Mortgage Lenders and Brokers in Matoaca, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Matoaca, Virginia mortgage lenders include Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Peoples Advantage Federal Credit UnionPeoples Advantage Federal Credit Union2801 Conduit Rd, Colonial Heights, VA 23834 2971A5.0 ★Texas Ratio: 6.74%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, and First BankFirst Bank98 Blue Ridge Blvd, Blue Ridge, VA 24064A+5.0 ★Texas Ratio: 2.42%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Matoaca, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Matoaca are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Matoaca, Virginia
Market share is the lender's share of all home loans closed in Matoaca, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 9 +12 HELOCs |
3.5% | 75% | $228,333 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 8 | 3.1% | 100% | $322,500 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +1 HELOCs |
2.8% | 87.5% | $167,857 | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, VA | 5 | 2% | 100% | $375,000 | View |
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2801 Conduit Rd, Colonial Heights, VA 23834 2971 A5.0 ★Texas Ratio: 6.74% |
Conventional | 4 | 1.6% | 100% | $35,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, VA, Jumbo, HELOC | 3 +1 HELOCs |
1.2% | 100% | $598,333 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.2% | 100% | $275,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.8% | 100% | $495,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $310,000 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 2 | 0.8% | 66.7% | $130,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 66.7% | $190,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $135,000 | View |
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5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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11651 Alliance Cir, Chester, VA 23831 1451 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Heritage Mortgage, LLC
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Conventional, FHA | 9 | 3.5% | 100% | $257,222 | |
Capital Center LLC
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Conventional, FHA | 6 | 2.4% | 66.7% | $210,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, USDA | 6 | 2.4% | 100% | $238,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.4% | 100% | $303,333 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 5 | 2% | 100% | $313,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 2% | 100% | $335,000 | View |
Tidewater Mortgage Services, Inc
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Conventional | 3 | 1.2% | 100% | $275,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA | 3 | 1.2% | 100% | $308,333 | View |
Call Federal
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $55,000 | |
C&F Select LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Integrity Home Mortgage Corporation
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USDA | 1 | 0.4% | 50% | $315,000 | |
1St Advantage Federal Credit U
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA | 33 | 13% | 81% | $213,787 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 16 | 6.3% | 89.5% | $479,375 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, Jumbo | 9 | 3.5% | 90% | $500,555 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.8% | 80% | $356,428 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 6 | 2.4% | 60% | $233,333 | |
loanDepot.com LLC
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Conventional, VA | 5 | 2% | 62.5% | $201,000 | |
New Day Financial, LLC.
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VA | 5 | 2% | 83.3% | $245,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 5 | 2% | 100% | $179,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 1.6% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.6% | 100% | $132,500 | |
Mortgage Research Center
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VA | 4 | 1.6% | 80% | $365,000 | |
PHH Mortgage Corporation
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FHA | 3 | 1.2% | 100% | $351,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.2% | 42.9% | $231,666 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 1.2% | 100% | $181,666 | |
New American Funding, LLC.
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FHA, VA | 3 | 1.2% | 75% | $368,333 | |
DHI Mortgage Company, LTD.
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FHA | 3 | 1.2% | 100% | $515,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 3 | 1.2% | 42.9% | $251,666 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 1.2% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.8% | 40% | $455,000 | View |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.8% | 100% | $400,000 | |
Newrez LLC
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Conventional | 2 | 0.8% | 50% | $115,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 2 | 0.8% | 66.7% | $170,000 | |
Guild Mortgage Company
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VA | 2 | 0.8% | 100% | $415,000 | |
Nfm, Inc
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FHA, VA | 2 | 0.8% | 100% | $300,000 | |
The Loan Store, Inc
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FHA | 2 | 0.8% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $55,000 | View |
Texana Bank
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VA | 2 | 0.8% | 100% | $345,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.4% | 50% | $375,000 | |
CrossCountry Mortgage, LLC
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VA, Jumbo | 1 | 0.4% | 100% | $925,000 | |
Dart Bank
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Conventional | 1 | 0.4% | 100% | $245,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $655,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $215,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $305,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $305,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.4% | 100% | $365,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 50% | $275,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $325,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $335,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $365,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $445,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Matoaca Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Matoaca, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Matoaca? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Matoaca in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Matoaca, VA
Use these to narrow the list above. Each category shows how many Matoaca, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Matoaca, VA
Independent mortgage companies closed 71.7 percent of home loans in Matoaca, Virginia in 2025, banks 19.3 percent and credit unions 9.1 percent. First Heritage Mortgage, LLC was the largest mortgage company, Presidential Bank, FSB the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Matoaca, VA
By home loans closed in 2025, Virginia Federal Credit Union was the largest mortgage lender in Matoaca, Virginia with 9 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Matoaca, Virginia in 2025, led by United Wholesale Mortgage with 7. 23 lenders closed VA loans, led by Rocket Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Matoaca, Virginia in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Matoaca, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Matoaca, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Matoaca. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
