Mortgage Lenders and Brokers in Sudley, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sudley, Virginia mortgage lenders include Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co5519 Franconia Rd, Alexandria, VA 22310A5.0 ★Texas Ratio: 7.39%, Citibank, NACitibank, NA2879 Clarendon Boulevard, Arlington, VA 22201A+5.0 ★Texas Ratio: 2.82%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, and Bank of ClarkeBank of Clarke44810 Saranac St, Ashburn, VA 20147A5.0 ★Texas Ratio: 7.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sudley, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sudley are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sudley, Virginia
Market share is the lender's share of all home loans closed in Sudley, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +7 HELOCs |
1.7% | 100% | $353,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +6 HELOCs |
1.3% | 80% | $87,500 | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 4 +5 HELOCs |
1.3% | 44.4% | $147,500 | |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.3% | 100% | $305,000 | View |
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5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional | 4 | 1.3% | 100% | $352,500 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 4 | 1.3% | 100% | $382,500 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1% | 100% | $341,666 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.7% | 66.7% | $230,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 66.7% | $445,000 | View |
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44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 2 | 0.7% | 100% | $555,000 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 2 | 0.7% | 100% | $315,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
FHA, VA | 2 | 0.7% | 100% | $435,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $375,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $115,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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450 James Madison Hwy, Culpeper, VA 22701 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.3% | 100% | $495,000 | View |
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106 Harrison St Se, Leesburg, VA 20175 A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
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7023 Little River Tpke, Annandale, VA 22003 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 11 | 3.7% | 100% | $348,636 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 5 | 1.7% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 4 | 1.3% | 100% | $522,500 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 1% | 75% | $465,000 | |
Vellum Mortgage, Inc.
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Conventional | 3 | 1% | 100% | $418,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.7% | 100% | $380,000 | View |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $405,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 2 | 0.7% | 100% | $485,000 | |
City Lending Inc.
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FHA | 1 | 0.3% | 33.3% | $385,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $315,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Nrl Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 71 | 23.8% | 74% | $491,056 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 6.4% | 76% | $431,315 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 5.7% | 72% | $230,882 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 2.7% | 100% | $306,250 | |
Mortgage Research Center
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VA | 6 | 2% | 85.7% | $448,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.7% | 83.3% | $455,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.7% | 75% | $373,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.7% | 85.7% | $285,000 | |
Cmg Mortgage Inc
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Conventional, VA | 4 | 1.3% | 100% | $407,500 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 1% | 100% | $261,666 | |
Guild Mortgage Company
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Conventional, VA | 3 | 1% | 100% | $491,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 1% | 100% | $371,666 | |
Stg Mortgage Inc
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FHA | 3 | 1% | 100% | $491,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 1% | 100% | $431,666 | |
Lower, LLC
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Conventional | 3 | 1% | 75% | $368,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.7% | 100% | $310,000 | View |
General Mortgage Capital Corporation
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Conventional | 2 | 0.7% | 100% | $255,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.7% | 100% | $570,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $505,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $340,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 50% | $205,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.7% | 66.7% | $320,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.7% | 100% | $375,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 0.7% | 50% | $380,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.7% | 100% | $305,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 2 | 0.7% | 100% | $415,000 | View |
Tower Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $95,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 33.3% | $365,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Educational Systems FCU
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Conventional | 1 | 0.3% | 100% | $375,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.62% |
FHA | 1 | 0.3% | 100% | $385,000 | View |
Newrez LLC
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VA | 1 | 0.3% | 33.3% | $585,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 50% | $475,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Dart Bank
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FHA | 1 | 0.3% | 100% | $365,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $585,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.3% | 100% | $445,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
First Home Mortgage
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.3% | 50% | $445,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $425,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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VA | 1 | 0.3% | 100% | $235,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 50% | $395,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.3% | 100% | $45,000 | |
First Option Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $475,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 0.3% | 100% | $585,000 | View |
Emet Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $415,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 50% | $375,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 14.3% | $45,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sudley Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sudley, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Sudley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sudley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sudley, VA
Use these to narrow the list above. Each category shows how many Sudley, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Sudley, VA
Independent mortgage companies closed 79.9 percent of home loans in Sudley, Virginia in 2025, banks 15.4 percent and credit unions 4.7 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sudley, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Sudley, Virginia with 5 loans, about 1.7 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sudley, Virginia, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 74 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Sudley, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 20. 18 lenders closed VA loans, led by Nvr Mortgage Finance, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Sudley, Virginia in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sudley, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sudley, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sudley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
