Mortgage Lenders and Brokers in Petersburg, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Petersburg, Virginia mortgage lenders include Peoples Advantage Federal Credit UnionPeoples Advantage Federal Credit Union110 Wagner Rd, Petersburg, VA 23805 9303A5.0 ★Texas Ratio: 6.74%, Bank of America NABank of America NA1963 S Crater Rd, Petersburg, VA 23805A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank3340 S Crater Rd, Petersburg, VA 23805A+5.0 ★Texas Ratio: 2.87%, First BankFirst Bank23315 Airport St, Petersburg, VA 23803A+5.0 ★Texas Ratio: 2.42%, Wells Fargo Bank NAWells Fargo Bank NA3360 S Crater Rd, Petersburg, VA 23805A+5.0 ★Texas Ratio: 5.36%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, and Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Petersburg, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Petersburg are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Petersburg, Virginia
Market share is the lender's share of all home loans closed in Petersburg, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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110 Wagner Rd, Petersburg, VA 23805 9303 A5.0 ★Texas Ratio: 6.74% |
Conventional | 11 | 1.8% | 61.1% | $64,090 | View |
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1 office in Petersburg 1963 S Crater Rd, Petersburg, VA 23805 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 7 +3 HELOCs |
1.1% | 70% | $197,857 | View |
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★ 1 stars, 1 review 3 offices in Petersburg 3340 S Crater Rd, Petersburg, VA 23805 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 5 +7 HELOCs |
0.8% | 55.6% | $181,000 | View |
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1 office in Petersburg 23315 Airport St, Petersburg, VA 23803 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 3 | 0.5% | 100% | $188,333 | View |
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1 office in Petersburg 3360 S Crater Rd, Petersburg, VA 23805 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 25% | $85,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, VA, HELOC | 23 +8 HELOCs |
3.8% | 74.2% | $138,043 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 14 +1 HELOCs |
2.3% | 93.8% | $190,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA | 12 | 2% | 100% | $161,666 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 10 | 1.6% | 90.9% | $169,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 10 | 1.6% | 76.9% | $177,000 | |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 6 | 1% | 85.7% | $248,333 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.7% | 66.7% | $255,000 | View |
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9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 0.5% | 75% | $151,666 | View |
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10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 3 | 0.5% | 100% | $45,000 | View |
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★ 5 stars, 1 review 409 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 33.3% | $135,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
FHA, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $245,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
FHA | 2 | 0.3% | 66.7% | $235,000 | View |
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10000 Courtview Ln, Chesterfield, VA 23832 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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28904 North James Madison Highway, Arvonia, VA 23004 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 14 | 2.3% | 77.8% | $205,714 | View |
First Heritage Mortgage, LLC
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Conventional, FHA | 14 | 2.3% | 93.3% | $178,571 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 11 | 1.8% | 92.3% | $162,272 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.5% | 100% | $229,444 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 8 | 1.3% | 88.9% | $206,250 | |
Credit Union Mortgage Associat
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Conventional | 7 | 1.1% | 87.5% | $180,714 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA, VA | 6 | 1% | 100% | $220,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA | 6 | 1% | 100% | $161,666 | View |
Capital Center LLC
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Conventional, FHA | 5 | 0.8% | 55.6% | $191,000 | |
C&F Select LLC
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Conventional, FHA, VA | 3 | 0.5% | 100% | $275,000 | |
City Lending Inc.
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FHA | 2 | 0.3% | 66.7% | $215,000 | |
Village Bank Mortgage
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Conventional | 2 | 0.3% | 100% | $140,000 | |
Call Federal
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Conventional | 2 | 0.3% | 100% | $70,000 | |
Tidewater Home Funding, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
Towne First Mortgage, LLC
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Conventional | 1 | 0.2% | 25% | $165,000 | |
1St Advantage Federal Credit U
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 45 | 7.4% | 67.1% | $188,777 | |
Mortgage Research Center
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Conventional, FHA, VA | 41 | 6.7% | 79.2% | $280,365 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
5.6% | 83.3% | $238,235 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 27 | 4.4% | 93.1% | $176,111 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 21 | 3.4% | 88.9% | $216,904 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 15 | 2.5% | 93.8% | $163,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 14 | 2.3% | 68.2% | $173,571 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 13 | 2.1% | 100% | $193,461 | |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 2% | 100% | $200,833 | |
loanDepot.com LLC
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Conventional, FHA, VA | 10 | 1.6% | 47.6% | $184,000 | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 9 | 1.5% | 69.2% | $218,333 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 9 | 1.5% | 100% | $217,222 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 1.3% | 66.7% | $177,500 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 7 | 1.1% | 100% | $265,000 | |
Primelending
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Conventional, FHA, VA | 5 | 0.8% | 62.5% | $171,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 0.8% | 35.3% | $237,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.8% | 31.2% | $125,000 | |
Click n' Close, Inc.
