Mortgage Lenders and Brokers in Fairwood, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairwood, Washington mortgage lenders include Spokane Teachers Credit UnionSpokane Teachers Credit Union10811 W State Route 2, Airway Heights, WA 99001 5167A5.0 ★Texas Ratio: 10.05%, Sunflower Bank, N.A.Sunflower Bank, N.A.244 W Main Ave, Spokane, WA 99201A5.0 ★Texas Ratio: 10.77%, Washington Trust BankWashington Trust Bank10500 Ne 8th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.63%, Numerica Credit UnionNumerica Credit Union1210 S Hayford Rd, Airway Heights, WA 99001A+5.0 ★Texas Ratio: 2.22%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.10900 Ne 4th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairwood, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairwood are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairwood, Washington
Market share is the lender's share of all home loans closed in Fairwood, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
Conventional, HELOC | 14 +40 HELOCs |
7.5% | 82.4% | $235,000 | View |
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244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, VA | 10 | 5.3% | 100% | $473,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional, Jumbo, HELOC | 6 +6 HELOCs |
3.2% | 85.7% | $478,333 | View |
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1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
Conventional, Jumbo, HELOC | 5 +16 HELOCs |
2.7% | 100% | $1,155,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 2 +5 HELOCs |
1.1% | 66.7% | $490,000 | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $380,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $185,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,245,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
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930 N Howard St, Spokane, WA 99201 A5.0 ★Texas Ratio: 6.81% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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520 1ST ST, Cheney, WA 99004 1603 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1474 N Highway, Colville, WA 99114 2008 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Spokane Firefighters Credit Un
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $505,000 | |
Wsecu
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $625,000 | |
Evergreen Moneysource Mortgage Company
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FHA | 1 | 0.5% | 100% | $465,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 11.2% | 91.3% | $475,952 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 20 | 10.7% | 87% | $324,000 | |
Cmg Mortgage Inc
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Conventional, VA | 12 | 6.4% | 100% | $462,500 | |
Fairway Independent Mort Corp
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Conventional, VA | 8 | 4.3% | 100% | $527,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 5 | 2.7% | 100% | $415,000 | |
Idaho Central Credit Union
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Conventional, Jumbo, HELOC | 4 +3 HELOCs |
2.1% | 85.7% | $675,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 2.1% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 4 | 2.1% | 100% | $512,500 | View |
Provident Funding Associates
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Conventional | 4 | 2.1% | 100% | $552,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 2.1% | 100% | $315,000 | |
Premier Mortgage Resources, LLC
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Conventional, VA | 3 | 1.6% | 100% | $325,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.6% | 100% | $168,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.6% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1.1% | 100% | $105,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1.1% | 50% | $410,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA | 2 | 1.1% | 100% | $470,000 | View |
Envoy Mortgage, Ltd
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Conventional, VA, Jumbo | 2 | 1.1% | 100% | $710,000 | |
Global Federal Credit Union
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Conventional, FHA | 2 | 1.1% | 100% | $270,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $440,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $320,000 | |
Nfm, Inc
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FHA, VA | 2 | 1.1% | 100% | $470,000 | |
Mortgage Research Center
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VA, Jumbo | 2 | 1.1% | 50% | $1,120,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $335,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $485,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $775,000 | |
Directors Mortgage, Inc
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VA | 1 | 0.5% | 100% | $555,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $635,000 | |
American Financial Network, Inc.
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VA | 1 | 0.5% | 100% | $395,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $625,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $95,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $485,000 | |
Intercap Lending Inc
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VA | 1 | 0.5% | 100% | $555,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.5% | 100% | $445,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 100% | $405,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $485,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 50% | $555,000 | View |
Potlatch No 1 Financial Credit U
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $525,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $495,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.5% | 100% | $355,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Fairwood Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairwood, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Fairwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairwood, WA
Use these to narrow the list above. Each category shows how many Fairwood, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Fairwood, WA
Independent mortgage companies closed 66.3 percent of home loans in Fairwood, Washington in 2025, banks 15 percent and credit unions 18.7 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Sunflower Bank, N.A. the largest bank and Spokane Teachers Credit Union the largest credit union. Among lenders headquartered in Washington, Spokane Teachers Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairwood, WA
By home loans closed in 2025, Spokane Teachers Credit Union was the largest mortgage lender in Fairwood, Washington with 14 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Fairwood, Washington in 2025, led by United Wholesale Mortgage with 5. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 16 credit unions closed home loans in Fairwood, Washington in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairwood, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairwood, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
