Mortgage Lenders and Brokers in Wakefield, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wakefield, Virginia mortgage lenders include Truist BankTruist Bank205 Railroad Ave, Wakefield, VA 23888A+5.0 ★Texas Ratio: 2.87%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Bank of ClarkeBank of Clarke44810 Saranac St, Ashburn, VA 20147A5.0 ★Texas Ratio: 7.27%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, and TD BankTD Bank6566 Little River Tpke, Alexandria, VA 22312A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wakefield, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wakefield are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wakefield, Virginia
Market share is the lender's share of all home loans closed in Wakefield, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Wakefield 205 Railroad Ave, Wakefield, VA 23888 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 4 +12 HELOCs |
1.9% | 66.7% | $1,052,500 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +11 HELOCs |
6.2% | 86.7% | $401,153 | |
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44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 4 | 1.9% | 100% | $577,500 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $880,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 100% | $655,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +10 HELOCs |
0.5% | 100% | $875,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.5% | 100% | $1,495,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $55,000 | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $505,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $205,000 | View |
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3101 Wilson Blvd, Arlington, VA 22201 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $865,000 | View |
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750 Volvo Pkwy, Chesapeake, VA 23320 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.5% | 100% | $895,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $685,000 | View |
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446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.5% | 100% | $795,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.5% | 100% | $735,000 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $795,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Transportation Federal Credit Union
1600 Cameron St, Alexandria, VA 22314 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Savings Mortgage Corporation
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Conventional, VA | 9 | 4.3% | 100% | $707,222 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 7 | 3.3% | 100% | $813,571 | |
Intercoastal Mortgage, LLC
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Conventional, VA | 5 | 2.4% | 100% | $919,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 4 | 1.9% | 100% | $630,000 | |
First Heritage Mortgage, LLC
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Conventional | 3 | 1.4% | 100% | $858,333 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.9% | 100% | $615,000 | |
Loansteady LLC
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VA | 1 | 0.5% | 100% | $795,000 | |
City Lending Inc.
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Vellum Mortgage, Inc.
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VA | 1 | 0.5% | 100% | $1,155,000 | |
Rocket Mortgage
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Conventional, FHA | 26 | 12.3% | 93.1% | $463,076 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 13 +2 HELOCs |
6.2% | 92.9% | $729,615 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 9 | 4.3% | 90% | $768,333 | View |
Newrez LLC
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Conventional, VA | 6 | 2.8% | 100% | $621,666 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 6 | 2.8% | 100% | $746,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 2.8% | 85.7% | $533,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 5 +1 HELOCs |
2.4% | 100% | $725,000 | |
loanDepot.com LLC
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Conventional, VA | 5 | 2.4% | 100% | $519,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 2.4% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 1.9% | 100% | $305,000 | View |
Pentagon Federal Credit Union
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Conventional, HELOC | 3 +3 HELOCs |
1.4% | 60% | $721,666 | |
AmWest Funding Corp
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Conventional | 3 | 1.4% | 100% | $521,666 | |
New American Funding, LLC.
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Conventional, FHA, Jumbo | 3 | 1.4% | 100% | $895,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.9% | 100% | $800,000 | |
Dart Bank
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Conventional, VA | 2 | 0.9% | 100% | $765,000 | |
First Home Mortgage
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Conventional | 2 | 0.9% | 100% | $600,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.9% | 100% | $860,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.9% | 100% | $700,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 33.3% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $585,000 | View |
Tower Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $185,000 | |
Nasa Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $195,000 | |
Alliant Credit Union
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Conventional | 1 | 0.5% | 100% | $865,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $765,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $365,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $665,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $1,005,000 | View |
State Employees Credit Union of MD
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Conventional | 1 | 0.5% | 100% | $835,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $655,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.5% | 100% | $435,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.5% | 100% | $925,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $625,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $825,000 | |
Weichert Financial Services
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Conventional | 1 | 0.5% | 100% | $995,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.5% | 100% | $905,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.5% | 100% | $675,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $645,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.5% | 100% | $725,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $785,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 10.77% |
VA | 1 | 0.5% | 100% | $575,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $765,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $995,000 | View |
United Nations Federal CU
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,305,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.5% | 100% | $745,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 50% | $675,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $985,000 | |
Bank Fund Staff Federal Credit
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wakefield Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wakefield, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Wakefield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wakefield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wakefield, VA
Use these to narrow the list above. Each category shows how many Wakefield, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Wakefield, VA
Independent mortgage companies closed 71.6 percent of home loans in Wakefield, Virginia in 2025, banks 17.5 percent and credit unions 10.9 percent. First Savings Mortgage Corporation was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wakefield, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Wakefield, Virginia with 4 loans, about 1.9 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Wakefield, Virginia in 2025, led by Atlantic Coast Mortgage, LLC with 1. 17 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 15 credit unions closed home loans in Wakefield, Virginia in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wakefield, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wakefield, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wakefield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
