Mortgage Lenders and Brokers in Bainbridge Island, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bainbridge Island, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Winslow Way E, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1200 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1180 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 5.36%, Columbia BankColumbia Bank249 Winslow Way East, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 2.28%, First Fed BankFirst Fed Bank323 High School Rd Ne, Bainbridge Island, WA 98110A5.0 ★Texas Ratio: 12.33%, Keybank National AssociationKeybank National Association1301 Wintergreen Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 4.81%, Mechanics BankMechanics Bank921 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 1.81%, Heritage BankHeritage Bank10140 Ne High School Rd, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 1.04%, Washington FederalWashington Federal337 High School Rd Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 4.48%, and Kitsap BankKitsap Bank51 NE State Route 300 Ste D, Belfair, WA 98528 8654A5.0 ★Texas Ratio: 6.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bainbridge Island, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bainbridge Island are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bainbridge Island, Washington
Market share is the lender's share of all home loans closed in Bainbridge Island, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bainbridge Island 231 Winslow Way E, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 17 +3 HELOCs |
3.9% | 90% | $826,176 | View |
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1 office in Bainbridge Island 1200 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +17 HELOCs |
1.4% | 100% | $1,048,333 | View |
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1 office in Bainbridge Island 1180 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 6 | 1.4% | 75% | $938,333 | View |
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1 office in Bainbridge Island 249 Winslow Way East, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 3 +7 HELOCs |
0.7% | 100% | $1,061,666 | View |
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1 office in Bainbridge Island 323 High School Rd Ne, Bainbridge Island, WA 98110 A5.0 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 3 | 0.7% | 100% | $561,666 | View |
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1 office in Bainbridge Island 1301 Wintergreen Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.5% | 50% | $805,000 | View |
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1 office in Bainbridge Island 921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $850,000 | View |
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1 office in Bainbridge Island 10140 Ne High School Rd, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in Bainbridge Island 337 High School Rd Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional | 21 | 4.8% | 87.5% | $207,380 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 15 +5 HELOCs |
3.5% | 94.1% | $1,399,666 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 7 +29 HELOCs |
1.6% | 100% | $535,000 | |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional, HELOC | 6 +13 HELOCs |
1.4% | 66.7% | $196,666 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 2 | 0.5% | 100% | $145,000 | View |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 0.5% | 100% | $785,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,195,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $725,000 | View |
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1201 3rd Ave, Seattle, WA 98101 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,605,000 | View |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,875,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, Jumbo | 41 | 9.4% | 100% | $957,195 | |
HomeStreet Bank
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Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.9% | 100% | $587,500 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.2% | 100% | $775,000 | |
Olympia Federal Savings & Loan
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wsecu
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, Jumbo | 47 | 10.8% | 90.6% | $664,148 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 31 +3 HELOCs |
7.1% | 100% | $878,225 | |
Cmg Mortgage Inc
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Conventional, VA, Jumbo, HELOC | 23 +2 HELOCs |
5.3% | 96.3% | $895,869 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 20 | 4.6% | 90.9% | $988,000 | |
Movement Mortgage, LLC
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Conventional, VA, Jumbo | 15 | 3.5% | 100% | $949,666 | |
Originpoint, LLC
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Conventional, VA, Jumbo | 12 | 2.8% | 100% | $773,333 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 11 | 2.5% | 100% | $922,272 | View |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 10 +1 HELOCs |
2.3% | 100% | $912,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 8 | 1.8% | 88.9% | $612,500 | |
Newrez LLC
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Conventional, VA, Jumbo | 7 | 1.6% | 100% | $580,714 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 4 +5 HELOCs |
0.9% | 66.7% | $882,500 | |
First Technology Federal Credit Union
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Conventional, Jumbo, HELOC | 4 +3 HELOCs |
0.9% | 100% | $1,142,500 | |
Sage Home Loans Corporation
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Conventional, Jumbo | 4 | 0.9% | 100% | $830,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 4 | 0.9% | 100% | $742,500 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 4 | 0.9% | 100% | $870,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.9% | 57.1% | $250,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 4 | 0.9% | 100% | $1,067,500 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.7% | 100% | $841,666 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 0.7% | 100% | $728,333 | View |
Highlands Residential Mortgage, Ltd.
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Conventional, Jumbo | 3 | 0.7% | 100% | $748,333 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,325,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 0.7% | 100% | $2,225,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.5% | 66.7% | $170,000 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.5% | 100% | $830,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $585,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.5% | 50% | $685,000 | |
Directors Mortgage, Inc
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Conventional | 2 | 0.5% | 100% | $265,000 | |
Mortgage Research Center
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VA, Jumbo | 2 | 0.5% | 100% | $855,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $255,000 | View |
Pentagon Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $765,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $755,000 | View |
Idaho Central Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $155,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,645,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
Primary Residential Mortgage, INC.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,035,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 20% | $75,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $785,000 | |
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A5.0 ★Texas Ratio: 6.81% |
VA | 1 | 0.2% | 100% | $655,000 | View |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.2% | 100% | $95,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,075,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | |
Milo Credit, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,185,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Wallick and Volk, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $925,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | |
Priority Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Union Home Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $965,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $735,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Nfm, Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 33.3% | $585,000 | View |
Generations Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,025,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,745,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.2% | 100% | $945,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 50% | $755,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.2% | 100% | $955,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 50% | $195,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
United Nations Federal CU
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.2% | 100% | $895,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 33.3% | $775,000 | |
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A+5.0 ★Texas Ratio: 1.78% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,305,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,275,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Alliant Credit Union
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Stanford Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Global Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Teachers Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bainbridge Island Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bainbridge Island, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Bainbridge Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bainbridge Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bainbridge Island, WA
Use these to narrow the list above. Each category shows how many Bainbridge Island, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Bainbridge Island, WA
Independent mortgage companies closed 63.8 percent of home loans in Bainbridge Island, Washington in 2025, banks 29.7 percent and credit unions 6.5 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, First Fed Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bainbridge Island, WA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Bainbridge Island, Washington with 17 loans, about 3.9 percent of the market. The largest lender headquartered in Washington was First Fed Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 19 credit unions closed home loans in Bainbridge Island, Washington in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bainbridge Island, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bainbridge Island, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bainbridge Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
