McNair, Virginia mortgage lenders include Citibank, NACitibank, NA2879 Clarendon Boulevard, Arlington, VA 22201A+5.0 ★Texas Ratio: 2.82%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, and Dominion Energy Credit UnionDominion Energy Credit Union5000 Dominion Blvd, Glen Allen, VA 23060 3308A+5.0 ★Texas Ratio: 1.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in McNair, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McNair are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in McNair, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 12 | 4.8% | 100% | $602,500 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +6 HELOCs |
2% | 71.4% | $369,000 | |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 4 | 1.6% | 100% | $477,500 | View |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 1.2% | 100% | $478,333 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.2% | 100% | $468,333 | View |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $585,000 | View |
|
332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $345,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 66.7% | $75,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $275,000 | View |
|
5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
|
201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
|
4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
|
950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
|
6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Heritage Mortgage, LLC
|
Conventional, VA | 39 | 15.7% | 95.1% | $521,666 | |
Intercoastal Mortgage, LLC
|
Conventional, FHA, VA | 29 | 11.6% | 100% | $668,793 | |
Atlantic Coast Mortgage, LLC
|
Conventional, VA | 11 | 4.4% | 100% | $461,363 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 4 | 1.6% | 100% | $395,000 | |
Loansteady LLC
|
Conventional | 2 | 0.8% | 100% | $360,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.8% | 100% | $350,000 | |
Credit Union Mortgage Associat
|
Conventional | 2 | 0.8% | 100% | $545,000 | |
First Savings Mortgage Corporation
|
Conventional | 2 | 0.8% | 100% | $420,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional, VA | 2 | 0.8% | 100% | $690,000 | |
Atlantic Bay Mortgage Group
|
VA | 1 | 0.4% | 100% | $525,000 | |
Rocket Mortgage
|
Conventional, VA | 21 | 8.4% | 84% | $326,428 | |
United Wholesale Mortgage
|
Conventional, VA, HELOC | 15 +1 HELOCs |
6% | 100% | $431,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 7 | 2.8% | 100% | $482,142 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 6 | 2.4% | 100% | $548,333 | |
Cmg Mortgage Inc
|
Conventional, VA | 6 | 2.4% | 100% | $516,666 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 5 | 2% | 100% | $383,000 | |
Zillow Home Loans, LLC
|
Conventional | 4 | 1.6% | 100% | $382,500 | |
Nfm, Inc
|
Conventional | 3 | 1.2% | 100% | $511,666 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 3 | 1.2% | 100% | $481,666 | View |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $430,000 | |
Freedom Mortgage Corporation
|
Conventional, VA | 2 | 0.8% | 100% | $625,000 | |
Newrez LLC
|
VA | 2 | 0.8% | 66.7% | $675,000 | |
Kind Lending, LLC
|
Conventional | 2 | 0.8% | 100% | $480,000 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional | 2 | 0.8% | 100% | $420,000 | View |
American Financial Network, Inc.
|
Conventional | 2 | 0.8% | 66.7% | $460,000 | |
AmWest Funding Corp
|
Conventional | 2 | 0.8% | 100% | $400,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 2 | 0.8% | 100% | $515,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 0.8% | 66.7% | $250,000 | |
United Nations Federal CU
|
Conventional | 2 | 0.8% | 100% | $545,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $665,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $25,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Educational Systems FCU
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $565,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Dart Bank
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Nih Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.4% | 100% | $585,000 | |
Homestead Funding Corp.
|
VA | 1 | 0.4% | 100% | $735,000 | |
Plus Relocation Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $635,000 | |
Bayshore Mortgage Funding
|
VA | 1 | 0.4% | 100% | $655,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.4% | 100% | $595,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.4% | 100% | $735,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $755,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $725,000 | View |
Emet Lending Group, Inc.
|
Conventional | 1 | 0.4% | 100% | $615,000 | |
Uif Corporation
|
Conventional | 1 | 0.4% | 50% | $555,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.4% | 100% | $275,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $525,000 | |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in McNair? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McNair in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many McNair, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.7 percent of home loans in McNair, Virginia in 2025, banks 16.5 percent and credit unions 6.8 percent. First Heritage Mortgage, LLC was the largest mortgage company, Citibank, NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, Citibank, NA was the largest mortgage lender in McNair, Virginia with 12 loans, about 4.8 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in McNair, Virginia in 2025, led by Intercoastal Mortgage, LLC with 1. 20 lenders closed VA loans, led by First Heritage Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 10 credit unions closed home loans in McNair, Virginia in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in McNair, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McNair, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McNair. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.