Mortgage Lenders and Brokers in Woodlake, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodlake, Virginia mortgage lenders include Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Dominion Energy Credit UnionDominion Energy Credit Union5000 Dominion Blvd, Glen Allen, VA 23060 3308A+5.0 ★Texas Ratio: 1.46%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, and Argent Federal Credit UnionArgent Federal Credit Union11651 Alliance Cir, Chester, VA 23831 1451A+5.0 ★Texas Ratio: 4.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodlake, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodlake are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodlake, Virginia
Market share is the lender's share of all home loans closed in Woodlake, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 16 +16 HELOCs |
3.9% | 89.5% | $176,250 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, HELOC | 9 +3 HELOCs |
2.2% | 90% | $339,444 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 9 +3 HELOCs |
2.2% | 100% | $363,888 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +3 HELOCs |
2.2% | 90% | $365,000 | |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1% | 80% | $340,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.5% | 100% | $435,000 | View |
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5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 2 | 0.5% | 100% | $195,000 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional, Jumbo | 2 | 0.5% | 100% | $715,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.5% | 100% | $360,000 | View |
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11651 Alliance Cir, Chester, VA 23831 1451 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 2 | 0.5% | 100% | $300,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $390,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $35,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $735,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $305,000 | View |
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9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 23 | 5.6% | 100% | $368,478 | View |
Capital Center LLC
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Conventional | 22 | 5.3% | 95.7% | $347,272 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 20 | 4.9% | 90.9% | $417,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 10 | 2.4% | 90.9% | $428,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 7 | 1.7% | 100% | $387,857 | |
Call Federal
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Conventional, HELOC | 5 +1 HELOCs |
1.2% | 83.3% | $87,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 3 | 0.7% | 100% | $398,333 | |
ALCOVA Mortgage, LLC
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Conventional | 3 | 0.7% | 100% | $485,000 | |
C&F Select LLC
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Conventional | 2 | 0.5% | 100% | $195,000 | |
Tidewater Home Funding, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
City Lending Inc.
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VA | 1 | 0.2% | 100% | $475,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
1St Advantage Federal Credit U
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 61 | 14.8% | 98.4% | $204,344 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 44 | 10.7% | 90.2% | $290,909 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
3.2% | 93.3% | $394,230 | |
Pennymac Loan Services LLC
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Conventional, VA | 10 | 2.4% | 100% | $238,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 8 | 1.9% | 100% | $371,250 | |
Freedom Mortgage Corporation
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Conventional, VA | 5 | 1.2% | 100% | $447,000 | |
Peoples Mortgage Company
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Conventional, FHA, VA | 5 | 1.2% | 100% | $423,000 | |
Mortgage Research Center
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VA | 5 | 1.2% | 100% | $495,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 1% | 57.1% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 4 | 1% | 100% | $355,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 1% | 100% | $370,000 | |
Nfm, Inc
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Conventional, FHA | 4 | 1% | 100% | $425,000 | |
Provident Funding Associates
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Conventional | 4 | 1% | 100% | $500,000 | |
The Loan Store, Inc
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Conventional | 4 | 1% | 100% | $355,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 75% | $278,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.7% | 75% | $261,666 | View |
Primelending
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Conventional | 3 | 0.7% | 100% | $318,333 | |
Newrez LLC
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Conventional | 3 | 0.7% | 50% | $278,333 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $295,000 | |
Calcon Mutual Mortgage LLC
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Conventional, VA | 3 | 0.7% | 100% | $388,333 | |
State Employees Credit Union of MD
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $315,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $65,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 66.7% | $150,000 | |
First Home Mortgage
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Conventional, VA | 2 | 0.5% | 100% | $315,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 100% | $120,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.5% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 0.5% | 100% | $590,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $505,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.5% | 100% | $435,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $685,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $605,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $685,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.2% | 50% | $425,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 50% | $405,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.2% | 100% | $525,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $405,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $555,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Teachers Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Woodlake Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodlake, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Woodlake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodlake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodlake, VA
Use these to narrow the list above. Each category shows how many Woodlake, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Woodlake, VA
Independent mortgage companies closed 71.6 percent of home loans in Woodlake, Virginia in 2025, banks 18.9 percent and credit unions 9.5 percent. Capital Center LLC was the largest mortgage company, TowneBank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodlake, VA
By home loans closed in 2025, Virginia Federal Credit Union was the largest mortgage lender in Woodlake, Virginia with 16 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Woodlake, Virginia, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 98.4 percent, against a 92.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Woodlake, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 4. 22 lenders closed VA loans, led by Nvr Mortgage Finance, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 13 credit unions closed home loans in Woodlake, Virginia in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodlake, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodlake, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodlake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
