Dayton, Washington mortgage lenders include Glacier BankGlacier Bank427 E Main St, Dayton, WA 99328A+5.0 ★Texas Ratio: 1.87%, Banner BankBanner Bank126 E Main St, Dayton, WA 99328A+5.0 ★Texas Ratio: 2.91%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Spokane Teachers Credit UnionSpokane Teachers Credit Union10811 W State Route 2, Airway Heights, WA 99001 5167A5.0 ★Texas Ratio: 10.05%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Horizon Credit UnionHorizon Credit Union1474 N Highway, Colville, WA 99114 2008A+5.0 ★Texas Ratio: 1.61%, Hapo Communtiy Credit UnionHapo Communtiy Credit Union2376 TAUMARSON RD, College Place, WA 99324A+5.0 ★Texas Ratio: 1.09%, and Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dayton, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dayton are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Dayton, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Dayton 427 E Main St, Dayton, WA 99328 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA | 7 | 7.9% | 100% | $250,714 | View |
|
1 office in Dayton 126 E Main St, Dayton, WA 99328 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 100% | $245,000 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 4 | 4.5% | 80% | $220,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, VA, HELOC | 3 +1 HELOCs |
3.4% | 100% | $175,000 | View |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 3 | 3.4% | 75% | $168,333 | View |
|
10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 100% | $265,000 | View |
|
504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
|
1474 N Highway, Colville, WA 99114 2008 A+5.0 ★Texas Ratio: 1.61% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
|
2376 TAUMARSON RD, College Place, WA 99324 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 50% | $135,000 | View |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Evergreen Moneysource Mortgage Company
|
Conventional | 2 | 2.2% | 100% | $275,000 | |
HomeStreet Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 6 | 6.7% | 70% | $171,666 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 5 | 5.6% | 100% | $185,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 4.5% | 80% | $265,000 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 4.5% | 100% | $122,500 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 4 | 4.5% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 9.52% |
Conventional, FHA | 4 | 4.5% | 100% | $187,500 | View |
American Pacific Mortgage Corporation
|
FHA, VA | 4 | 4.5% | 100% | $292,500 | |
Potlatch No 1 Financial Credit U
|
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 2.2% | 100% | $235,000 | |
Kind Lending, LLC
|
FHA, VA | 2 | 2.2% | 40% | $235,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 2.2% | 100% | $160,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 2 | 2.2% | 100% | $240,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 1.1% | 100% | $195,000 | |
loanDepot.com LLC
|
VA | 1 | 1.1% | 100% | $145,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.1% | 20% | $155,000 | |
American Financial Network, Inc.
|
VA | 1 | 1.1% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 1.1% | 100% | $175,000 | View |
Valon Mortgage
|
Conventional | 1 | 1.1% | 100% | $255,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 1.1% | 100% | $375,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.1% | 50% | $145,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 50% | $245,000 | View |
Churchill Mortgage Corporation
|
FHA | 1 | 1.1% | 100% | $335,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 1.1% | 100% | $155,000 | |
Mortgage Research Center
|
VA | 1 | 1.1% | 100% | $405,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.1% | 100% | $255,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,005,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.1% | 50% | $215,000 | |
Paramount Residential Mortgage
|
VA | 1 | 1.1% | 100% | $505,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1.1% | 100% | $65,000 | |
Village Capital & Investment
|
FHA | 1 | 1.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Idaho Central Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Dayton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dayton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Dayton, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 64 percent of home loans in Dayton, Washington in 2025, banks 24.7 percent and credit unions 11.2 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Glacier Bank the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Dayton, Washington with 7 loans, about 7.9 percent of the market. The largest lender headquartered in Washington was Banner Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Dayton, Washington in 2025, led by Premier Mortgage Resources, LLC with 3. 12 lenders closed VA loans, led by Columbia Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 7 credit unions closed home loans in Dayton, Washington in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dayton, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dayton, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dayton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.