7 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Oregon Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Graham Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Graham, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Graham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Graham in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Graham, WA

Use these to narrow the list above. Each category shows how many Graham, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 101 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 33 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 59 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 56 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 26 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Graham, WA

Independent mortgage companies closed 86.5 percent of home loans in Graham, Washington in 2025, banks 6.9 percent and credit unions 6.7 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Keybank National Association the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 13 loans.

86.5%

Mortgage companies

6.9%

Banks

6.7%

Credit unions

23%

FHA loans

22%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Graham, WA

Who is the largest mortgage lender in Graham, WA?

By home loans closed in 2025, Keybank National Association was the largest mortgage lender in Graham, Washington with 4 loans, about 0.4 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Graham, WA have the highest approval rates?

Among lenders with meaningful volume in Graham, Washington, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 95.7 percent, against a 83.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Graham, WA mortgage lenders offer FHA, VA and USDA loans?

59 lenders closed FHA loans in Graham, Washington in 2025, led by Lennar Mortgage, LLC with 46. 56 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Graham, WA lender list?

Yes. 33 banks and 23 credit unions closed home loans in Graham, Washington in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Graham, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Graham, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Graham, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Graham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.