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Mortgage Lenders and Brokers in Bothell, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bothell, Washington mortgage lenders include Bank of America NABank of America NA20708 Bothell Everett Hwy, Bothell, WA 98012A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA21045 Bothell Everett Hwy, Bothell, WA 98021A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.23131 Bothell Everett Hwy, Bothell, WA 98021A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA22707 Bothell Everett Hwy, Bothell, WA 98021A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association21105 Bothell Everett Hwy, Bothell, WA 98021A+5.0 ★Texas Ratio: 4.81%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Banner BankBanner Bank18206 Bothell Way Ne, Bothell, WA 98011A+5.0 ★Texas Ratio: 2.91%, Washington FederalWashington Federal22904 Bothell Everett Hwy, Bothell, WA 98021A+5.0 ★Texas Ratio: 4.48%, Boeing Employees' Credit UnionBoeing Employees' Credit Union18333 Bothell Way NE, Bothell, WA 98011, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.10900 Ne 4th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bothell, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bothell are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bothell, Washington

Market share is the lender's share of all home loans closed in Bothell, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bank of America NA 1 office in Bothell 20708 Bothell Everett Hwy, Bothell, WA 98012 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	49 +30 HELOCs	6%	92.5%	$1,163,367	View
JPMorgan Chase Bank, NA 2 offices in Bothell 21045 Bothell Everett Hwy, Bothell, WA 98021 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	49 +1 HELOCs	6%	100%	$888,061	View
US Bank, N.A. 1 office in Bothell 23131 Bothell Everett Hwy, Bothell, WA 98021 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	42 +13 HELOCs	5.2%	88%	$1,106,428	View
Wells Fargo Bank NA 1 office in Bothell 22707 Bothell Everett Hwy, Bothell, WA 98021 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	39	4.8%	100%	$974,230	View
Keybank National Association 1 office in Bothell 21105 Bothell Everett Hwy, Bothell, WA 98021 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	11 +4 HELOCs	1.4%	73.3%	$920,454	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	2	0.2%	66.7%	$140,000	View
Banner Bank 1 office in Bothell 18206 Bothell Way Ne, Bothell, WA 98011 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	1 +14 HELOCs	0.1%	100%	$225,000	View
Washington Federal 2 offices in Bothell 22904 Bothell Everett Hwy, Bothell, WA 98021 A+5.0 ★Texas Ratio: 4.48%	HELOC	0 +1 HELOCs	0%	n/a		View
Boeing Employees' Credit Union 18333 Bothell Way NE, Bothell, WA 98011	Conventional, Jumbo, HELOC	51 +109 HELOCs	6.3%	96.2%	$972,450
Zions Bancorporation, N.A. 10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, Jumbo, HELOC	14 +1 HELOCs	1.7%	90.9%	$1,108,571	View
Hsbc Bank USA, NA 196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	14	1.7%	100%	$1,040,000	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, Jumbo, HELOC	8 +1 HELOCs	1%	100%	$971,250	View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	Conventional, HELOC	3 +3 HELOCs	0.4%	75%	$128,333	View
BMO Harris Bank NA 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	2	0.2%	100%	$1,450,000	View
East West Bank 2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84%	Conventional	2	0.2%	100%	$440,000	View
Columbia Bank 404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$3,005,000	View
Mechanics Bank 921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$725,000	View
Harborstone Credit Union 19122 Beardslee Blvd Ste 205, Bothell, WA 98011 A5.0 ★Texas Ratio: 8.21%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$405,000	View
Industrial CU of Whatcom County 1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691 A+5.0 ★Texas Ratio: 1.33%	Conventional	1	0.1%	50%	$95,000	View
Bank of Hope 10430 Ne 10th Street Suite A, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$925,000	View
Washington Trust Bank 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	HELOC	0 +2 HELOCs	0%	n/a		View
Sound Credit Union 1926 201st Pl SE, Bothell, WA 98012 A5.0 ★Texas Ratio: 8.08%	HELOC	0 +2 HELOCs	0%	0%		View
Verity Credit Union 1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33%	HELOC	0 +2 HELOCs	0%	n/a		View
Peoples Bank 1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88%	HELOC	0 +2 HELOCs	0%	n/a		View
America'S Credit Union 20708 Bothell Everett Hwy, Bothell, WA 98012 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View
Sammamish Mortgage Company	Conventional, Jumbo	11	1.4%	100%	$723,181
Evergreen Moneysource Mortgage Company	Conventional, VA, Jumbo	11	1.4%	100%	$791,363
HomeStreet Bank	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.4%	100%	$915,000
Wsecu	Conventional, HELOC	1 +5 HELOCs	0.1%	25%	$85,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	50	6.2%	92.7%	$516,800
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	47 +3 HELOCs	5.8%	96.2%	$686,276
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo	35	4.3%	100%	$601,571
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	30	3.7%	100%	$771,000
Pulte Mortgage LLC	Conventional	28	3.4%	96.7%	$748,571
Tri Pointe Connect, LLC	Conventional	19	2.3%	100%	$780,263
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	16	2%	84.2%	$738,125
Guild Mortgage Company	Conventional, Jumbo	16	2%	100%	$718,750
Cmg Mortgage Inc	Conventional, Jumbo	16	2%	100%	$981,250
Global Federal Credit Union	Conventional, Jumbo, HELOC	12 +2 HELOCs	1.5%	100%	$887,500
Originpoint, LLC	Conventional, FHA, Jumbo	12	1.5%	100%	$750,000
General Mortgage Capital Corporation	Conventional	12	1.5%	100%	$582,500
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	11 +12 HELOCs	1.4%	86.7%	$811,363
loanDepot.com LLC	Conventional, Jumbo	10	1.2%	100%	$600,000
Fairway Independent Mort Corp	Conventional, Jumbo	10	1.2%	100%	$755,000
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo	9	1.1%	100%	$891,666
Newrez LLC	Conventional, FHA	9	1.1%	81.8%	$471,666
DHI Mortgage Company, LTD.	Conventional, Jumbo	9	1.1%	100%	$1,250,555
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	8	1%	100%	$1,078,750	View
Toll Brothers Mortgage Company	Conventional, Jumbo	6	0.7%	83.3%	$885,000
Generations Home Loans, LLC	Conventional, Jumbo	6	0.7%	100%	$838,333
Better Mortgage Corporation	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.6%	71.4%	$743,000
Freedom Mortgage Corporation	Conventional, FHA	5	0.6%	71.4%	$725,000
Zillow Home Loans, LLC	Conventional	5	0.6%	100%	$745,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	4 +5 HELOCs	0.5%	100%	$877,500	View
American Pacific Mortgage Corporation	Conventional, Jumbo	4	0.5%	100%	$652,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	4	0.5%	80%	$530,000	View
The Loan Store, Inc	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.4%	71.4%	$975,000
Arc Home LLC	Conventional	3	0.4%	100%	$795,000
Kind Lending, LLC	Conventional, FHA	3	0.4%	100%	$481,666
Nfm, Inc	Conventional, Jumbo	3	0.4%	100%	$871,666
Provident Funding Associates	Conventional	3	0.4%	75%	$695,000
Nationstar Mortgage	Conventional	3	0.4%	100%	$165,000
New American Funding, LLC.	Conventional	3	0.4%	60%	$528,333
Paramount Residential Mortgage	Conventional	3	0.4%	100%	$851,666
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$765,000	View
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	50%	$135,000
Everett Financial, Inc.	Conventional	2	0.2%	100%	$610,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.2%	100%	$425,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.2%	100%	$825,000	View
Priority Home Lending, LLC	Conventional	2	0.2%	100%	$535,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.2%	100%	$660,000	View
Bay Equity LLC	Conventional	2	0.2%	100%	$510,000
T2 Financial LLC	Conventional, VA	2	0.2%	100%	$470,000
Mortgage Research Center	VA	2	0.2%	66.7%	$295,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	50%	$770,000	View
Mutual of Omaha Mortgage	Conventional	2	0.2%	100%	$800,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.2%	100%	$870,000	View
Vista Point Mortgage, LLC	Conventional, Jumbo	2	0.2%	100%	$325,000
Pentagon Federal Credit Union	FHA, HELOC	1 +3 HELOCs	0.1%	50%	$825,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$635,000
Alliant Credit Union	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$1,275,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$205,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$385,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$375,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.1%	50%	$1,825,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$415,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$605,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$635,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$195,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$225,000
Nbkc Bank	Conventional	1	0.1%	100%	$425,000
Triad Financial Services, Inc.	Conventional	1	0.1%	66.7%	$265,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$665,000
Dart Bank	Conventional	1	0.1%	100%	$635,000
Loanunited.Com, LLC	Conventional	1	0.1%	100%	$775,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$105,000
Amerisave Mortgage Company	Conventional	1	0.1%	33.3%	$45,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$665,000	View
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$1,025,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$675,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	66.7%	$715,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$305,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$345,000
Greenwood Credit Union	Conventional	1	0.1%	100%	$155,000
Credit Human Federal Credit Un	Conventional	1	0.1%	75%	$255,000
American Financing Corporation	Conventional	1	0.1%	50%	$55,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$535,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$485,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$1,005,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$975,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$525,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,105,000
Member First Mortgage, LLC	Conventional	1	0.1%	50%	$405,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$145,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$945,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$605,000
Nuvision Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Stanford Federal Credit Union	Conventional	1	0.1%	100%	$735,000
Florida Capital Bank, N.A	Conventional, Jumbo	1	0.1%	100%	$1,865,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$515,000	View
United Nations Federal CU	Conventional, Jumbo	1	0.1%	100%	$1,155,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$515,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$545,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +5 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +5 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Consolidated Community Credit	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bothell Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bothell, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Bothell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bothell in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bothell, WA

