Mortgage Lenders and Brokers in Springfield, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Springfield, Virginia mortgage lenders include Truist BankTruist Bank6810 Commerce St, Springfield, VA 22150A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8096 Rolling Rd, Springfield, VA 22153A+5.0 ★Texas Ratio: 3.68%, United Bank VaUnited Bank Va7830 Backlick Rd, Springfield, VA 22150A+5.0 ★Texas Ratio: 2.15%, PNC Bank N.A.PNC Bank N.A.7440 Spring Village Dr, Springfield, VA 22150A+5.0 ★Texas Ratio: 4.24%, Atlantic Union BankAtlantic Union Bank5803 Rolling Rd, Springfield, VA 22152A+5.0 ★Texas Ratio: 2.51%, TD BankTD Bank8310 Old Keene Mill Rd, Springfield, VA 22152A+5.0 ★Texas Ratio: 3.71%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co6200 Backlick Rd, Springfield, VA 22150A5.0 ★Texas Ratio: 7.39%, Wells Fargo Bank NAWells Fargo Bank NA8900 Burke Lake Rd, Springfield, VA 22151A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA8332 Old Keene Mill Rd, Springfield, VA 22152A+5.0 ★Texas Ratio: 4.14%, and Navy Federal Credit UnionNavy Federal Credit Union6225 Brandon Ave, Springfield, VA 22150A5.0 ★Texas Ratio: 8.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Springfield, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springfield are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Springfield, Virginia
Market share is the lender's share of all home loans closed in Springfield, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 2 offices in Springfield 6810 Commerce St, Springfield, VA 22150 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 8 +8 HELOCs |
2.7% | 100% | $436,250 | View |
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2 offices in Springfield 8096 Rolling Rd, Springfield, VA 22153 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.4% | 100% | $462,500 | View |
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1 office in Springfield 7830 Backlick Rd, Springfield, VA 22150 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $485,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in Springfield 7440 Spring Village Dr, Springfield, VA 22150 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +12 HELOCs |
0.3% | 100% | $625,000 | View |
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1 office in Springfield 5803 Rolling Rd, Springfield, VA 22152 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $605,000 | View |
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1 office in Springfield 8310 Old Keene Mill Rd, Springfield, VA 22152 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 66.7% | $125,000 | View |
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1 office in Springfield 6200 Backlick Rd, Springfield, VA 22150 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
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3 offices in Springfield 8900 Burke Lake Rd, Springfield, VA 22151 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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2 offices in Springfield 8332 Old Keene Mill Rd, Springfield, VA 22152 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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6225 Brandon Ave, Springfield, VA 22150 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +7 HELOCs |
5.1% | 68.2% | $372,333 | |
Apple Federal Credit Union
6708 Backlick Rd, Springfield, VA 22150 |
Conventional, HELOC | 3 +5 HELOCs |
1% | 75% | $188,333 | |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 2 | 0.7% | 100% | $695,000 | View |
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4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.3% | 50% | $175,000 | View |
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1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
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425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.3% | 100% | $1,465,000 | View |
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640 Franklin St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $1,165,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Heritage Mortgage, LLC
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Conventional, VA | 7 | 2.4% | 100% | $507,857 | |
First Savings Mortgage Corporation
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Conventional, VA | 6 | 2% | 100% | $661,666 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA, Jumbo | 5 | 1.7% | 100% | $701,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional, VA | 5 | 1.7% | 100% | $573,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 5 | 1.7% | 100% | $625,000 | |
Guidance Residential, LLC
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Conventional | 3 | 1% | 100% | $648,333 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 3 | 1% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 2 | 0.7% | 100% | $285,000 | View |
City Lending Inc.
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Conventional | 1 | 0.3% | 50% | $525,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Capital Center LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
CityWorth Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $875,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
6.5% | 95.2% | $516,052 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 5.8% | 81% | $485,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 10 | 3.4% | 90.9% | $595,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 3.1% | 81.8% | $418,333 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2% | 66.7% | $626,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 2% | 100% | $791,666 | |
Union Home Mortgage Corp.
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Conventional | 6 | 2% | 100% | $521,666 | |
Newrez LLC
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Conventional, VA | 5 | 1.7% | 71.4% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 5 | 1.7% | 100% | $661,000 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 1.4% | 100% | $632,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.4% | 100% | $300,000 | |
First Home Mortgage
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Conventional, VA | 4 | 1.4% | 100% | $642,500 | |
The Loan Store, Inc
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Conventional | 4 | 1.4% | 100% | $477,500 | |
Zillow Home Loans, LLC
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Conventional, VA | 4 | 1.4% | 100% | $712,500 | |
New American Funding, LLC.
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Conventional | 4 | 1.4% | 80% | $422,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1% | 75% | $558,333 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 1% | 100% | $545,000 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $601,666 | |
Bank Fund Staff Federal Credit
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Conventional | 3 | 1% | 100% | $451,666 | |
Nfm, Inc
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Conventional, VA | 3 | 1% | 100% | $595,000 | |
Embrace Home Loans, Inc.
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Conventional, VA | 3 | 1% | 100% | $548,333 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 2 +8 HELOCs |
0.7% | 50% | $465,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 30% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.7% | 50% | $180,000 | View |
Sage Home Loans Corporation
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Conventional | 2 | 0.7% | 100% | $550,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.7% | 100% | $515,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.7% | 50% | $730,000 | |
Dart Bank
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Conventional | 2 | 0.7% | 100% | $570,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.7% | 100% | $370,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 33.3% | $245,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.7% | 50% | $495,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.7% | 50% | $430,000 | View |
Cmg Mortgage Inc
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Conventional | 2 | 0.7% | 100% | $575,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 50% | $60,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.7% | 100% | $470,000 | |
Provident Funding Associates
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Conventional | 2 | 0.7% | 100% | $320,000 | |
Andrews Federal Credit Union
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Conventional | 2 | 0.7% | 100% | $465,000 | |
Emet Lending Group, Inc.
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Conventional | 2 | 0.7% | 100% | $500,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 100% | $540,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $670,000 | |
Tower Federal Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $35,000 | View |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.3% | 100% | $695,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $615,000 | |
SWBC Mortgage Corporation
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VA | 1 | 0.3% | 100% | $555,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 50% | $525,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.3% | 100% | $665,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $815,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Data Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $555,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $485,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.3% | 100% | $685,000 | View |
Network Capital Funding Corporation
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VA | 1 | 0.3% | 100% | $1,005,000 | |
Bay Equity LLC
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VA | 1 | 0.3% | 100% | $615,000 | |
Idb Global Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $675,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $505,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $675,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $565,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Geo-Corp, Inc.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $505,000 | |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $645,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.3% | 50% | $745,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 50% | $705,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $585,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $385,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Liberty Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Springfield Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Springfield, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Springfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Springfield, VA
Use these to narrow the list above. Each category shows how many Springfield, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Springfield, VA
Independent mortgage companies closed 74.7 percent of home loans in Springfield, Virginia in 2025, banks 14.3 percent and credit unions 10.9 percent. First Heritage Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Springfield, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Springfield, Virginia with 8 loans, about 2.7 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Springfield, Virginia in 2025, led by United Wholesale Mortgage with 4. 30 lenders closed VA loans, led by First Heritage Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 14 credit unions closed home loans in Springfield, Virginia in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Springfield, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springfield, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
