Mortgage Lenders and Brokers in Staunton, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Staunton, Virginia mortgage lenders include City National Bank of WVCity National Bank of WV101 Community Way, Staunton, VA 24401A+5.0 ★Texas Ratio: 1.47%, First BankFirst Bank1 W Frederick St, Staunton, VA 24401A+5.0 ★Texas Ratio: 2.42%, Atlantic Union BankAtlantic Union Bank24 S Augusta St, Staunton, VA 24401A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank125 N Central Ave, Staunton, VA 24401A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust239 N Central Ave, Staunton, VA 24401A5.0 ★Texas Ratio: 7.72%, Select BankSelect Bank1111 Greenville Ave, Staunton, VA 24401A5.0 ★Texas Ratio: 11.24%, Dupont Community Credit UnionDupont Community Credit Union105 Community Way, Staunton, VA 24401A+5.0 ★Texas Ratio: 1.68%, First Bank and Trust CompanyFirst Bank and Trust Company1030 Richmond Ave, Staunton, VA 24401A+5.0 ★Texas Ratio: 3.79%, Farmers & Merchants BankFarmers & Merchants Bank2813 N Augusta St, Staunton, VA 24401A+5.0 ★Texas Ratio: 3.40%, and Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Staunton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Staunton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Staunton, Virginia
Market share is the lender's share of all home loans closed in Staunton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Staunton 101 Community Way, Staunton, VA 24401 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 15 +9 HELOCs |
3.1% | 75% | $161,666 | View |
|
1 office in Staunton 1 W Frederick St, Staunton, VA 24401 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 13 | 2.7% | 92.9% | $195,769 | View |
|
2 offices in Staunton 24 S Augusta St, Staunton, VA 24401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 7 +11 HELOCs |
1.4% | 63.6% | $115,000 | View |
|
★ 1 stars, 1 review 1 office in Staunton 125 N Central Ave, Staunton, VA 24401 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +20 HELOCs |
1% | 83.3% | $323,000 | View |
|
1 office in Staunton 239 N Central Ave, Staunton, VA 24401 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $55,000 | View |
|
1 office in Staunton 1111 Greenville Ave, Staunton, VA 24401 A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
|
105 Community Way, Staunton, VA 24401 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 34 +98 HELOCs |
7% | 85% | $226,470 | View |
|
1030 Richmond Ave, Staunton, VA 24401 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 7 +5 HELOCs |
1.4% | 100% | $276,428 | View |
|
2813 N Augusta St, Staunton, VA 24401 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 5 | 1% | 100% | $217,000 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
0.8% | 66.7% | $305,000 | |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 3 | 0.6% | 100% | $235,000 | View |
|
13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 3 | 0.6% | 57.1% | $221,666 | View |
|
332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.6% | 75% | $198,333 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $210,000 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.4% | 100% | $335,000 | View |
|
28904 North James Madison Highway, Arvonia, VA 23004 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 2 | 0.4% | 100% | $200,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $205,000 | View |
|
210 Virginia Ave, Bridgewater, VA 22812 A+5.0 ★Texas Ratio: 0.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $145,000 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $385,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
|
1217 Cedar Rd, Chesapeake, VA 23322 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
|
19 Myers Corner Dr Ste A01, Staunton, VA 24401 6348 A5.0 ★Texas Ratio: 10.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 46 | 9.4% | 100% | $216,739 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 15 | 3.1% | 100% | $209,000 | View |
Integrity Home Mortgage Corporation
|
Conventional, FHA | 15 | 3.1% | 93.8% | $258,333 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 12 | 2.5% | 92.3% | $205,833 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 8 | 1.6% | 100% | $266,250 | |
Atlantic Coast Mortgage, LLC
|
Conventional, VA | 6 | 1.2% | 100% | $313,333 | |
Intercoastal Mortgage, LLC
|
Conventional | 4 | 0.8% | 100% | $302,500 | |
Capital Center LLC
|
Conventional | 3 | 0.6% | 75% | $265,000 | |
First Savings Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $175,000 | |
Towne First Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $155,000 | |
First Heritage Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Gray Fox Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Vellum Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $305,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Towne Mortgage
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Nrl Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 44 | 9% | 80% | $201,136 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 22 | 4.5% | 81.5% | $274,090 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, HELOC | 21 +1 HELOCs |
4.3% | 95.5% | $207,857 | View |
Mortgage Research Center
|
Conventional, VA | 13 | 2.7% | 100% | $311,923 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 9 | 1.8% | 100% | $291,666 | |
Nfm, Inc
|
Conventional, FHA | 9 | 1.8% | 100% | $252,777 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 9 | 1.8% | 100% | $260,555 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 1.6% | 90% | $263,750 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 1.6% | 69.2% | $132,500 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 8 | 1.6% | 100% | $232,500 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 8 | 1.6% | 88.9% | $391,250 | |
New American Funding, LLC.
|
Conventional, FHA | 7 | 1.4% | 77.8% | $219,285 | |
Nationstar Mortgage
|
Conventional, FHA | 6 | 1.2% | 100% | $146,666 | |
Lower, LLC
|
Conventional, FHA | 6 | 1.2% | 100% | $210,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 75% | $45,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $181,666 | |
Newrez LLC
|
FHA, VA | 3 | 0.6% | 75% | $275,000 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $171,666 | |
American Financing Corporation
|
Conventional, FHA | 3 | 0.6% | 75% | $198,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.6% | 100% | $175,000 | View |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 50% | $135,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $480,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $360,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.4% | 100% | $255,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.4% | 28.6% | $75,000 | |
Ross Mortgage Corporation
|
FHA, VA | 2 | 0.4% | 100% | $325,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.4% | 66.7% | $320,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.4% | 66.7% | $210,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.4% | 100% | $235,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 0.4% | 100% | $125,000 | View |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $245,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 2.74% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 50% | $195,000 | |
Primelending
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Goodleap, LLC
|
VA | 1 | 0.2% | 50% | $365,000 | |
Contour Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $215,000 | |
Everett Financial, Inc.
|
VA | 1 | 0.2% | 100% | $395,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 33.3% | $255,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $175,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Dart Bank
|
VA | 1 | 0.2% | 100% | $355,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 100% | $485,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.2% | 100% | $195,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Advisors Mortgage Group, LLC
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.2% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Total Mortgage Services, LLC
|
FHA | 1 | 0.2% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $315,000 | View |
Waterstone Mortgage Corporation
|
FHA | 1 | 0.2% | 50% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Farmers and Merchants Trust Company of Chambersburg
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $415,000 | View |
Reliance First Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $185,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Everence Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Consumers Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Staunton Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Staunton, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Staunton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Staunton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Staunton, VA
Use these to narrow the list above. Each category shows how many Staunton, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Staunton, VA
Independent mortgage companies closed 67.4 percent of home loans in Staunton, Virginia in 2025, banks 23.2 percent and credit unions 9.4 percent. ALCOVA Mortgage, LLC was the largest mortgage company, City National Bank of WV the largest bank and Dupont Community Credit Union the largest credit union. Among lenders headquartered in Virginia, First Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Staunton, VA
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Staunton, Virginia with 15 loans, about 3.1 percent of the market. The largest lender headquartered in Virginia was First Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Staunton, Virginia in 2025, led by Rocket Mortgage with 10. 23 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 12 credit unions closed home loans in Staunton, Virginia in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Staunton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Staunton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Staunton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
