Mortgage Lenders and Brokers in Midlothian, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Midlothian, Virginia mortgage lenders include Truist BankTruist Bank15601 City View Dr, Midlothian, VA 23113A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA13200 Hull Street Rd, Midlothian, VA 23112A+5.0 ★Texas Ratio: 5.36%, Citizens and Farmers BankCitizens and Farmers Bank13200 Midlothian Tpke, Midlothian, VA 23113A+5.0 ★Texas Ratio: 0.62%, United Bank VaUnited Bank Va12640 Stone Village Way, Midlothian, VA 23113A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1361 Huguenot Rd, Midlothian, VA 23113A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA260 Schofield Dr, Midlothian, VA 23113A+5.0 ★Texas Ratio: 4.14%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust13101 Midlothian Tpke, Midlothian, VA 23113A5.0 ★Texas Ratio: 7.72%, Atlantic Union BankAtlantic Union Bank6030 Harbour Park Dr, Midlothian, VA 23112A+5.0 ★Texas Ratio: 2.51%, C&F Mortgage CorporationC&F Mortgage CorporationMidlothian, VAA+5.0 ★Texas Ratio: 4.11%, and Virginia Federal Credit UnionVirginia Federal Credit Union11030 Hull Street Rd, Midlothian, VA 23112A5.0 ★Texas Ratio: 6.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Midlothian, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Midlothian are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Midlothian, Virginia
Market share is the lender's share of all home loans closed in Midlothian, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 4 offices in Midlothian 15601 City View Dr, Midlothian, VA 23113 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 8 +12 HELOCs |
1.5% | 88.9% | $310,000 | View |
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4 offices in Midlothian 13200 Hull Street Rd, Midlothian, VA 23112 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1.2% | 85.7% | $190,000 | View |
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3 offices in Midlothian 13200 Midlothian Tpke, Midlothian, VA 23113 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 5 | 1% | 71.4% | $179,000 | View |
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2 offices in Midlothian 12640 Stone Village Way, Midlothian, VA 23113 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.4% | 100% | $450,000 | View |
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1 office in Midlothian 1361 Huguenot Rd, Midlothian, VA 23113 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 66.7% | $285,000 | View |
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2 offices in Midlothian 260 Schofield Dr, Midlothian, VA 23113 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 50% | $335,000 | View |
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2 offices in Midlothian 13101 Midlothian Tpke, Midlothian, VA 23113 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $95,000 | View |
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3 offices in Midlothian 6030 Harbour Park Dr, Midlothian, VA 23112 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +14 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 14 | 2.7% | 100% | $390,714 | View |
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11030 Hull Street Rd, Midlothian, VA 23112 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 22 +14 HELOCs |
4.2% | 84.6% | $274,545 | View |
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13493 Hull Street Rd, Midlothian, VA 23112 2103 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +5 HELOCs |
2.5% | 86.7% | $191,153 | |
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13531 Midlothian Tpke, Midlothian, VA 23113 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1% | 83.3% | $223,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 5 +1 HELOCs |
1% | 100% | $243,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $400,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $385,000 | View |
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10000 Courtview Ln, Chesterfield, VA 23832 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
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9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional, Jumbo | 2 | 0.4% | 66.7% | $865,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $325,000 | View |
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4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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1901 WalMart Way, Midlothian, VA 23113 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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2111 Pocahontas Trl, Quinton, VA 23141 1634 A5.0 ★Texas Ratio: 8.71% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.2% | 50% | $35,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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41 Wheeler Ave, Collinsville, VA 24078 2417 A5.0 ★Texas Ratio: 10.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 58 | 11.2% | 96.7% | $306,034 | |
Capital Center LLC
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Conventional, VA | 40 | 7.7% | 88.9% | $330,250 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 12 | 2.3% | 92.3% | $305,833 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 9 | 1.7% | 100% | $425,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA | 7 | 1.3% | 100% | $389,285 | View |
ALCOVA Mortgage, LLC
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Conventional, FHA | 5 | 1% | 100% | $355,000 | |
Integrity Home Mortgage Corporation
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Conventional | 4 | 0.8% | 100% | $405,000 | |
Towne First Mortgage, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $412,500 | |
Call Federal
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Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $35,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.2% | 100% | $625,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Village Bank Mortgage
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Conventional | 1 | 0.2% | 100% | $345,000 | |
1St Advantage Federal Credit U
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA | 47 | 9.1% | 92.2% | $256,063 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 22 +6 HELOCs |
4.2% | 100% | $360,909 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 21 | 4% | 80.8% | $331,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 15 | 2.9% | 100% | $301,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 11 | 2.1% | 84.6% | $314,090 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 1.7% | 92.3% | $378,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.7% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 8 | 1.5% | 84.6% | $375,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 8 | 1.5% | 100% | $397,500 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.3% | 70% | $215,000 | |
Nfm, Inc
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Conventional, FHA | 7 | 1.3% | 100% | $226,428 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.3% | 77.8% | $173,571 | |
The Loan Store, Inc
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Conventional, FHA | 7 | 1.3% | 100% | $332,142 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 6 | 1.2% | 60% | $270,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
1% | 71.4% | $373,000 | View |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 1% | 100% | $349,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.8% | 100% | $422,500 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 4 | 0.8% | 100% | $342,500 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $211,666 | |
American Financial Network, Inc.
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Conventional, VA | 3 | 0.6% | 100% | $348,333 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 3 | 0.6% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 100% | $135,000 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 50% | $290,000 | |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 75% | $610,000 | |
EMM Loans LLC
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FHA | 2 | 0.4% | 100% | $470,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.4% | 100% | $450,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $435,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 33.3% | $85,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $340,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 50% | $575,000 | |
Better Mortgage Corporation
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FHA | 2 | 0.4% | 100% | $450,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $200,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 33.3% | $70,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.2% | 100% | $515,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $595,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
First Home Mortgage
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FHA | 1 | 0.2% | 100% | $445,000 | |
Instamortgage, Inc
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VA | 1 | 0.2% | 100% | $355,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $435,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $85,000 | |
Union Savings Bank
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $425,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $305,000 | |
New American Funding, LLC.
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FHA | 1 | 0.2% | 50% | $485,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $515,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.2% | 100% | $295,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $285,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $495,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
FedChoice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Consumers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Midlothian Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Midlothian, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Midlothian? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Midlothian in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Midlothian, VA
Use these to narrow the list above. Each category shows how many Midlothian, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Midlothian, VA
Independent mortgage companies closed 74.6 percent of home loans in Midlothian, Virginia in 2025, banks 16.4 percent and credit unions 9.1 percent. First Heritage Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Citizens and Farmers Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Midlothian, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Midlothian, Virginia with 8 loans, about 1.5 percent of the market. The largest lender headquartered in Virginia was Citizens and Farmers Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Midlothian, Virginia, First Heritage Mortgage, LLC approved the highest share of completed applications in 2025 at 96.7 percent, against a 89.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Midlothian, Virginia in 2025, led by First Heritage Mortgage, LLC with 9. 25 lenders closed VA loans, led by C&F Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 20 credit unions closed home loans in Midlothian, Virginia in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Midlothian, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Midlothian, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Midlothian. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
