Mortgage Lenders and Brokers in Union Mill, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Union Mill, Virginia mortgage lenders include First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.3131 Duke St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.24%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, and Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union Mill, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union Mill are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Union Mill, Virginia
Market share is the lender's share of all home loans closed in Union Mill, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
3.9% | 100% | $1,345,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.6% | 66.7% | $685,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
1.3% | 50% | $1,505,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
VA, Jumbo, HELOC | 1 +3 HELOCs |
1.3% | 100% | $1,595,000 | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 100% | $1,035,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1.3% | 100% | $1,305,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $615,000 | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
VA | 1 | 1.3% | 100% | $705,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $1,085,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 1.3% | 100% | $1,705,000 | View |
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600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 1.3% | 100% | $485,000 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional, Jumbo | 1 | 1.3% | 100% | $1,285,000 | View |
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8301 Greensboro Dr, Mcclean, VA 22102 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1.3% | 100% | $1,045,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1571 Roanoke Rd, Daleville, VA 24083 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Savings Mortgage Corporation
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Conventional, Jumbo | 4 | 5.2% | 100% | $1,420,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 2.6% | 100% | $605,000 | |
First Heritage Mortgage, LLC
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Conventional | 2 | 2.6% | 100% | $745,000 | |
Ussfcu
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Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $105,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 1.3% | 100% | $1,025,000 | |
Guidance Residential, LLC
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Conventional | 1 | 1.3% | 100% | $805,000 | |
Capital Center LLC
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Conventional | 1 | 1.3% | 100% | $805,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 1 | 1.3% | 100% | $1,075,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $1,195,000 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 8 | 10.4% | 81.8% | $752,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 6 | 7.8% | 75% | $915,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 3.9% | 75% | $755,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 2.6% | 100% | $460,000 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 2.6% | 100% | $820,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 2.6% | 100% | $960,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.6% | 100% | $985,000 | |
First Home Mortgage
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Conventional | 2 | 2.6% | 100% | $465,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 2.6% | 100% | $960,000 | View |
Fourleaf Federal Credit Union
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Conventional | 1 | 1.3% | 100% | $945,000 | |
Newrez LLC
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Conventional, Jumbo | 1 | 1.3% | 100% | $2,855,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 1.3% | 100% | $1,195,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
VA | 1 | 1.3% | 100% | $1,205,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1.3% | 50% | $205,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,235,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 1.3% | 100% | $2,605,000 | |
Discover Bank
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Conventional | 1 | 1.3% | 100% | $265,000 | |
Royal Pacific Funding
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Conventional, Jumbo | 1 | 1.3% | 50% | $1,685,000 | |
First Colony Mortgage Corporat
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,345,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1.3% | 100% | $805,000 | |
Mortgage Research Center
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VA | 1 | 1.3% | 50% | $525,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 1.3% | 100% | $375,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 1.3% | 100% | $625,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,505,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 1 | 1.3% | 100% | $2,925,000 | |
Lower, LLC
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Conventional | 1 | 1.3% | 100% | $905,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.3% | 100% | $145,000 | |
Tower Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Union Mill Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Union Mill, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Union Mill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union Mill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Union Mill, VA
Use these to narrow the list above. Each category shows how many Union Mill, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Union Mill, VA
Independent mortgage companies closed 70.1 percent of home loans in Union Mill, Virginia in 2025, banks 23.4 percent and credit unions 6.5 percent. First Savings Mortgage Corporation was the largest mortgage company, First National Bank of PA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Union Mill, VA
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Union Mill, Virginia with 3 loans, about 3.9 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Union Mill, Virginia in 2025, led by Freedom Mortgage Corporation with 2. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 7 credit unions closed home loans in Union Mill, Virginia in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union Mill, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union Mill, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union Mill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
