Mortgage Lenders and Brokers in Bonney Lake, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bonney Lake, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.21125 State Route 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA19321 State Route 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association19649 Highway 410 East, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 4.81%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Sound Credit UnionSound Credit Union20216 98th St E, Bonney Lake, WA 98391 8271A5.0 ★Texas Ratio: 8.08%, Boeing Employees' Credit UnionBoeing Employees' Credit Union21182 State Route 410 E, Bonney Lake, WA 98391, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, and Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bonney Lake, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bonney Lake are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bonney Lake, Washington
Market share is the lender's share of all home loans closed in Bonney Lake, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bonney Lake 21125 State Route 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
1.2% | 57.1% | $520,000 | View |
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1 office in Bonney Lake 504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.2% | 100% | $505,000 | View |
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1 office in Bonney Lake 19321 State Route 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +13 HELOCs |
0.3% | 100% | $345,000 | View |
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1 office in Bonney Lake 19649 Highway 410 East, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 33.3% | $205,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA | 8 | 2.4% | 100% | $466,250 | View |
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20216 98th St E, Bonney Lake, WA 98391 8271 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 7 +2 HELOCs |
2.1% | 77.8% | $200,714 | View |
Boeing Employees' Credit Union
21182 State Route 410 E, Bonney Lake, WA 98391 |
Conventional, HELOC | 5 +59 HELOCs |
1.5% | 100% | $545,000 | |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 2 | 0.6% | 100% | $110,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $680,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 33.3% | $695,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $105,000 | View |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $585,000 | View |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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2376 TAUMARSON RD, College Place, WA 99324 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19321 State Route 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, Jumbo | 9 | 2.7% | 100% | $629,444 | |
Wsecu
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Conventional, FHA, HELOC | 3 +4 HELOCs |
0.9% | 100% | $531,666 | |
HomeStreet Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $625,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Basis Home Loans LLC
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Conventional | 1 | 0.3% | 100% | $1,035,000 | |
Olympia Federal Savings & Loan
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 26 +2 HELOCs |
7.8% | 93.1% | $575,769 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 7.8% | 70% | $333,076 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 25 | 7.5% | 100% | $505,800 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 18 | 5.4% | 100% | $615,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 15 | 4.5% | 93.8% | $541,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 14 +3 HELOCs |
4.2% | 100% | $519,285 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 2.7% | 75% | $379,444 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 2.4% | 72.7% | $266,250 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 2.4% | 100% | $506,250 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 2.1% | 63.6% | $422,142 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.8% | 100% | $528,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1.8% | 100% | $431,666 | |
Nfm, Inc
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Conventional, FHA | 6 | 1.8% | 100% | $598,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 1.8% | 100% | $490,000 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +3 HELOCs |
1.5% | 100% | $451,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.5% | 71.4% | $375,000 | |
Universal Lending Corporation
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Conventional | 5 | 1.5% | 100% | $849,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 4 | 1.2% | 100% | $670,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 3 +4 HELOCs |
0.9% | 37.5% | $65,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.9% | 50% | $248,333 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 3 | 0.9% | 100% | $445,000 | View |
NOVA Financial & Investment Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $405,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.9% | 75% | $418,333 | |
Directors Mortgage, Inc
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Conventional | 3 | 0.9% | 100% | $351,666 | |
Mortgage Research Center
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VA | 3 | 0.9% | 50% | $485,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +5 HELOCs |
0.6% | 50% | $580,000 | |
Originpoint, LLC
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Conventional | 2 | 0.6% | 100% | $455,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 0.6% | 66.7% | $605,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 66.7% | $55,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $510,000 | |
Union Home Mortgage Corp.
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,180,000 | |
Bay Equity LLC
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Conventional, FHA | 2 | 0.6% | 100% | $525,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.6% | 100% | $240,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.6% | 100% | $590,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, VA | 2 | 0.6% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $175,000 | View |
Paramount Residential Mortgage
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FHA | 2 | 0.6% | 100% | $550,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.6% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.3% | 100% | $595,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Goodleap, LLC
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FHA | 1 | 0.3% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $745,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $555,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Priority Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
City 1st Mortgage Services, LC
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VA | 1 | 0.3% | 100% | $715,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $575,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Greenbox Loans
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Conventional, Jumbo | 1 | 0.3% | 100% | $755,000 | |
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A5.0 ★Texas Ratio: 9.52% |
VA | 1 | 0.3% | 100% | $785,000 | View |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $535,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $445,000 | View |
Generations Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $545,000 | |
T2 Financial LLC
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VA | 1 | 0.3% | 50% | $615,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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A+5.0 ★Texas Ratio: 3.12% |
VA, Jumbo | 1 | 0.3% | 100% | $1,055,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.3% | 100% | $515,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Selco Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bonney Lake Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bonney Lake, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Bonney Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bonney Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bonney Lake, WA
Use these to narrow the list above. Each category shows how many Bonney Lake, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Bonney Lake, WA
Independent mortgage companies closed 81.4 percent of home loans in Bonney Lake, Washington in 2025, banks 11.1 percent and credit unions 7.5 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Sound Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bonney Lake, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Bonney Lake, Washington with 4 loans, about 1.2 percent of the market. The largest lender headquartered in Washington was 1st Security Bank of Washington with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Bonney Lake, Washington in 2025, led by United Wholesale Mortgage with 8. 21 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 22 credit unions closed home loans in Bonney Lake, Washington in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bonney Lake, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bonney Lake, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bonney Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
