Mortgage Lenders and Brokers in Ruckersville, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ruckersville, Virginia mortgage lenders include Truist BankTruist Bank7003 Seminole Trl, Ruckersville, VA 22968A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA8341 Seminole Trl, Ruckersville, VA 22968A+5.0 ★Texas Ratio: 4.14%, Pioneer BankPioneer Bank58 Stoneridge Dr N, Ruckersville, VA 22968A+5.0 ★Texas Ratio: 0.19%, Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, and Select BankSelect Bank1387 American Way, Bedford, VA 24523A5.0 ★Texas Ratio: 11.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ruckersville, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ruckersville are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ruckersville, Virginia
Market share is the lender's share of all home loans closed in Ruckersville, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Ruckersville 7003 Seminole Trl, Ruckersville, VA 22968 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $525,000 | View |
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1 office in Ruckersville 8341 Seminole Trl, Ruckersville, VA 22968 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $745,000 | View |
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★ 5 stars, 1 review 1 office in Ruckersville 58 Stoneridge Dr N, Ruckersville, VA 22968 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.3% | 33.3% | $105,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 21 | 6.4% | 82.1% | $107,380 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, Jumbo | 10 | 3% | 91.7% | $572,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
1.8% | 100% | $321,666 | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.6% | 100% | $300,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $315,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $715,000 | |
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1387 American Way, Bedford, VA 24523 A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 50% | $185,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
VA | 1 | 0.3% | 50% | $375,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $345,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 25% | $635,000 | View |
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2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Heritage Mortgage, LLC
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Conventional, FHA, USDA | 9 | 2.7% | 90% | $362,777 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 9 | 2.7% | 90% | $379,444 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA, USDA | 8 | 2.4% | 100% | $355,000 | |
Gray Fox Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $451,666 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 3 | 0.9% | 100% | $345,000 | |
Capital Center LLC
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Conventional | 2 | 0.6% | 100% | $365,000 | |
Farm Credit of the Virginias, ACA
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Conventional | 2 | 0.6% | 100% | $415,000 | |
Integrity Home Mortgage Corporation
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VA, USDA | 2 | 0.6% | 100% | $425,000 | |
Towne Mortgage
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Conventional | 2 | 0.6% | 100% | $380,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.3% | 100% | $505,000 | |
City Lending Inc.
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Towne First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 63 | 19.1% | 91.3% | $378,174 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 11.6% | 90.5% | $276,315 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 15 +2 HELOCs |
4.6% | 88.9% | $335,000 | |
K. Hovnanian American Mortgage
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Conventional, FHA, VA | 10 | 3% | 83.3% | $328,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 9 | 2.7% | 100% | $388,333 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 2.4% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA | 7 | 2.1% | 100% | $426,428 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.8% | 85.7% | $220,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.5% | 100% | $407,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 1.2% | 80% | $167,500 | |
Mortgage Research Center
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VA | 4 | 1.2% | 80% | $417,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 60% | $101,666 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.9% | 100% | $331,666 | |
Newrez LLC
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Conventional, FHA | 3 | 0.9% | 100% | $88,333 | |
Nbkc Bank
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Conventional, VA | 3 | 0.9% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 3 | 0.9% | 100% | $351,666 | |
Planet Home Lending, LLC
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VA | 3 | 0.9% | 100% | $335,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.9% | 80% | $138,333 | |
American Financial Resources LLC
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VA | 2 | 0.6% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 2 | 0.6% | 100% | $125,000 | View |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.6% | 100% | $190,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 2 | 0.6% | 100% | $445,000 | |
Ross Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $450,000 | |
Peoples Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $385,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $155,000 | |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
USDA | 1 | 0.3% | 100% | $405,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Primelending
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VA | 1 | 0.3% | 100% | $415,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 100% | $385,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 50% | $415,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.3% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $115,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $415,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $405,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $785,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $495,000 | View |
Saygo Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $465,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $75,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
New American Funding, LLC.
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VA | 1 | 0.3% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $685,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 11.1% | $105,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 33.3% |
Ruckersville Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ruckersville, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Ruckersville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ruckersville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ruckersville, VA
Use these to narrow the list above. Each category shows how many Ruckersville, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Ruckersville, VA
Independent mortgage companies closed 77.5 percent of home loans in Ruckersville, Virginia in 2025, banks 13.4 percent and credit unions 9.1 percent. First Heritage Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Uva Community Credit Union the largest credit union. Among lenders headquartered in Virginia, Pioneer Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ruckersville, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Ruckersville, Virginia with 1 loans, about 0.3 percent of the market. The largest lender headquartered in Virginia was Pioneer Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ruckersville, Virginia, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 91.3 percent, against a 87.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Ruckersville, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 21. 31 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 8 credit unions closed home loans in Ruckersville, Virginia in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ruckersville, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ruckersville, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ruckersville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
