Mortgage Lenders and Brokers in Templeton, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Templeton, Virginia mortgage lenders include Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Citizens Bank & Trust Co.Citizens Bank & Trust Co.9060 N Five Forks Rd, Amelia Court House, VA 23002A+5.0 ★Texas Ratio: 1.10%, Peoples Advantage Federal Credit UnionPeoples Advantage Federal Credit Union2801 Conduit Rd, Colonial Heights, VA 23834 2971A5.0 ★Texas Ratio: 6.74%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, Chartway FCUChartway FCU575 Cedar Rd, Chesapeake, VA 23322 5564, and First BankFirst Bank98 Blue Ridge Blvd, Blue Ridge, VA 24064A+5.0 ★Texas Ratio: 2.42%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Templeton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Templeton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Templeton, Virginia
Market share is the lender's share of all home loans closed in Templeton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA, USDA | 21 | 7.7% | 95.5% | $389,761 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, USDA, HELOC | 13 +9 HELOCs |
4.8% | 92.9% | $148,076 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
2.2% | 75% | $245,000 | |
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9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 5 | 1.8% | 100% | $289,000 | View |
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2801 Conduit Rd, Colonial Heights, VA 23834 2971 A5.0 ★Texas Ratio: 6.74% |
Conventional | 3 | 1.1% | 75% | $68,333 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 2 | 0.7% | 100% | $380,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $305,000 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564 |
Conventional | 1 | 0.4% | 100% | $75,000 | |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.4% | 50% | $55,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.4% | 33.3% | $405,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +14 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 409 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, USDA | 11 | 4% | 100% | $235,000 | View |
Capital Center LLC
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Conventional | 7 | 2.6% | 77.8% | $169,285 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA | 6 | 2.2% | 100% | $311,666 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.8% | 100% | $347,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA, VA | 5 | 1.8% | 100% | $193,000 | View |
ALCOVA Mortgage, LLC
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Conventional, VA, USDA | 4 | 1.5% | 100% | $315,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 4 | 1.5% | 80% | $417,500 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.5% | 100% | $287,500 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 66.7% | $255,000 | |
Call Federal
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Conventional | 2 | 0.7% | 100% | $70,000 | |
Towne First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Village Bank Mortgage
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Conventional | 1 | 0.4% | 100% | $595,000 | |
1St Advantage Federal Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 21 | 7.7% | 86.2% | $258,809 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
6.2% | 85% | $360,882 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 15 | 5.5% | 62.5% | $405,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 4.8% | 100% | $332,692 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 3.3% | 90% | $172,777 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 6 | 2.2% | 100% | $203,333 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.8% | 71.4% | $133,000 | |
Mortgage Research Center
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VA | 5 | 1.8% | 45.5% | $349,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.8% | 83.3% | $239,000 | |
Newrez LLC
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VA | 4 | 1.5% | 100% | $405,000 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 1.5% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.5% | 100% | $237,500 | |
Towne Mortgage Company
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Conventional, FHA | 4 | 1.5% | 100% | $375,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 4 | 1.5% | 100% | $242,500 | |
American Financial Resources LLC
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FHA | 3 | 1.1% | 100% | $311,666 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 3 | 1.1% | 100% | $415,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.7% | 60% | $515,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 0.7% | 100% | $355,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.7% | 100% | $365,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.7% | 100% | $420,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.7% | 100% | $320,000 | |
Member Advantage Mortgage
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Conventional, FHA | 2 | 0.7% | 66.7% | $250,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.7% | 100% | $375,000 | View |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $205,000 | |
Village Capital & Investment
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VA | 2 | 0.7% | 100% | $370,000 | |
Liberty Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $375,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Go Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 16.7% | $85,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Dart Bank
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VA | 1 | 0.4% | 100% | $275,000 | |
First Home Mortgage
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USDA | 1 | 0.4% | 100% | $245,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.4% | 100% | $415,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.4% | 100% | $405,000 | |
Nfm, Inc
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FHA | 1 | 0.4% | 100% | $285,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $395,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.4% | 100% | $395,000 | |
Iserve Residential Lending
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FHA | 1 | 0.4% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 20% | $155,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 20% | $55,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Templeton Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Templeton, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Templeton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Templeton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Templeton, VA
Use these to narrow the list above. Each category shows how many Templeton, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Templeton, VA
Independent mortgage companies closed 71.1 percent of home loans in Templeton, Virginia in 2025, banks 19 percent and credit unions 9.9 percent. Capital Center LLC was the largest mortgage company, Presidential Bank, FSB the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Templeton, VA
By home loans closed in 2025, Presidential Bank, FSB was the largest mortgage lender in Templeton, Virginia with 21 loans, about 7.7 percent of the market. The largest lender headquartered in Virginia was Virginia Federal Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Templeton, Virginia in 2025, led by Presidential Bank, FSB with 7. 29 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 13 credit unions closed home loans in Templeton, Virginia in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Templeton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Templeton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Templeton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