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Conventional, FHA | 5 | 0.8% | 100% | $105,000 | |
New Day Financial, LLC.
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VA | 5 | 0.8% | 75% | $205,000 | |
Nvr Mortgage Finance, Inc.
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FHA, VA | 5 | 0.8% | 100% | $393,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 0.8% | 83.3% | $119,000 | |
CrossCountry Mortgage, LLC
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FHA, VA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $197,500 | |
Nfm, Inc
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Conventional, FHA, VA | 4 | 0.7% | 80% | $292,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.7% | 66.7% | $210,000 | View |
Zillow Home Loans, LLC
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Conventional | 4 | 0.7% | 100% | $122,500 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 4 | 0.7% | 100% | $177,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.7% | 40% | $140,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 0.7% | 80% | $157,500 | View |
Village Capital & Investment
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FHA, VA | 4 | 0.7% | 75% | $272,500 | |
SWBC Mortgage Corporation
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Conventional | 3 | 0.5% | 75% | $175,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.5% | 100% | $171,666 | |
Peoples Mortgage Company
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Conventional, FHA | 3 | 0.5% | 100% | $115,000 | |
HomeBridge Financial Services, Inc
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FHA, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.3% | 66.7% | $235,000 | View |
American Financial Resources LLC
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FHA | 2 | 0.3% | 66.7% | $285,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.3% | 100% | $230,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 75% | $190,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 2 | 0.3% | 100% | $220,000 | |
First Home Mortgage
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Conventional, FHA | 2 | 0.3% | 66.7% | $160,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 50% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.3% | 100% | $230,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $150,000 | |
Calcon Mutual Mortgage LLC
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Conventional, VA | 2 | 0.3% | 66.7% | $145,000 | |
Waterstone Mortgage Corporation
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FHA | 2 | 0.3% | 100% | $230,000 | |
Milend, Inc
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Conventional, FHA | 2 | 0.3% | 80% | $165,000 | |
Towne Mortgage Company
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FHA | 2 | 0.3% | 100% | $120,000 | |
Member Advantage Mortgage
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Conventional, FHA | 2 | 0.3% | 100% | $325,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 100% | $235,000 | |
Lower, LLC
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FHA | 2 | 0.3% | 33.3% | $210,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.3% | 50% | $130,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $25,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $115,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.2% | 100% | $315,000 | View |
Goodleap, LLC
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FHA | 1 | 0.2% | 66.7% | $175,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.2% | 100% | $255,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.2% | 100% | $235,000 | |
Michigan First Credit Union
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Conventional | 1 | 0.2% | 100% | $355,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 50% | $225,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $195,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 20% | $65,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Petersburg Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Petersburg, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Petersburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Petersburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Petersburg, VA
Use these to narrow the list above. Each category shows how many Petersburg, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Petersburg, VA
Independent mortgage companies closed 71.2 percent of home loans in Petersburg, Virginia in 2025, banks 19.1 percent and credit unions 9.6 percent. First Heritage Mortgage, LLC was the largest mortgage company, Bank of America NA the largest bank and Peoples Advantage Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Peoples Advantage Federal Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Petersburg, VA
By home loans closed in 2025, Peoples Advantage Federal Credit Union was the largest mortgage lender in Petersburg, Virginia with 11 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
64 lenders closed FHA loans in Petersburg, Virginia in 2025, led by United Wholesale Mortgage with 18. 44 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 11 credit unions closed home loans in Petersburg, Virginia in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Petersburg, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Petersburg, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Petersburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
