Mortgage Lenders and Brokers in Coupeville, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Coupeville, Washington mortgage lenders include Peoples BankPeoples Bank107 S Main St, Coupeville, WA 98239A+5.0 ★Texas Ratio: 0.88%, Heritage BankHeritage Bank401 N Main St, Coupeville, WA 98239A+5.0 ★Texas Ratio: 1.04%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, The Northern Trust CoThe Northern Trust Co1301 2nd Ave, Seattle, WA 98101A4.7 ★Texas Ratio: 0.83%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Industrial CU of Whatcom CountyIndustrial CU of Whatcom County1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691A+5.0 ★Texas Ratio: 1.33%, and Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Coupeville, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coupeville are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Coupeville, Washington
Market share is the lender's share of all home loans closed in Coupeville, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Coupeville 107 S Main St, Coupeville, WA 98239 A+5.0 ★Texas Ratio: 0.88% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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1 office in Coupeville 401 N Main St, Coupeville, WA 98239 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 4 +12 HELOCs |
1.9% | 66.7% | $685,000 | |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.4% | 100% | $911,666 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1% | 100% | $1,230,000 | View |
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1301 2nd Ave, Seattle, WA 98101 A4.7 ★Texas Ratio: 0.83% |
Conventional | 2 | 1% | 100% | $595,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $315,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
VA | 1 | 0.5% | 100% | $465,000 | View |
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1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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1017 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.48% |
Conventional, Jumbo | 1 | 0.5% | 100% | $965,000 | View |
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3110 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional | 4 | 1.9% | 100% | $330,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.5% | 100% | $325,000 | |
HMDA LAR 2025-Final
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 21 +1 HELOCs |
10% | 91.7% | $655,000 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 21 | 10% | 87.5% | $336,904 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, Jumbo, HELOC | 20 +2 HELOCs |
9.5% | 95.5% | $497,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 11 +7 HELOCs |
5.2% | 91.7% | $349,545 | |
Mortgage Research Center
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VA | 10 | 4.8% | 90.9% | $515,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 9 | 4.3% | 100% | $513,888 | |
Global Federal Credit Union
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Conventional, VA, HELOC | 8 +1 HELOCs |
3.8% | 80% | $423,750 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 7 +1 HELOCs |
3.3% | 100% | $555,000 | |
Newrez LLC
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Conventional, VA | 7 | 3.3% | 77.8% | $213,571 | |
Fairway Independent Mort Corp
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Conventional, VA | 6 | 2.9% | 100% | $525,000 | |
Movement Mortgage, LLC
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Conventional, VA, HELOC | 5 +1 HELOCs |
2.4% | 100% | $487,000 | |
Nationstar Mortgage
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Conventional | 5 | 2.4% | 83.3% | $267,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.9% | 100% | $212,500 | |
Envoy Mortgage, Ltd
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VA | 4 | 1.9% | 80% | $480,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 1.9% | 100% | $485,000 | |
Primelending
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Conventional | 3 | 1.4% | 100% | $238,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.4% | 100% | $145,000 | View |
Nbkc Bank
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Conventional, FHA | 2 | 1% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 2 | 1% | 100% | $440,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1% | 100% | $200,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 1% | 100% | $610,000 | |
Paramount Residential Mortgage
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Conventional, VA, Jumbo | 2 | 1% | 100% | $970,000 | |
Nexera Holding LLC
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Conventional | 2 | 1% | 100% | $255,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.5% | 100% | $735,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Freedom Mortgage Corporation
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VA, Jumbo | 1 | 0.5% | 33.3% | $905,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Goodleap, LLC
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FHA | 1 | 0.5% | 100% | $415,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $725,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.5% | 25% | $395,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $305,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 33.3% | $435,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $605,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.5% | 100% | $455,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.5% | 100% | $175,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.5% | 100% | $525,000 | |
The Loan Store, Inc
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FHA | 1 | 0.5% | 100% | $375,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 50% | $565,000 | View |
First Technology Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $65,000 | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
RBC Bank (Georgia), N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Coupeville Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Coupeville, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Coupeville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coupeville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Coupeville, WA
Use these to narrow the list above. Each category shows how many Coupeville, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Coupeville, WA
Independent mortgage companies closed 73.8 percent of home loans in Coupeville, Washington in 2025, banks 11.9 percent and credit unions 14.3 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Peoples Bank the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Peoples Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Coupeville, WA
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Coupeville, Washington with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Coupeville, Washington in 2025, led by Cmg Mortgage Inc with 2. 22 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 14 credit unions closed home loans in Coupeville, Washington in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Coupeville, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coupeville, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coupeville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