Use these to narrow the list above. Each category shows how many Bothell, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 69 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 39 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 13 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 7 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 44 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 18 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Bothell, WA

Independent mortgage companies closed 55.2 percent of home loans in Bothell, Washington in 2025, banks 33.5 percent and credit unions 11.3 percent. Sammamish Mortgage Company was the largest mortgage company, Bank of America NA the largest bank and Qualstar Credit Union the largest credit union. Among lenders headquartered in Washington, Qualstar Credit Union led with 2 loans.

55.2%

Mortgage companies

33.5%

Banks

11.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Bothell, WA

Who is the largest mortgage lender in Bothell, WA?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Bothell, Washington with 49 loans, about 6 percent of the market. The largest lender headquartered in Washington was Qualstar Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bothell, WA have the highest approval rates?

Among lenders with meaningful volume in Bothell, Washington, Boeing Employees' Credit Union approved the highest share of completed applications in 2025 at 96.2 percent, against a 92.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bothell, WA mortgage lenders offer FHA, VA and USDA loans?

13 lenders closed FHA loans in Bothell, Washington in 2025, led by United Wholesale Mortgage with 3. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bothell, WA lender list?

Yes. 39 banks and 29 credit unions closed home loans in Bothell, Washington in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bothell, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bothell, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bothell, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bothell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.