Mortgage Lenders and Brokers in Friday Harbor, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Friday Harbor, Washington mortgage lenders include Banner BankBanner Bank225 Blair Ave, Friday Harbor, WA 98250A+5.0 ★Texas Ratio: 2.91%, Keybank National AssociationKeybank National Association95 2nd St S, Friday Harbor, WA 98250A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA305 Argyle Ave, Friday Harbor, WA 98250A+5.0 ★Texas Ratio: 5.36%, Heritage BankHeritage Bank535 Market St, Friday Harbor, WA 98250A+5.0 ★Texas Ratio: 1.04%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Industrial CU of Whatcom CountyIndustrial CU of Whatcom County1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691A+5.0 ★Texas Ratio: 1.33%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, and BMO Harris Bank NABMO Harris Bank NA312 N Ruby St, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Friday Harbor, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Friday Harbor are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Friday Harbor, Washington
Market share is the lender's share of all home loans closed in Friday Harbor, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Friday Harbor 225 Blair Ave, Friday Harbor, WA 98250 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 3 +9 HELOCs |
3.2% | 100% | $135,000 | View |
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1 office in Friday Harbor 95 2nd St S, Friday Harbor, WA 98250 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $375,000 | View |
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1 office in Friday Harbor 305 Argyle Ave, Friday Harbor, WA 98250 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 1.1% | 33.3% | $805,000 | View |
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1 office in Friday Harbor 535 Market St, Friday Harbor, WA 98250 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 2.1% | 100% | $1,485,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,675,000 | View |
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1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691 A+5.0 ★Texas Ratio: 1.33% |
VA | 1 | 1.1% | 100% | $585,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 100% | $735,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 1.1% | 100% | $355,000 | View |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.1% | 100% | $405,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
HELOC | 0 +7 HELOCs |
0% | n/a | ||
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1017 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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232 A St Ste 2, Friday Harbor, WA 98250 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional | 2 | 2.1% | 100% | $750,000 | |
HMDA LAR 2025-Final
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Conventional | 2 | 2.1% | 100% | $430,000 | |
Wsecu
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Conventional | 2 | 2.1% | 100% | $200,000 | |
HomeStreet Bank
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Conventional | 1 | 1.1% | 100% | $205,000 | |
Whatcom Educational Credit Uni
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 19 | 20% | 100% | $456,578 | |
Rocket Mortgage
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Conventional, FHA | 12 | 12.6% | 92.3% | $455,833 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 5 | 5.3% | 100% | $607,000 | |
United Wholesale Mortgage
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Conventional, Jumbo | 4 | 4.2% | 80% | $707,500 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 3 | 3.2% | 100% | $831,666 | |
Newrez LLC
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Conventional | 2 | 2.1% | 66.7% | $285,000 | |
Provident Funding Associates
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Conventional | 2 | 2.1% | 100% | $585,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 2.1% | 100% | $660,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 2 | 2.1% | 100% | $505,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
1.1% | 50% | $55,000 | |
Usalliance Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $125,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $95,000 | |
Originpoint, LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $885,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.1% | 100% | $595,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 1.1% | 100% | $785,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.1% | 100% | $125,000 | |
Global Federal Credit Union
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Conventional | 1 | 1.1% | 100% | $515,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 1.1% | 100% | $445,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $75,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.1% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.1% | 100% | $715,000 | View |
Greenwood Credit Union
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Conventional | 1 | 1.1% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 6.61% |
Conventional | 1 | 1.1% | 100% | $1,005,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $445,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.1% | 100% | $425,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $595,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.1% | 100% | $515,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $555,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.1% | 100% | $785,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 1.1% | 100% | $425,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 1.1% | 100% | $205,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Friday Harbor Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Friday Harbor, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Friday Harbor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Friday Harbor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Friday Harbor, WA
Use these to narrow the list above. Each category shows how many Friday Harbor, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Friday Harbor, WA
Independent mortgage companies closed 69.5 percent of home loans in Friday Harbor, Washington in 2025, banks 20 percent and credit unions 10.5 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Banner Bank the largest bank and Industrial CU of Whatcom County the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Friday Harbor, WA
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Friday Harbor, Washington with 3 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Friday Harbor, Washington in 2025, led by Rocket Mortgage with 1. 2 lenders closed VA loans, led by Industrial CU of Whatcom County. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 14 credit unions closed home loans in Friday Harbor, Washington in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Friday Harbor, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Friday Harbor, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Friday Harbor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
