Mortgage Lenders and Brokers in Duluth, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Duluth, Washington mortgage lenders include Columbia Credit UnionColumbia Credit Union404 North West Avenue, Arlington, WA 98223, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Mechanics BankMechanics Bank921 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 1.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Sunflower Bank, N.A.Sunflower Bank, N.A.244 W Main Ave, Spokane, WA 99201A5.0 ★Texas Ratio: 10.77%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, iQ Credit UnioniQ Credit Union300 W Main St, Battle Ground, WA 98604 4410A+5.0 ★Texas Ratio: 5.25%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, and 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Duluth, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Duluth are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Duluth, Washington
Market share is the lender's share of all home loans closed in Duluth, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
Conventional, HELOC | 5 +16 HELOCs |
2.1% | 90% | $275,000 | |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +6 HELOCs |
1.2% | 75% | $341,666 | View |
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.2% | 100% | $1,168,333 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.2% | 100% | $481,666 | View |
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244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional | 3 | 1.2% | 100% | $438,333 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.8% | 100% | $1,175,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $680,000 | View |
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300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
Conventional, HELOC | 1 +17 HELOCs |
0.4% | 100% | $55,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $445,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeStreet Bank
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Conventional, VA, Jumbo, HELOC | 5 +4 HELOCs |
2.1% | 83.3% | $1,137,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 4 | 1.7% | 100% | $392,500 | |
Yakima Federal Savings & Loan
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Conventional | 1 | 0.4% | 100% | $755,000 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 68 | 28.3% | 100% | $496,176 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 20 +1 HELOCs |
8.3% | 91.7% | $724,000 | |
Cmg Mortgage Inc
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Conventional, FHA, Jumbo, HELOC | 11 +2 HELOCs |
4.6% | 100% | $635,000 | |
Rocket Mortgage
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Conventional, Jumbo | 8 | 3.3% | 81.8% | $551,250 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.9% | 100% | $487,857 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 7 | 2.9% | 100% | $945,000 | View |
Guild Mortgage Company
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Conventional | 6 | 2.5% | 75% | $481,666 | |
Newrez LLC
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Conventional, FHA | 5 | 2.1% | 100% | $551,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 4 +4 HELOCs |
1.7% | 100% | $507,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 4 | 1.7% | 100% | $1,007,500 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.2% | 100% | $1,475,000 | View |
Union Home Mortgage Corp.
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Conventional, HELOC | 3 +1 HELOCs |
1.2% | 100% | $661,666 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.2% | 100% | $538,333 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.2% | 100% | $508,333 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $661,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.2% | 60% | $131,666 | |
Nations Direct Mortgage, LLC
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Conventional, VA | 3 | 1.2% | 75% | $558,333 | |
Pulte Mortgage LLC
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Conventional, FHA, VA, Jumbo | 3 | 1.2% | 75% | $688,333 | |
Spring Eq, LLC
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Conventional | 3 | 1.2% | 75% | $111,666 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.8% | 100% | $545,000 | |
Intercap Lending Inc
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Conventional, Jumbo | 2 | 0.8% | 100% | $730,000 | |
Summit Mortgage Corporation
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Conventional, Jumbo | 2 | 0.8% | 100% | $940,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 0.8% | 100% | $900,000 | |
Southwest Airlines FCU
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.4% | 100% | $475,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $785,000 | |
Envoy Mortgage, Ltd
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Conventional, Jumbo | 1 | 0.4% | 100% | $875,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $595,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $755,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $575,000 | |
Synergy One Lending, Inc.
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Conventional, Jumbo | 1 | 0.4% | 33.3% | $945,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $685,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,005,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
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A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
Kwik Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Marion & Polk Schools Credit Union
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Conventional, Jumbo | 1 | 0.4% | 100% | $3,915,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Generations Home Loans, LLC
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VA | 1 | 0.4% | 100% | $805,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Better Mortgage Corporation
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VA, Jumbo | 1 | 0.4% | 100% | $945,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.4% | 50% | $1,045,000 | View |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
First Technology Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,505,000 | View |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Dupaco Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Duluth Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Duluth, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Duluth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Duluth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Duluth, WA
Use these to narrow the list above. Each category shows how many Duluth, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Duluth, WA
Independent mortgage companies closed 77.5 percent of home loans in Duluth, Washington in 2025, banks 16.7 percent and credit unions 5.8 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Columbia Credit Union the largest credit union. Among lenders headquartered in Washington, Columbia Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Duluth, WA
By home loans closed in 2025, Columbia Credit Union was the largest mortgage lender in Duluth, Washington with 5 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Duluth, Washington, Clm Mortgage, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 92.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Duluth, Washington in 2025, led by Clm Mortgage, Inc with 18. 9 lenders closed VA loans, led by Clm Mortgage, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 14 credit unions closed home loans in Duluth, Washington in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Duluth, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Duluth, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Duluth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
